Best Golf Credit Cards in India
- Updated On: 21 May, 2026
A sport in which you have to get a small ball in the hole in the fewest strokes might sound boring to many. After all, golf is often called the rich man’s sport. However, for those who love the game or would like to try it sometimes, golf is an exciting prospect. This is where credit cards come in as a boon. That’s right, many often don’t bother or even know about the golfing benefits offered by their credit cards.
Many cards in India provide free access to golf games, golf lessons, green fee waivers, and golf equipment discounts. This allows cardholders to have a wholesome golfing experience at the golf course of their choice. In this article, we shall discuss all the popular credit cards that provide golf benefits while also discussing some of the necessities or requirements for golfing in India.
- Table of Contents
- IndusInd Bank Tiger Credit Card
- Swiggy BLCK HDFC Bank Credit Card
- Swiggy Ornge HDFC Bank Credit Card
- IDFC First Bank Ashva Metal Credit Card
- Marriott Bonvoy HDFC Bank Credit Card
- Axis Bank SELECT Credit Card
- IDFC First Bank Mayura Credit Card
- IDFC FIRST Wealth Credit Card
- American Express Platinum Reserve Credit Card
- HDFC Bank Diners Club Black Metal Edition Credit Card
- HDFC Bank INFINIA Metal Credit Card
List of Top Credit Cards for Golf Lessons/Games
Here are our top picks for credit cards designed for golf enthusiasts. These cards vary from those with low annual fees to super premium options with higher charges.
IndusInd Bank Tiger Credit Card
(4.5/5)
- Joining FeeNil
- Annual Fee Nil
- Best Suited ForMovies | Travel
- Rewards TypeReward Points
Rewards Rate
Upto 6 Accelerated Reward Points on Every ₹100 Spent on Eligible Transactions
Welcome Benefits
N/A
- Joining Fee₹1,000 + GST
- Annual Fee₹1,000 + GST
- Best Suited ForDining | Food
- Rewards TypeCashback
Rewards Rate
10% Cashback On Swiggy App Spends (Food Delivery, Instamart, Dineout) – Up To ₹1,500/Month; 5% Cashback On Select Online Categories – Up To ₹1,500/Month; 1% Cashback On Other Spends – Up To ₹1,000/Month (Exclusions Apply)
Welcome Benefits
3 Month Swiggy BLCK Membership
- Joining Fee₹500 + GST
- Annual Fee₹500 + GST
- Best Suited ForDining | Food
- Rewards TypeCashback
Rewards Rate
5% Cashback on Swiggy App Spends (Food Delivery, Instamart, Dineout) and Select Online Categories Such as Apparel, Pharmacies, Pet Stores, Personal Care, Electronics, Entertainment, Travel, Discount Stores & Local Cabs; 1% Cashback on Other Eligible Spends
Welcome Benefits
Free 12-Month Swiggy One Membership
- Joining Fee₹2,999 + GST
- Annual Fee₹2,999 + GST
- Best Suited ForTravel | Shopping
- Rewards TypeReward Points
Rewards Rate
10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions
Welcome Benefits
Up to 7,500 Reward Points
- Joining Fee₹3,000 + GST (~₹3,540)
- Annual Fee₹3,000 + GST (~₹3,540)
- Best Suited ForTravel | Shopping | Stays
- Rewards TypeReward Points
Rewards Rate
8 Marriott Bonvoy Points/₹150 for Spends at Marriott Hotels, 4 Marriott Bonvoy Points/₹150 for Travel, Dining, and Entertainment, and 2 Marriott Bonvoy Points/₹150 for Other Spends
Welcome Benefits
Silver Elite Status in the Marriott Bonvoy Program and One Free Night Award Worth 15,000 Marriott Bonvoy Points
Axis Bank SELECT Credit Card
(4.6/5)
- Joining Fee₹3,000 + GST
- Annual Fee₹3,000 + GST
- Best Suited ForTravel | Shopping
- Rewards TypeReward Points
Rewards Rate
20 EDGE Points/₹200 on Retail Spends (Until Spending of ₹20,000 Per Month) (~2%). 10 EDGE Points/₹200 After That for All Spends (~1%)
Welcome Benefits
10,000 EDGE Reward Points (Worth ₹2,000) on First Transaction
- Joining Fee₹5,999 + GST
- Annual Fee₹5,999 + GST
- Best Suited ForMovies | Travel | Shopping
- Rewards TypeReward Points
Rewards Rate
