By Bharti Bisht
Updated On September 22, 2021

The Citi Cash Back Credit Card issued by Citibank is a card to provide its customers with exciting cashback offers. With this card, you get an assured cashback of 0.5% on all your spends, and you get accelerated cashback (5%) on movie tickets bookings, telephone bill payments, and utility bill payments. Not only this, but the card allows you to save on various other spends, such as up to 20% discount on dining, up to 10% discount flight bookings through MakeMyTrip, exclusive discount offers on hotel bookings, etc. The cashback redemption process is hassle-free as the cashback you earn is automatically credited to your account in multiples of 500. To know full information about the advantages of the Citi Cash Back Credit Card, keep reading the details given below:

Citi Cash Back Credit Card

Best Suited For

Shopping |

Joining Fee

Rs. 500

Reward Type

Cashback |

Product Details

  • Get a 0.5% cashback on all your spending.
  • Get a 5% cashback on your telephone bill payments & movie ticket purchases.
  • A cashback of 5% on utility bill payments through Citibank Online Bill Pay.
  • Automatic redemption of the cashback.
  • Up to 20% off on dining across several participating restaurants.
  • 1% fuel surcharge waiver.

Rewards and Benefits

Welcome Benefits

NA

Movie & Dining

Up to 20% discount on dining across participating restaurants.

Rewards Rate

0.5% cashback on all spends and a 5% cashback on telephone bills, movie tickets, and utility bill payments.

Reward Redemption

Cashback is automatically credited to your statement in a multiple of Rs. 500.

Travel

N/A

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

Cardmember will not be liable for any fraudulent transactions done on the card once the card is reported lost/stolen to the bank.

Fees & Charges

Joining Fee

Rs. 500

Renewal Fee

Rs. 500 (plus applicable taxes)

Spend based Waiver

N/A

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% on all foreign currency spends

Interest Rates

3.75% per month

Fuel Surcharge

The 1% fuel surcharge is waived off at authorized IndianOil Corporation outlets.

Cash Advance Charge

2.5% of the cash withdrawn subject to a minimum of Rs. 500

Add-on Card Fee

Nil

Citi Cash Back Credit Card Rewards

  • You get a 0.5% cashback on all your spending.
  • You get a 5% cashback on movie ticket purchases.
  • You get a 5% cashback on telephone bill payments.
  • You get a 5% cashback on utility bill payments through Citibank Online Bill Pay.
  • The 5% cashback is capped at Rs. 100 every month for each category.

Rewards Redemption

  • The cashback earned is automatically credited to your statement.
  • The cashback is credited to your account in multiples of 500 only.

Dining Benefits

  • You can avail of a discount of up to 20% across several participating restaurants.
  • Up to 30% savings on Swiggy.
  • Up to 50% savings on Zomato.

Other Benefits

Other than all the benefits mentioned above, the Citi Cash Back Credit Card provides several other offers that include:

  • Avail a cashback of up to Rs. 3,000 on rent payments through RedGirraffe.
  • Up to 10% savings on MakeMyTrip.
  • Up to 15% cashback on duty-free stores.

Fuel Surcharge Waiver

You get a 1% fuel surcharge waiver across all IndianOil Corporation outlets for a minimum transaction of Rs. 10.

How To Apply?

You can apply online for a Citi Cash Back Credit Card by following a few simple steps as mentioned below:

  • Go to https://www.online.citibank.co.in/.
  • Select the option ‘apply for a credit card.’
  • Choose the Citi Cash Back Credit Card.
  • Fill in all the required details in the application form.

Conclusion

The Citi Cash Back Credit Card is a great choice for people, who are looking for an affordable credit card with exclusive cashback offers. The card not only provides you with cashback on all your spending but also gives you amazing saving opportunities on your other spends as well. For example, you can avail yourself of up to a 20% discount across various participating restaurants, and up to a 50% discount on Zomato. Moreover, its welcome benefits and fuel surcharge waiver are also among its great features that can not be ignored. So, if you want a credit card that allows you to save more & more, you can undoubtedly go with the Citi Cash Back Credit Card

FAQs:

The renewal fee of the Citi Cash Back Credit Card is Rs. 500.

No, with the Citi Cash Back Credit Card, you get a fuel surcharge waiver of 1% at IndianOil Corporation outlets for a minimum transaction of Rs. 10.

Yes, you get a cashback of 5% on utility bill payments through CitiBank Online Bill Pay.

The cashback you have earned is automatically credited to your statement in a multiple of Rs. 500.

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