List of Top Concierge Credit Cards 2024
Invite Only
- Joining Fee₹20,000 + GST
- Annual Fee₹20,000 + GST
- Best Suited ForMovies | Travel | Shopping
- Rewards TypeReward Points
Rewards Rate
1 EDGE Mile/₹100 on Domestic and 2 EDGE Mile/₹100 on International Spends
Welcome Benefits
2,500 EDGE Miles and Taj/ITC Hotel Vouchers Worth ₹10,000
Card Details +
The Axis Bank Olympus Credit Card is one of the latest additions to the Axis Bank credit card portfolio. It offers several advantages and can compete with many Indian super-premium cards.
The features of Axis Bank Olympus Credit Card are as follows:
- The annual fee of this card is 20,000 plus taxes and cannot be waived.
- You’ll earn 1 EDGE Mile for every ₹100 spent domestically and 2 EDGE Miles for every ₹100 spent internationally.
- The Olympus credit card offers 8 concierge services to its users throughout the year.
- This card offers perks such as unlimited airport lounge access internationally and domestically, discounts on dining, and BOGO offers on movies.
- This card charges a Forex markup fee of 1.8% + GST on international spending, and the reward rate for foreign expenditure is 5.8%.
- Joining Fee₹66,000 + GST
- Annual Fee₹66,000 + GST
- Best Suited ForTravel | Shopping
- Rewards TypeReward Points
Rewards Rate
1 MR Point/₹40 Spent Domestically, 3X MR Points on International Spends, and 5X MR Points Via AmEx Reward Multiplier
Welcome Benefits
Vouchers Worth ₹60,000 from Taj Hotels, Luxe Gift Card, or The Postcard Hotels & Resorts
Card Details +
The AmEx Platinum Charge Card is the most premium card introduced by American Express. With high issuance fees, this card comes with a great amount of rewards and benefits. With a good reward rate, this card offers unlimited access to airport lounges, complimentary golf lessons, membership on EazyDiner, and much more.
- It has an annual fee of ₹60,000.
- Offers unlimited domestic airport lounges.
- Stay vouchers for Taj, SeleQtions, and Vivanta Hotels are worth ₹45,000 as a welcome voucher for spending ₹50,000 in the first two months.
- Complimentary EazyDiner membership and up to 50% off on 1800 premium restaurants.
- 24×7 global concierge services for assistance regarding hotel/ flight bookings.
- Joining Fee₹10,000 + GST
- Annual Fee₹10,000 + GST
- Best Suited ForTravel | Dining | Shopping
- Rewards TypeReward Points
Rewards Rate
5 Reward Points/₹150 on Regular Spends (3.33%) | Up To 10x Reward Points On SmartBuy (Up To 33.33%) | 2x Reward Points (10/₹150) On Weekend Dining (6.67%)
Welcome Benefits
Complimentary Membership of Club Marriott, Swiggy One and Amazon Prime (On Spends of Rs. 1.5 Lakh Within 90 Days of Card Issuance)
Card Details +
HDFC Bank’s new Diners Club Black Metal Credit Card is packed with premium benefits, including unlimited lounge access, golfing privileges, and generous purchase reward points. People should consider this top-tier credit card for its many perks and benefits offers. The features of the HDFC Diners Club Black Metal Credit Card are as follows:
- This card has an annual fee of ₹10,000, which can be waived on spending ₹8 lakhs in the previous year.
- On spending ₹1.5 lakh within 90 days of card issuance, users will get membership of Club Marriott, Swiggy One, and Amazon Prime.
- This card offers unlimited airport lounge access both for domestic and international airports.
- The Diners Club Black Metal Credit Card offers concierge services to its users 24×7.
- Joining Fee₹10,000 + GST
- Annual Fee₹10,000 + GST
- Best Suited ForTravel | Dining | Shopping
- Rewards TypeReward Points
Rewards Rate
1 Membership Reward Point for every Rs. 50 spent with the card except for spends on fuel, utilities, insurance, cash transactions, and EMI conversion at Point of Sale.
Welcome Benefits
11,000 Bonus Membership Rewards Points on Spending ₹30,000 Within 90 Days of Card Issuance
Card Details +
The American Express Platinum Reserve Credit Card offers an annual fee of ₹10,000, which can be waived on spending ₹10 lakhs in the previous year. This card is best suited for shopping, dining, and travel. Users get welcome benefits, travel perks, international and domestic lounge access, and 24×7 concierge services. The features of the American Express Platinum Reserve Credit Card are as follows:
- This card offers 11,000 bonus membership reward points only upon spending ₹30,000 within 90 days of card issuance.
- A global concierge service is provided by this card 24/7, and you will be assisted in a lot of things.
- Users can earn 1 membership reward point for every ₹50 spent on all things except fuel, utilities, insurance, cash transactions, etc.
- Benefits like complimentary golf lessons, insurance coverage, Priority Pass Membership, etc., are also included with this card.
Invite Only
- Joining Fee₹12,500 + GST
- Annual Fee₹12,500 + GST
- Best Suited ForTravel | Dining | Shopping
- Rewards TypeReward Points
Rewards Rate
5 Reward Points/₹150 Spent (3.33% Reward Rate)
Welcome Benefits
12,500 Bonus Reward Points and Complimentary Club Marriott Membership
Card Details +
One of the most premium credit cards from HDFC bank, the INFINIA Metal Card is invite-only, targeting high net-worth individuals. This card has a high joining fee, which can be waived on spending ₹10 lakhs in the previous year. This card offers airport lounge access, insurance coverage, welcome benefits, and unlimited golf games.