10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions
Welcome Benefits
Up to 12,000 Reward Points
IDFC FIRST Wealth Credit Card
(4.5/5)
- Joining FeeNil
- Annual FeeNil
- Best Suited ForMovies | Travel | Shopping
- Rewards TypeReward Points
Rewards Rate
Earn 10X Reward Points Per ₹200 on Dining, Travel & International Spends, 3X on Regular and UPI Spends Above ₹2,000, and 1X on Insurance, Utilities, Railways, FASTag and UPI Spends Up to ₹2,000
Welcome Benefits
₹500 Voucher from Uber, Amazon, and Bigbasket on Spending ₹5,000 Within 30 Days of Card Issuance. 5% Cashback Upto ₹1,000 on the First EMI Transaction
- Joining Fee₹10,000 + GST
- Annual Fee₹10,000 + GST
- Best Suited ForTravel | Dining | Shopping
- Rewards TypeReward Points
Rewards Rate
1 Membership Reward Point for every Rs. 50 spent with the card except for spends on fuel, utilities, insurance, cash transactions, and EMI conversion at Point of Sale.
Welcome Benefits
11,000 Bonus Membership Rewards Points on Spending ₹30,000 Within 90 Days of Card Issuance
- Joining Fee₹10,000 + GST
- Annual Fee₹10,000 + GST
- Best Suited ForTravel | Dining | Shopping
- Rewards TypeReward Points
Rewards Rate
5 Reward Points/₹150 on Regular Spends (3.33%) | Up To 10x Reward Points On SmartBuy (Up To 33.33%) | 2x Reward Points (10/₹150) On Weekend Dining (6.67%)
Welcome Benefits
Complimentary Membership of Club Marriott, Swiggy One and Amazon Prime (On Spends of Rs. 1.5 Lakh Within 90 Days of Card Issuance)
Invite Only
- Joining Fee₹12,500 + GST
- Annual Fee₹12,500 + GST
- Best Suited ForTravel | Dining | Shopping
- Rewards TypeReward Points
Rewards Rate
5 Reward Points/₹150 Spent (3.33% Reward Rate)
Welcome Benefits
12,500 Bonus Reward Points and Complimentary Club Marriott Membership
Compare Golf Games/Lessons With Various Credit Cards
Let’s compare the number of complimentary golf lessons, games, and discounts that multiple credit cards offer
| Credit Cards | Number of Golf Games/Lessons | Provider | How to Book? |
| IndusInd Bank Tiger Credit Card | 4 Complimentary Games or Lessons Per Year | Apexlynx | Apexlynx Website |
| Swiggy BLCK HDFC Bank Credit Card | 12 Free Golf Lessons, 4 Free Rounds of Green Fees, and 50% Off on Golf Services | Mastercard World Card India Golf Program | Call 1800-102-6263 |
| Swiggy Ornge HDFC Bank Credit Card | 12 Free Golf Lessons, 4 Free Rounds of Green Fees, and 50% Off on Golf Services | Mastercard World Card India Golf Program | Call 1800-102-6263 |
| IDFC First Bank Ashva Metal Credit Card | Upto 2 Complimentary Golf Rounds/Lessons Each Statement Cycle | Golftripz | IDFC Truztee Website |
| Marriott Bonvoy HDFC Bank Credit Card | 2 Complimentary Rounds of Green Fees Each Quarter and 2 Free Golf Lessons Each Quarter | Golf Course Access for Marriott Bonvoy® and HDFC Bank | Call 18003093100 |
| Axis Bank SELECT Credit Card | 6 Complimentary Golf Rounds Every Year | Axis Bank Extraordinary Weekends | Book Through Extraordinary Weekends Website |
| IDFC Bank Mayura Credit Card | Upto 2 Complimentary Golf Rounds/Lessons Each Statement Cycle | Golftripz/Truztee | IDFC Truztee Website |
| IDFC FIRST Wealth Credit Card | Upto 2 Complimentary Golf Rounds/Lessons Each Statement Cycle | Golftripz | IDFC Truztee Website |
| American Express Platinum Reserve Credit Card | 6 Complimentary Golf Rounds Each Month Without Any Green Fees | Golftripz Greenedge Enterprises | Book Through American Express Concierge Services |
| HDFC Bank Diners Club Black Metal Edition Credit Card | 6 Complimentary Golf Games Every Quarter and a 100% Green Fee Waiver | Golf Programme Diners Club Black | Call 1800 118 887 |
| HDFC Bank INFINIA Metal Credit Card | Unlimited Complimentary Golf Lessons/Games | HDFC Golf Program | Call 1800 118 887 or 022 42320226 |
What to Keep in Mind While Availing Free Golf Lessons/Games?
