By Ankur Mittal
Updated On September 20, 2021

Canara Bank is one of the largest public sector banks in India which was established in Mangalore in 1906. Currently, the bank has its headquarters in Bengaluru. It got nationalized in 1963. Canara Bank was one of the first public sector banks that joined the MasterCard ATM network in 2000. Over the last 2 decades, it has grown and spread its network all across India. Canara Bank started issuing credit cards from 2002. It offers various credit cards packed with various exciting and exclusive deals and features and other banking facilities.
Hereunder are the top credit cards offered by the Canara Bank and their features and benefits with the applicable charges, eligibility criteria, and required documents.

Canara Bank RuPay Platinum Credit Card

Welcome Benefits

NA

Rewards Rate

Earn 2 reward points on every Rs. 100 spent on this card including on e-commerce transactions.

Best Suited For

Shopping |

Movie & Dining

NA

Reward Redemption

Redeem your reward points for buying products or paying for a service. 1 RP = Rs. 0.25

Joining Fees

Nil

Product Details

  • The Canara Bank RuPay Platinum Credit Card comes with no joining and an annual fee.
  • 2 reward points on every Rs. 100 spent on this card.
  • Covers comprehensive travel insurance up to Rs. 8 lakhs.

See additional details for Canara Bank RuPay Platinum Credit Card

Canara Bank RuPay Select Credit Card

Welcome Benefits

NA

Rewards Rate

Earn 2 reward points on every Rs. 100 spent on this card including on e-commerce transactions.

Best Suited For

Shopping |

Movie & Dining

NA

Reward Redemption

Redeem your reward points for buying products or paying for a service. 1 RP = Rs. 0.25

Joining Fees

Nil

Product Details

  • The Canara Bank RuPay Select Credit Card comes with no joining and an annual fee.
  • 2 reward points on every Rs. 100 spent on this card.
  • Comprehensive insurance coverage up to Rs. 10 lakhs.

See additional details for Canara Bank RuPay Select Credit Card

Top Canara Bank Credit Cards

Canara Bank offers lifetime free credit cards namely;

Canara Bank RuPay Select Credit Card: In partnership with RuPay Canara Bank has launched Canara Bank RuPay Select Credit Card. You not only enjoy the offers provided by the Canara bank but also by RuPay. The primary features of Canara Bank RuPay Select Credit card are;

  • There is no joining and annual fee.
  • You earn 2 reward points per Rs. 100 spent on this card.
  • You get comprehensive insurance coverage of up to Rs. 10 lakhs.
  • You get complimentary lounge access on this card.

 

Canara Bank RuPay Platinum Credit Card: Canara bank RuPay Platinum Credit card has the same features as that of Rupay Select except for insurance cover. The comprehensive insurance coverage has included the air accidental death insurance for the spouse too along with the primary cardholder. The primary features of Canara Bank RuPay Platinum Credit card are;

  • There is no joining and annual fee.
  • You earn 2 reward points per Rs. 100 spent on this card.
  • You get complimentary lounge access on this card.
  • You get insurance coverage;
    • Air Accident: Rs. 8 lakhs for self and Rs. 4 lakhs for the spouse.
    • Others: Rs. 4 Lakhs for self and Rs. 2 lakhs for the spouse.
  • You also get luggage insurance up to Rs. 25,00 and purchase protection up to Rs. 25,000.

Canara Bank Visa Classic/MasterCard Standard Credit Card: Canara Bank also issues Visa and MasterCard credit cards. Both variants offer exclusive deals and features. The primary features of Canara Bank Visa Classic/MasterCard Standard Credit card are;

  • There is no joining and annual fee.
  • You earn 2 reward points per Rs. 100 spent on this card.
  • You get complimentary lounge access on this card.
  • You get insurance coverage;
    • Air Accident: Rs. 4 lakhs for self and Rs. 2 lakhs for the spouse.
    • Others: Rs. 2 Lakhs for self and Rs. 1 lakhs for the spouse.

Canara Corporate Credit Card: Canara Bank launched Canara Corporate Credit Card to meet the requirements of the corporates providing a high cash withdrawal limit. The primary features of Canara Bank Corporate Credit card are;

  • There is no joining and annual fee.
  • You earn 2 reward points per Rs. 100 spent on this card.
  • You get complimentary lounge access on this card.
  • You get 50 days interest-free period on this card.
  • You can enjoy the cash withdrawal facility of up to Rs. 5 lakhs.

 

Listed below is a summary of the reward benefits, travel benefits, reward redemption, applicable fees and charges, and eligibility criteria.

Reward Points:

Credit Card Reward Points
Canara Bank RuPay Select Credit Card 2 RPs on every Rs.100 spent on this card.
Canara Bank RuPay Platinum Credit Card 2 RPs on every Rs.100 spent on this card.
Canara Bank Visa Classic/MasterCard Standard Credit Card 2 RPs on every Rs.100 spent on this card.
Canara Corporate Credit Card 2 RPs on every Rs.100 spent on this card.

