Axis Bank Neo Credit Card vs Flipkart Axis Bank Credit Card

Axis Bank Neo Credit Card is an entry-level credit card that is targeted at the customers who frequently use their credit cards to pay for their purchases. The bank offers various discounts and offers while shopping on Zomato, Grofers, Myntra, etc. You can also avail entertainment benefits while using this credit card.

With great discounts on entertainment and shopping categories, this card is a great option for people who love to shop online. While on the other hand, Flipkart Axis Bank Credit Card is a co-branded credit card that was launched by the Axis Bank in partnership with Flipkart give a tough competition to Amazon Pay ICICI Credit Card. This card offers you great cashback while you shop online on Flipkart and Myntra. Decent cashback is provided on other online and offline spends as well. This card targets the people who frequently shop through Myntra by providing them with cashback on their purchases.

Both the cards by Axis Bank are quite decent credit cards as both of them provide you with reasonable rewards and cashback deals. In this article, we will discuss about the offers that each card brings with itself in order to be more familiar with the cards and it will be easy for you to choose between the two.

Axis Bank Neo Credit Card

Axis Bank Neo Credit Card by Axis Bank provides great rewards and discounts that one cannot afford to miss. With the complimentary subscriptions and amazing discount deals, this card has become one of the first choices for online shopping freaks. With Axis neo credit card, you earn reward points in the form of EDGE REWARDS that can be redeemable against various categories available on the Edge Rewards Website. This card comes with a joining fee of Rs. 250 which is very nominal as compared to the benefits you get by using this card. Following are the detailed benefits that come along with this card-

• You get a huge welcome gift with this card. You can an Amazon gift voucher worth Rs. 250. You get the complimentary subscriptions of the following brands-
  – 6 months subscription to 1mg
  – 6 months complimentary Grofers membership
  – Complimentary membership of Zomato Pro for 3 months.

• The cardholders will be eligible to take advantage of these offers only if make a transaction using this card within 30 days of the card issuance. Once the transaction is successfully completed, the cardholders will get the voucher codes within 45-60 after the date of the transaction.
• You are entitled to 1 EDGE REWARD for every Rs. 200 that you spend using this card. (not applicable on fuel, EMI, and Wallet Transactions)
• Enjoy a 40% discount on ordering food through Zomato worth Rs. 200 and above. This discount can be availed 2 times in a month and the maximum discount capped per order is Rs. 120.
• You get 15% off on your dining bills at the partnered restaurants while paying the bill using this card.
• 10% off while purchasing on Grofers once a month on a minimum purchase of Rs. 750. (Maximum discount of Rs. 250)
• Get o 10% off while shopping on Myntra on a minimum purchase of Rs. 500.
• Enjoy a 10% off while booking your movie tickets through BookMyShow using the Axis Bank Neo Credit Card. (A maximum discount of Rs. 100 per month can be availed while booking tickets)
• You are entitled to a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 to Rs. 4,000. (The waiver is capped at a maximum of Rs. 400 per month)
• 1% cashback while paying your utility bills, and mobile/DTH recharge via Paytm application. (Maximum cashback of Rs. 150 per month)
• The EDGE REWARDS earned can be redeemed across a variety of products and vouchers available at the Edge Rewards Website where 1 EDGE REWARDS = Re. 0.20

Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card was designed to give tough competition to the already existing co-branded credit card in the market which is Amazon Pay ICICI Credit Card. Not only does it provides you with cashback on Flipkart but also across various other websites. This card also provides you with attractive welcome benefits. Placed at a joining fee of Rs. 500, let us have a look at the features that come along with the Flipkart Axis Bank Credit Card-

• Welcome benefits worth Rs. 1,100 are provided to the cardholder on the successful payment of the joining fees of this credit card. You are entitled to the following as a welcome benefit –
  – Gaana Plus Membership for 15 months at a discounted price of Rs. 399.
  – A cashback of 15% on your first transaction on Myntra. (Maximum cashback of Rs. 500)
  – 20% off on Plum Goodness and The Phy Life on a minimum spend of Rs. 1,000 for new customers. (Maximum discount of Rs. 400)
  – 20% off on Plum Goodness and The Phy Life on a minimum spend of Rs. 1,500 for the existing customers. (Maximum discount of Rs. 500).
• You are eligible for a 5% cashback while shopping on Flipkart and Myntra.
• You will be rewarded with a 4% cashback on the preferred partnered brands such as Swiggy, Uber, PVR, and cure.fit.
• 1.5% cashback on all other online and offline spends which do not include spends done on fuel, EMI, wallet, and gift vouchers.
• A maximum of 20% off on your dining bills under the Axis Bank dining delights program at the partnered restaurants.
• Accelerated cashback of 4% on PVR Tickets and Uber Rides
• Complimentary access to domestic lounges 4 times a year at selected airports in India
• 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000 at all fuel stations across India. (You can get a maximum waiver of Rs. 400 in a month)

Quick Comparison

Now that we have discussed about the features of both the cards individually, let us now have a quick comparison between Axis Bank Neo Credit Card and Flipkart Axis Bank Credit Card –

Bottom Line

Axis Bank Neo Credit Card and Flipkart Axis Bank Credit Card are decent credit cards. Both the cards carry a nominal joining and renewal fee. While the former comes with a joining fee of Rs. 250, the joining fee of the latter is placed at Rs. 500. With respect to the fees that both the cards charge, the offers, and the cashback that they provide are quite great. The Axis Bank Neo Credit Card provides you EDGE REWARDS on all your spends done through this credit card which can be redeemed on the Edge Rewards Website. Additionally, this card provides you with discounts across various categories such as dining, movies, online food orders, groceries, etc. On the other hand, the Flipkart Axis Bank Credit Card is a step higher than the Axis Bank Neo Credit Card. With this card, you get amazing welcome benefits and discounts while you shop on Flipkart and Myntra. This card can be quite beneficial for those who frequently shop through Flipkart. Additionally, it also offers you access to domestic lounges which can be beneficial for those who are frequent domestic travelers. To conclude, both the cards are decent cards in their range. One can choose from the two according to their needs and their spending pattern.

Also Check: Flipkart Axis Bank Credit Card vs Amazon ICICI Credit Card