AU Small Finance Bank is one of the top banking institutions that provides financial services. The bank offers a variety of products and services tailored to the specific needs of individuals and businesses. AU Small Finance Bank is recognized for its creative banking solutions and dedication to including everyone in financial services. It is a reliable partner for all banking needs.

Top AU Bank Debit Cards

AU Bank offers a range of debit cards to meet customers’ various needs. These cards come with different features and benefits designed to provide cardholders convenience, security, and additional perks. From premium cards with exclusive travel and lifestyle benefits to cards offering low transaction fees and high spending limits, AU Bank has a debit card to suit different preferences and requirements. With a focus on simplicity, security, and customer satisfaction, AU Bank’s debit cards aim to enhance the overall banking experience for individuals and businesses.  This article will explore the top AU Bank debit cards, including their unique features and benefits, designed to improve your banking and financial transactions.

Top Debit Cards from AU Bank

AU Royale Business Debit Card

AU Royale Business Debit Card

The AU Royale Business Debit Card is designed for business professionals to enhance their travel with free domestic airport lounge access. This card has a low fee for international transactions, making it cost-effective for global purchases, and has generous daily withdrawal and spending limits for large transactions. This card supports contactless payments and offers strong security features through an app, including the ability to block the card if it’s lost or stolen instantly. The features of the AU Royale Business Debit Card are as follows:

  • The daily withdrawal and purchase limit of the AU Royale Business Debit Card is Rs. 5 lakh.
  • This card offers eight complimentary domestic airport lounge access annually (2 quarterly).
  • It also has a low international transaction fee of just 1.5%.
  • The card comes with special offers from AU Small Finance Bank and provides insurance coverage for lost cards, purchase protection, air accidents, personal accidents, and loss of baggage.
Categories Sum Insured
Lost Card Liability ₹5 Lakh
Purchase Protection ₹50,000
Air Accident Cover ₹1 Crore
Personal Accident Cover ₹10 Lakh
Loss of Baggage ₹2 Lakh

AU Royale Debit Card

AU Royale Debit Card

The AU Royale Debit Card is designed for people who enjoy a luxurious lifestyle. It comes with special benefits and privileges, including monthly cashback offers. This card offers exclusive insurance benefits and contactless transactions, making it convenient and secure. This card has a high ATM cash withdrawal limit and low markup on international transactions. The features of the AU Royale Debit Card are as follows:

  • This card offers a daily cash withdrawal limit of ₹2,00,000 and a purchase limit of ₹4,00,000.
  • It offers a low international transaction markup of only 1.5% while enabling high daily cash withdrawal and purchase limits of and, respectively.
  • Cardholders receive eight complimentary domestic airport lounge access annually.
  • BOGO offers on movie tickets through BookMyShow are also included with this card.
  • This card provides insurance covers, including lost card liability, purchase protection, and air and personal accident covers.

AU Bank VISA Gold Debit Card

AU Bank VISA Gold Debit Card

The AU VISA Gold Debit Card offers a wide range of benefits and conveniences, making it a popular choice for customers. With higher spending limits and easy access to services, this card provides added perks created to suit your needs. Accepted at many locations, it ensures fast and efficient transactions, making it a valuable asset for everyday use. The features of the AU VISA Gold Debit Card are as follows:

  • The card has a daily limit of ₹75,000 for larger purchases and cash withdrawals, a limit of ₹25,000.
  • This card is accepted worldwide at a vast network of ATMs, and users can also transfer up to ₹20,000 daily.
  • The card comes with a card liability cover of ₹75,000, offering financial protection against theft or loss.
  • The card includes various insurance covers, such as purchase protection, personal accident cover, and air travel insurance, along with a wide range of offers on shopping, dining, and travel.

AU Bank VISA Business Platinum Debit Card

AU Bank VISA Business Platinum Debit Card

The AU Bank VISA Business Platinum Debit Card is designed for business owners, offering convenience, security, and exclusive benefits. The card has higher limits for withdrawing cash and making purchases. It’s designed to make financial transactions easier and to provide strong insurance coverage. Cardholders can also get free access to domestic airport lounges, as well as exclusive offers and discounts. They can earn reward points on every purchase, which can help them save money and include extra security features to protect users’ funds. The features of the VISA Business Platinum Debit Card are as follows:

  • The daily withdrawal and purchase limit of the VISA Business Platinum Debit Card is Rs. 2 lakh each.
  • Users get four complimentary airport lounge access annually for a comfortable traveling experience.
  • This card offers insurance coverage, including purchase protection, personal accident coverage, and air travel insurance.

AU Bank RuPay Platinum Debit Card

AU Bank RuPay Platinum Debit Card

The AU Bank RuPay Platinum Debit Card offers various exclusive benefits and privileges for its users. Cardholders can take advantage of special offers on shopping, online purchases, and more to make the most of their daily transactions and enjoy additional perks. The features of the RuPay Platinum Debit Card are as follows:

  • The daily purchase limit of the RuPay Platinum Debit Card is Rs. 2 lakh and the withdrawal limit is Rs. 25,000.
  • The daily ATM fund transfer limit is Rs. 20,000 for smoother transactions.
  • With the Tap & Go feature, it supports contactless transactions for up to ₹5,000.
  • This card includes insurance coverage for air accidents, purchase protection, card liability cover, and personal accident cover for its users.

AU Bank RuPay Classic Debit Card

AU Bank RuPay Classic Debit Card

The AU Bank RuPay Classic Debit Card is designed to provide convenient and secure banking services to its users. This card is widely accepted at many stores and ATMs, so it’s easy to use for your everyday purchases and cash withdrawals. It has strong security features to give you peace of mind when you’re using it. This card is a great choice if you want a reliable and easy-to-use way to manage your money. The features of the RuPay Classic Debit Card are as follows:

  • The RuPay Classic Debit Card offers a withdrawal and purchase limit of up to ₹20,000 per day.
  • In case of loss or theft, this card offers a card liability cover of ₹75,000 against unauthorized transactions.
  • If items purchased with the card are stolen or damaged by fire within 90 days, you may be eligible for up to ₹10,000 reimbursement.
  • This card also offers insurance coverage of up to ₹1 lakh for personal accidents and air travel accidents.
  • The card provides various discounts and deals on shopping, travel, food, health products, entertainment, and education.

Bottom Line

AU Small Finance Bank offers a variety of debit cards to serve the diverse needs of its customers. Each card is designed to provide convenience, security, and benefits for everyday use. Whether you’re looking for a card with travel perks, low fees, or insurance coverage, AU Bank has options to consider. It’s important to carefully assess your own financial needs and preferences to choose the card that best suits you. With the range of features and benefits offered, AU Bank debit cards provide valuable options for both personal and business use.

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