Best Axis Bank Debit Cards

Axis Bank is a leading private bank in India known for offering a wide range of financial products and services. The bank provides various banking solutions such as savings accounts, loans, credit cards, and investment options. With a strong presence across the country, Axis Bank is trusted by millions for its reliable and efficient banking services.

Axis Bank offers a variety of debit cards with different benefits to suit varying needs. These debit cards come with features such as cashback, reward points, and insurance coverage. The bank provides premium debit cards designed for high-income customers, offering benefits like high daily cash withdrawal and purchase limits. For frequent shoppers and travelers, it offers debit cards with cashback on travel, shopping, and fuel transactions, along with airport lounge access and discounts on dining.

There are value-added debit cards with benefits for food spending, movies, fuel cashback, and online transactions. Axis Bank’s debit card options meet many customer needs and spending patterns. All debit cards from Axis Bank are issued against a savings account or a current account. The table below provides the specific details of which debit card is associated with which account.

Account Variant	Axis Bank Debit Cards
Advantage Savings Account	Flipkart Debit Card
Burgundy Account	Burgundy Debit Card
Prestige Savings Account	Prestige Debit Card
Savings/Salary Account	Delight / Online Rewards Debit Card
Republic Salary Account	Republic Debit Card
Arise Women’s Savings Account	Arise Debit Card
Liberty Savings Account	Liberty Debit Card
Savings/Salary Account	Value Plus Debit Card
KCC Loan Account	Kisan Debit Card
Jandhan Account	PMJDY RuPay Debit Card
Axis Bank Priority Savings or Salary Account	Priority Debit Card

Axis Bank Flipkart Debit Card

The Axis Bank Flipkart Debit Card is for those who love shopping on Flipkart and want to take advantage of great cashback offers. This card allows users to earn 5% cashback on all purchases made on Flipkart. The card has an annual fee of ₹500 plus applicable taxes. It’s specifically introduced for new and existing customers of the Axis Bank Advantage Savings Account. The main features of the Axis Bank Flipkart Debit Card are as follows:

• 5% cashback on all spends via the Axis Bank Flipkart Debit Card, and UPI linked to the Advantage Savings Account. Users will receive a maximum cashback of ₹750 per month, provided their minimum spend is ₹3,500 monthly.
• Dining offers through EazyDiner, providing up to 15% off (up to ₹500 per month) at over 10,000 restaurants in India.
• Higher transaction limits with a daily cash withdrawal limit of ₹50,000 and a purchase limit of ₹5 lakh.
• Personal accident insurance cover of ₹5 lakh, air accident cover of ₹1 crore, and purchase protection cover up to ₹50,000.
• International usage is enabled through the Axis Bank Open App or Internet Banking.
• Benefit of contactless payment up to ₹5,000 without having to use any PIN.

Axis Bank Burgundy Debit Card

Axis Bank Burgundy Debit Card is designed for premium customers and offers a range of exclusive benefits. The card offers high daily cash withdrawals and purchase limits. Cardholders can earn reward points on their transactions and enjoy complimentary movie tickets, dining discounts, and domestic airport lounge access. This card provides insurance coverage, making it a valuable choice for those seeking premium banking services with added benefits. Read here in detail about the Axis Bank Burgundy Debit Card:

• This debit card is free for life with no annual fees, only if you maintain your Burgundy status; otherwise, you will have to pay an annual fee of ₹1,500 plus taxes.
• With the Burgundy Debit Card, you will get a daily cash withdrawal limit of ₹3 lakh and a purchase limit of ₹6 lakh.
• Earn 2 EDGE REWARD Points for every ₹200 spent on domestic purchases and 6 EDGE REWARD Points for every ₹200 spent on international transactions, which can be redeemed for 500+ rewards and offers. Users can earn up to 3,000 EDGE REWARD Points every month.
• You will get complimentary 4 movie tickets capped at ₹500 per ticket and 4 non-movie tickets capped at ₹1,000 per ticket monthly, where a minimum of two movie tickets need to be booked in a single transaction, which can be availed from BookMyShow (website/app). Users can only avail themselves of one complimentary ticket in a single day.
• Get up to ₹1,000 off through Axis Bank’s Dining Delights Program with EazyDiner for a fantastic dining experience.
• You will be provided with three complimentary domestic airport lounge accesses every quarter, with a minimum spending of ₹5,000 in the previous three months.
• This debit card will provide insurance coverage, including personal accident and purchase protection.

