Credit Card Guides

A credit card can prove to be helpful in a situation where you are not carrying loads of cash to make your bill payments or in a situation where you can earn a good amount of reward points or cashback using your credit card. This plastic currency comes in very…

India is one of the fastest growing economies in the world and has a big pool of people who want a credit card in their name. Since the credit card users are rapidly growing in the country, it gives a boost to the credit card companies to come up with…

Paying off a credit card bill is generally an easy process. You simply have to log in to your account, select whether you have to pay the minimum amount or statement amount, or some other amount, and then submit the payment. But mistakes happen. There may arise a situation where…

If handled in a smart way, a credit card can be the most useful financial tool but it can prove to be a source of multiple financial worries if used ruthlessly. One needs to understand that paying off credit card debts on time is very important as any failure or…

Credit cards are simply spectacular. Having one or a few of them with you is nothing bad if you are responsible enough. With credit cards in your pocket, you do not need to carry loads of currency with you. A credit card is quite enough to pay all your bills…

In today’s era, credit cards are just not happily accepted by everyone but are being very rapidly used across the country because of the several benefits that credit cards provide and also because of the digitalization being promoted in the country. But with benefits, comes drawbacks too. But it is…

When a credit card is swiped or dipped into a POS machine, the machine receives all your information such as your account number and credit card limit through the magnetic strip that is on the back of your credit card. But what if the magnetic stripe gets damaged and is…

You have been an owner of a credit card for a long time now and you have been using it responsibly. And then you start realizing that a single credit card does not fulfill all your needs in terms of reward points, cashback, and various other benefits. What should be…

Credit Cards have become a basic need for everyone nowadays. Using credit cards is easy, but using them responsibly might be challenging for some people. You need to keep a lot of things in mind in order to use a credit card wisely and get the maximum benefit out of…

Balance Transfer, usually termed BT, is a type of credit card transaction that moves the outstanding balance of one credit card to another credit card at a lower rate. By doing this, you actually pay off the outstanding balance of your first credit card and now you owe that amount…