Rewards Redemption:

The Canara Bank enables all the credit cardholders to easily redeem their rewards by logging into your account from www.canararewardz.com. You can redeem your accumulated reward points for purchasing goods and services, and for cashback. Canara Bank has capped the redeemable reward points for cashback at 1000 reward points and for the purchase of goods and services at 100 reward points. Also, you can only redeem your collected reward points in 3 years from the date of accrual.

Credit Card Reward Redemption
Canara Bank RuPay Select Credit Card 1 RP = Rs. 0.25
Canara Bank RuPay Platinum Credit Card 1 RP = Rs. 0.25
Canara Bank Visa Classic/MasterCard Standard Credit Card 1 RP = Rs. 0.25
Canara Corporate Credit Card 1 RP = Rs. 0.25
Canara Bank RuPay Select Credit Card 1 RP = Rs. 0.25

Complimentary Airport Lounge Access:

Credit Card Complimentary Lounge Access
Canara Bank RuPay Select Credit Card You get complimentary lounge access.
Canara Bank RuPay Platinum Credit Card You get complimentary lounge access.
Canara Bank Visa Classic/MasterCard Standard Credit Card You get complimentary lounge access.
Canara Corporate Credit Card You get complimentary lounge access.

Annual Fee:

Credit Card Joining fee Renewal Fee Spend-based Waiver
Canara Bank RuPay Select Credit Card NIL NIL NA
Canara Bank RuPay Platinum Credit Card NIL NIL NA
Canara Bank Visa Classic/MasterCard Standard Credit Card NIL NIL NA
Canara Corporate Credit Card NIL NIL NA

Other Fees and Charges:

Credit Card Interest Rate Cash Advance Fee Foreign Currency Markup Reward Redemption Fee Add-on Card fee
Canara Bank RuPay Select Credit Card 2.5% p.m.
30% p.a.
3% of the advance amount (subject to a minimum of Rs.30 per Rs. 1000) 3.5% + taxes NIL NIL
Canara Bank RuPay Platinum Credit Card 2.5% p.m.
30% p.a.
3% of the advance amount (subject to a minimum of Rs.30 per Rs. 1000) 3.5% + taxes NIL NIL
Canara Bank Visa Classic/MasterCard Standard Credit Card 2.5% p.m.
30% p.a.
3% of the advance amount (subject to a minimum of Rs.30 per Rs. 1000) 3.5% + taxes NIL NIL
Canara Corporate Credit Card 2.5% p.m.
30% p.a.
3% of the advance amount (subject to a minimum of Rs.30 per Rs. 1000) 3.5% + taxes NIL NIL

 

Eligibility:

Credit Cards Income Requirement
Canara Bank RuPay Select/RuPay Platinum Credit Card The applicant must have a stable monthly income.
Canara Bank Visa Classic/MasterCard Standard Credit Card The  applicant must have a minimum annual income of Rs. 1 lakh and a prior satisfactory relationship with the bank
Canara Corporate Credit Card Corporations must have S1 and S2 status with the bank and must have maintained 12 months of satisfactory dealings with the bank.

Documents Required:

Identity Proof Address Proof Income proof
  • PAN Card
  • Aadhar Card
  • Voter ID
  • Passport
  • Driving Licence
  • Aadhar Card
  • Voter ID
  • Passport
  • Driving Licence
  • Rent agreement
  • Utility bills
  • Municipal or property tax receipt
  • House allotment letter issued by central or state government
  • For salaried employees - salary slip of last two months & bank statement showing salary credits.
  • For self-employed individuals - Later ITR (Income Tax Return).

How To Apply?

To apply for Canara Bank credit cards you need to visit the nearest Canara Bank Branch. You can download the application form from the bank’s website and after filling it and attaching the required documents you can submit it to the bank. The application form can be downloaded from here in English or Hindi.

Customer Care

The Canara Bank customer support is available 24*7. If you have any queries regarding credit cards or any other personal banking you can call on the toll-free numbers;

Canara Bank – 1800 425 0018/1800 103 0018

e-Syndicate –  1800 208 3333/ 1800 3011 3333

FAQs:

Yes, all the credit cards offered by Canara Bank provide complimentary lounge access.

No, Canara Bank doesn’t charge any reward redemption fee. You can easily redeem your accumulated reward points. However, you can redeem your reward points within 3 years from the date of accrual.

Since there is no joining and renewal fee, the spend-based waiver is not applicable on any of the credit cards offered by the Canara Bank.

You can call on the toll-free number 1800 425 0018 to check the application status. The customer support will be happy to help you.

No, there is no online option available as of now. You need to visit the nearest bank branch to submit your credit card application.

You can get your credit card blocked by contacting the customer executive on toll-free numbers 1800 425 0018/1800 103 0018.

Add cards to start comparing

Compare Cards