Insurance	Amount
Personal Accident Cover	₹15 Lakh
Air Accident Cover	₹1 Crore
Purchase Protection	₹50,000
Loss/ Delay in Baggage or Personal Documents	₹40,000

Axis Bank Prestige Debit Card

The Axis Bank Prestige Debit Card is an excellent choice for frequent shoppers and travelers. With an annual fee of ₹500, it offers cashback on travel, shopping, and fuel transactions. You can enjoy complimentary airport lounge access, BOGO offers on movie tickets, and discounts on dining through the Axis Bank Dining Delights Program with EazyDiner. This card also provides insurance coverage to its cardholders. The features of the Prestige Debit Card are as follows:

• This card comes with an annual fee of ₹500.
• You will get a cashback of 3% on travel bookings, 2% cashback on shopping at selected merchant categories, and a 1% cashback on fuel transactions, with the maximum cashback being ₹500 per month. The minimum transaction amount should be ₹1,000.
• You will earn 2 EDGE REWARD points for every ₹200 spent on domestic and international transactions, with a maximum of 1,200 EDGE REWARD Points earned per month.
• This card offers a daily withdrawal limit of ₹1 lakh and a purchase limit of ₹5 lakh.
• This card offers one complimentary airport lounge access every quarter upon spending ₹5,000 in the previous three months.
• On movie tickets, cardholders will get BOGO offers of up to ₹200 on bookings through the INOX website, app, or directly at INOX theaters.
• You will get ₹500 off with the Axis Bank Dining Delights Program with EazyDiner.
• The Prestige Debit Card also provides insurance coverage of ₹1 crore on air accidents and personal accident cover up to ₹10 lakhs.

Axis Bank Delight Debit Card

Axis Bank Delight Debit Card is a great choice if you’re looking for a rewarding debit card option. This card offers a Times Prime Membership for free after making 3 transactions within 60 days from card issuance. This card offers up to 25% discount on Swiggy, up to 10% discount on TataCliq, and up to 50% off on BookMyShow. This is a very beneficial card for people looking for great offers on dining and entertainment. The main points of the Delights Debit Card are as follows:

• This card has a joining fee of ₹1,500 and an annual fee of ₹999 plus taxes.
• As an activation benefit, this card offers a complimentary Annual Times Prime Membership worth ₹1,199 on making three transactions within 60 days of card issuance. This membership can be renewed upon spending ₹2 lakh annually.
• On a minimum order of ₹2,000 twice per month, Delight debit card users will get 25% off up to ₹800 at EazyDiner.
• If you spend ₹5,000 in the last three months, you will get one complimentary airport lounge access every quarter.
• This card offers discounts on top brands like Swiggy, TataCliq, and BookMyShow.
• This card also includes insurance coverage for personal accidents, air accidents, purchase protection, etc.

Axis Bank Online Rewards Debit Card

Axis Bank Online Rewards Debit Card is a great choice for online and offline transactions. This contactless debit card offers discounts on every transaction made. This card also allows zero-contact payment up to ₹500 and can be used overseas to make transactions. The features of the Axis Bank Online Rewards Debit Card are as follows:

• This card comes with an annual fee of ₹500 with taxes.
• As a welcome benefit, you will get a Grab Deals voucher worth ₹500 on completing the first transaction within 30 days of card issuance. Upon spending ₹1 lakh annually, the Grab Deals voucher worth ₹500 will be renewed under the milestone program.
• Cardholders will earn EDGE REWARD points on online and offline transactions. You will earn 10x points on travel bookings, 5x points on electronic purchases, 3x points on online food deliveries, and 2x points on clothing store purchases. A user can earn a maximum of 1,000 EDGE REWARD Points in a month.
• On a minimum order value of ₹2,500, you will get up to 15% off at EazyDiner once every month.
• The daily cash withdrawal limit of this card is ₹50,000, and the purchase limit is ₹5 lakh.
• This card also provides insurance coverage on personal accidents for ₹5 lakhs.

Axis Bank Republic Debit Card

The Axis Bank Republic Debit Card is designed specifically for government and public sector employees who hold a Republic Government salary account. The card has no issuance or annual fees for primary holders, but there are charges for joint holders and replacements. Current or new users who have an account in the Axis Republic Salary Account are eligible for this card. The features of the Axis Bank Republic Debit Card are as follows:

• Cardholders will enjoy high transaction limits, where they can withdraw up to ₹40,000 and shop for up to ₹1 lakh, depending on their account balance.
• Enjoy dining benefits with discounts through the Axis Bank Dining Delights Program, where users get up to ₹500 off on EazyDiner.
• Access one airport lounge visit per quarter at selected airports across the country.
• Easily create your Debit Card PIN at an Axis Bank ATM or through Phone Banking whenever you need it.
• Stay protected with personal accident insurance covering up to ₹2 lakh and air accident insurance up to ₹1 crore.
• Benefit from price and purchase protection up to ₹50,000 each, along with insurance for baggage loss and delay.