- During your golf lesson or game, as well as while you are at the golf facility, please adhere to the dress code of the golf course.
- If you wish to practice after your lesson, you will need to rent additional balls and clubs. You can pay for this directly at the Golf Academy.
- Access to the golf course and other facilities of the golf club may be restricted. For more details, please contact the Golf Club.
- Please note that prices and offers are subject to change. Contact your concierge during booking to confirm the precise details.
Mastercard World Card India Golf Program
Mastercard is a popular card network that offers its own unique golf program. If they have a higher Mastercard variant, both credit and debit cardholders can take advantage of golf benefits. Golf clubs/courses where both golf games and golf lessons are available with the Mastercard Golf program. This shall vary from card to card and is subject to the terms of the golf program.
- Ahmedabad – Gladeone Golf Club
- Ahmedabad – Kensville Golf and Country Club
- Ahmedabad – Belvedere Golf Club
- Ahmedabad – Gulmohar Greens and Country Club
- Bengaluru – Clover Greens Golf Club
- Delhi – Premium Golf Club in Delhi
- Delhi NCR -Gurugram – Karma Lakelands
- Delhi NCR -Noida – Jaypee Greens Golf Club
- Delhi NCR -Noida – Noida Golf Course
- Goa – The Lalit Golf & Spa Resort
- Hyderabad – Boulder Hills Golf Club
- Kochi – CIAL Golf Club
- Mumbai – Nine Aces Golf and Country Club
- Panchkula – Panchkula Golf Club
- Pune – Poona Golf Club
- Vizag – East Point Golf Club
Bottom Line
Although golf traces its origin to the 15th century, it has become a mildly popular sport only recently in India. Due to its requirement for lush green spaces, golf is primarily found in urban areas, making it less accessible in other locations. If you are a fan of golf or wish to learn and play the game, consider taking advantage of your credit card. Most premium and super premium credit cards offer various golf-related privileges these days. While it may be challenging to find a card with low fees that includes these benefits, there are some options available. Use this information to book your golf experience now!
FAQs:
Which is the best credit card in India for golf games?
Premium and super premium credit cards offer the best golfing benefits in India. However, a few cards, like the Swiggy HDFC BLCK Credit Card, have very low fees and offer the best golf benefits for all.
Can I access the golf lessons and games without any prior bookings made with my credit card?
No, all golf activities must be booked beforehand. Those who directly access the golf course cannot take advantage of the complimentary golf lessons or games.
Does the IndusInd Tiger credit card offer any golfing privileges?
Yes, all IndusInd Tiger credit cardholders shall get one free golf lesson or game each quarter.
Can I access golf lessons with my credit card for free?
All premium credit cards in India usually offer complimentary golfing benefits. A few mid-range credit cards provide free golf lessons or games.
Shall I be eligible for golf access with my add-on credit card?
No, usually only primary cardholders can access golf lessons and games with their credit cards. Still, those who have any doubt can contact their concierge service.