Axis Bank Arise Debit Card

The Arise Debit Card from Axis Bank is designed specifically to help women achieve financial independence and manage their expenses. To qualify for this card, you must have an Arise Women’s Savings Account. There is an annual fee of ₹450, along with taxes. This card empowers women by providing various benefits, such as the following:

• A 10% discount on beauty and fashion purchases with Nykaa, valid for orders over ₹2,000 on their website and app.
• Complimentary access to airport lounges up to once per quarter, provided you have spent at least ₹5,000 in the previous quarter. New cardholders are exempt from this spending requirement for the first three months.
• Earn 1 EDGE REWARDS point for every ₹200 spent on transactions, though rewards don’t apply to specific categories like charities or utilities. Cardholders earn up to 1,000 EDGE Reward Points per month.
• Offers a cash withdrawal limit of ₹1 lakh and a purchase limit of ₹5 lakh at merchant locations.
• Enjoy special dining offers through Axis Bank’s Dining Delights program with EazyDiner with a discount of up to ₹500.
• Insurance coverage on personal accident, air accident, purchase protection, etc, is also offered with this card.

Axis Bank Liberty Debit Card

The Axis Bank Liberty Debit Card comes with an issuance fee of ₹200, which is waived for Liberty Salary customers. This card provides great benefits for those who use it frequently. Anyone with a Liberty Savings Account is eligible for this card. The features of this card are as follows:

• Enjoy 5% cashback every weekend on your spending in categories such as food, entertainment, shopping, and travel, with a maximum cap of up to ₹500 per month. Transactions made on Saturdays and Sundays are eligible for cash back.
• During your birthday month, no minimum transaction size is required, but the maximum cashback across categories is ₹500 and ₹1,000.
• Get 1 complimentary visit per quarter to domestic airport lounges throughout India. Users need to spend a minimum of ₹5,000 in the last 3 months, but it’s waived for new cardholders for 4 months.
• Personal accident insurance cover up to ₹5 lakh is included along with air accident insurance, which is covered up to ₹1 crore, and price protection and purchase protection up to ₹50,000.
• Daily withdrawal limits are set at ₹50,000, while the purchase limit is up to ₹3 lakh.
• Earn 1 EDGE REWARDS Point for every ₹200 spent on transactions, both domestic and international, where users earn a maximum of 1,000 EDGE Reward Points every month.

Value Plus Debit Card

The Axis Bank Value Plus Debit Card comes with lifestyle and rewards benefits, making it a suitable option for customers looking for cashback and entertainment perks. Anyone eligible for the Value Plus Debit Card can enjoy the following features:

• Get a welcome benefit of EDGE REWARD Points worth ₹600 upon completing 3 transactions within the first 60 days of card issuance.
• Enjoy 5% cashback on grocery spends every month on transactions of ₹2,000 and above, with a maximum cashback of ₹150 per month. Cashback is credited to the linked savings account.
• Receive 1 complimentary movie ticket every month through BookMyShow under the Buy One Get One offer. Terms and conditions apply.
• Earn 1 EDGE REWARD Point for every ₹200 spent on domestic and international transactions and redeem points across a wide range of rewards and offers.
• Avail 15% discount of up to ₹500 at partner restaurants through EazyDiner, valid twice per card per month on a minimum order value of ₹1,500.
• Enjoy personal accident insurance cover of up to ₹5 lakh, air accident insurance cover of up to ₹1 crore, price protection up to ₹50,000, purchase protection up to ₹50,000, and baggage loss/delay cover up to USD 500.
• Daily cash withdrawal limit is ₹1 lakh, while the purchase transaction limit is ₹5 lakh.
• The card can be enabled for international transactions and is equipped with contactless payment functionality for secure and convenient payments worldwide.

Kisan Debit Card

The Axis Bank Kisan Debit Card is a debit card specifically for Kisan Credit Card (KCC) loan account holders. It provides convenient access to crop loan funds and enables secure cash withdrawals across India. The features of this card are as follows:

• Enjoy easy access to your crop loan account through any RuPay-enabled ATM across India, allowing convenient cash withdrawals whenever required.
• Get an enhanced daily cash withdrawal limit of up to ₹1 lakh, subject to the available balance in your Kisan Credit Card account.
• Receive instant SMS alerts on your registered mobile number for cash withdrawals, balance inquiries, debit and credit transactions, and other account activities.
• Generate your Debit Card PIN conveniently through any Axis Bank ATM or by contacting Axis Bank Phone Banking services.
• In case of loss, theft, or suspected misuse, the card can be blocked instantly through SMS, Phone Banking, Internet Banking, or customer care support.
• The card is equipped with Chip and PIN security technology, ensuring safer and more secure ATM transactions.
• The Kisan Debit Card is available exclusively to customers holding a Kisan Credit Card (KCC) loan account with Axis Bank.
• The card is issued on the RuPay platform with an issuance fee of ₹250 and an annual fee of ₹150. Axis Bank ATM transactions are free, while charges may apply for transactions beyond the free limit at other bank ATMs.
• There are no POS, e-commerce, or contactless transaction limits applicable to this card, as it is primarily designed for ATM-based access to agricultural credit.

PMJDY RuPay Debit Card

The Axis Bank PMJDY RuPay Debit Card is specially designed for Pradhan Mantri Jan Dhan Yojana (PMJDY) account holders, offering convenient banking access along with insurance and security benefits. The features of this card are as follows:

• There are no issuance charges, annual fees, or replacement fees on the PMJDY RuPay Debit Card, making it an affordable banking solution for account holders.
• Enjoy enhanced daily transaction limits with a cash withdrawal limit of up to ₹40,000 and a purchase limit of up to ₹1 lakh, subject to the available balance in the account. For minor account holders, the withdrawal limit is ₹5,000, and the purchase limit is ₹10,000 per day.
• Receive instant SMS alerts on your registered mobile number for cash withdrawals, balance inquiries, debit and credit transactions, and other important account activities.
• Generate your Debit Card PIN conveniently through any Axis Bank ATM or by contacting Axis Bank Phone Banking services.
• In case of loss, theft, or suspected misuse, the card can be blocked instantly through SMS, Phone Banking, Internet Banking, or customer care support.
• Get comprehensive insurance coverage, including personal accident insurance of up to ₹2 lakh, air accident insurance cover of up to ₹1 crore, price protection up to ₹50,000, purchase protection up to ₹50,000, and baggage loss/delay cover up to USD 500.
• The card can be enabled for international transactions, allowing users to make purchases and withdrawals across the world.
• Enjoy the convenience of contactless payments with tap-and-pay functionality for transactions up to ₹5,000.
• The card is available to customers who open a Basic Savings Bank Deposit Account (BSBDA) under the Pradhan Mantri Jan Dhan Yojana scheme with Axis Bank.

Priority Debit Card

The Axis Bank Priority Debit Card is designed exclusively for Priority Banking customers and offers premium lifestyle, travel, and rewards benefits. The card comes with waived issuance and annual charges for eligible Priority account holders. The features of this card are as follows:

• Get 1,000 EDGE REWARD Points as a welcome benefit by activating and using the card for retail or online purchases within 30 days of card issuance.
• Enjoy a 25% discount on movie tickets booked through BookMyShow, with a maximum discount of up to ₹350 per month. The offer can be availed in a single transaction.
• Avail ₹500 off on dining bills through the Axis Bank Dining Delights Program in partnership with EazyDiner. Terms and conditions apply.
• Get 2 complimentary domestic airport lounge visits per quarter and 2 complimentary international airport lounge visits per year. Domestic lounge access requires a minimum spend of ₹5,000 in the previous 3 calendar months, which is waived for newly issued cards during the first 4 months.
• Earn 2 EDGE REWARD Points for every ₹200 spent on domestic merchant transactions and 3 EDGE REWARD Points for every ₹200 spent on international merchant transactions. Reward points can be redeemed against 500+ rewards and offers.
• Enjoy comprehensive insurance coverage, including personal accident insurance of up to ₹10 lakh, air accident insurance cover of up to ₹1 crore, price protection up to ₹50,000, purchase protection up to ₹50,000, and baggage loss/delay cover up to USD 500.
• Daily cash withdrawal limit is ₹1 lakh, while the purchase transaction limit is up to ₹7 lakh, subject to the balance available in the account.
• Benefit from free ATM withdrawals at any bank ATM across India and enjoy international ATM access, subject to applicable cross-currency markup charges.
• The card supports contactless payments with tap-and-pay functionality for transactions up to ₹5,000 and can be enabled for international usage through the Axis Mobile App, Internet Banking, or branch channels.
• Issuance and annual charges are waived for customers maintaining Priority Banking status. The card is available exclusively to Axis Bank Priority Savings and Salary Account holders.

Bottom Line

Axis Bank offers a diverse range of debit cards for different types of customers, from everyday savers and salaried professionals to premium banking customers, women, government employees, and farmers.

Whether you’re looking for cashback on shopping, rewards on daily spending, airport lounge access, dining discounts, or comprehensive insurance coverage, there is an Axis Bank debit card to match your lifestyle and financial needs. Before choosing a debit card, consider factors such as annual fees, transaction limits, reward programs, and additional benefits to ensure you get the maximum value from your banking relationship. By selecting the right debit card linked to your account, you can make your everyday transactions more rewarding and convenient.