- The annual fee of the INFINIA Metal Credit Card is ₹12,500 plus taxes.
- This card offers unlimited domestic and international airport lounge access.
- Concierge services like private dining assistance, international gift delivery, airport VIP service, etc, are offered with this card.
- Cardholders will also enjoy a Club Mariott membership, with 12,500 reward points that can be redeemed for flight and hotel bookings, vouchers, Airmiles, etc.
- Joining FeeNil
- Annual FeeNil
- Best Suited ForMovies | Travel | Shopping
- Rewards TypeReward Points
Rewards Rate
Earn 10X Reward Points Per ₹200 on Dining, Travel & International Spends, 3X on Regular and UPI Spends Above ₹2,000, and 1X on Insurance, Utilities, Railways, FASTag and UPI Spends Up to ₹2,000
Welcome Benefits
₹500 Voucher from Uber, Amazon, and Bigbasket on Spending ₹5,000 Within 30 Days of Card Issuance. 5% Cashback Upto ₹1,000 on the First EMI Transaction
Card Details +
The IDFC FIRST Wealth Credit Card is a lifetime-free card with no joining or annual fees. This card is designed for those who want to unlock exclusive benefits and rewards and offers attractive discounts on dining, shopping, and entertainment. You can use this card to get free access to airport lounges, earn extra reward points for every purchase, and enjoy exclusive lifestyle and travel benefits. The features of the IDFC FIRST Wealth Credit Card are as follows:
- This card offers introductory perks like gift vouchers worth ₹500 from popular brands and 5% cashback on the first EMI transaction made in 30 days.
- Earn 3 reward points for every ₹100 spent offline, 6 reward points for every ₹100 spent online, and 10 reward points per ₹100 spent above ₹30,000.
- Even though this card charges no annual fees, it still offers complimentary airport lounge access domestically and internationally, discounts on 1500+ restaurants, and free movie tickets.
- Concierge services are also offered with this card to make life a bit more easy and hassle-free.
- Golf lessons and insurance benefits are also included in this card.
Invite Only
- Joining Fee₹50,000 + GST
- Annual FeeNil
- Best Suited ForMovies | Travel
- Rewards TypeReward Points
Rewards Rate
Get 2 Reward Points on every Rs 100 spent on weekends and 1 Reward Point on every Rs 100 spent on weekdays.
Welcome Benefits
Gift Vouchers from Oberoi/Luxe
Card Details +
The IndusInd Bank Pioneer Legacy Credit Card is designed for people who seek luxury and convenience with a blend of premium benefits. This card offers a range of premium benefits, including complimentary access to airport lounges, free golf lessons, BOGO offers on movie tickets, concierge services, etc. The features of the IndusInd Bank Pioneer Legacy Credit Card are as follows:
- This card has a joining fee of ₹45,000 plus taxes but does not have any renewal fee or spend-based waiver.
- Cardholders get 2 reward points for every ₹100 spent on weekends and 1 reward point for every ₹100 spent on weekdays.
- As a welcome benefit, users get an e-gift voucher from the Oberoi Hotel and a Luxue gift card worth ₹5,000.
- 24/7 concierge services are offered to users, from hotel reservations to gift sending.
- This card offers a low Forex markup fee of 1.8% on international transactions.
- Airport lounge access, both domestically and internationally, insurance coverage, and milestone benefits are also included with this card.
Invite Only
- Joining FeeRs. 50,000 + GST for Yes Private and Rs. 20,000 + GST for Yes Prime
- Annual FeeRs. 10,000 + GST
- Best Suited ForTravel | Shopping
- Rewards TypeReward Points
Rewards Rate
24 Reward Points for every Rs. 200 spent on international spends, 16 Reward Points for every Rs. 200 spent on domestic spends.
Welcome Benefits
Upon successful first transaction made using this credit card, you will get up to 25,000 Reward Points.
Card Details +
The Yes Private/ Private Prime Credit Card is a super-premium invite-only card. This card is designed for very wealthy individuals and can only be obtained with an invitation. With its hefty joining fee, it promises a number of privileges, showing class and sophistication for its select cardholders. The features of the Yes Bank Private/ Private Prime Credit Card are as follows:
- The joining fee of the Yes Private Credit Card is ₹50,000 plus taxes, and the Yes Private Prime Credit Card is ₹20,000 plus taxes.
- The renewal fee for both cards is ₹10,000 with taxes, with a spend-based waiver of ₹25 lakhs every year for the Yes Private Credit Card and ₹20 lakhs for the Yes Private Prime Credit Card.
- Both cards offer concierge services to their customers 24/7 throughout the year.
- These cards on international transactions provide a 0.50% Forex markup charge.
- Get up to 2% cashback on domestic and 3% cashback on international spending.
- On spending ₹200, get 20 reward points for domestic and 40 reward points for international transactions.
- These cards also offer unlimited domestic and international airport lounge access, 12 rounds of golf lessons, BOGO offers on movie tickets, a fuel surcharge waiver, insurance coverage, and more.
Invite Only
- Joining Fee₹12,499 + GST
- Annual Fee₹12,499 + GST
- Best Suited ForTravel | Shopping
- Rewards TypeReward Points
Rewards Rate
6 Reward Points/₹200 Spent (Reward Rate of 3%)
Welcome Benefits
Complimentary Taj Epicure and EazyDiner Membership and 12,500 Bonus Reward Points
Card Details +
The Emeralde Private Credit Card from ICICI Bank is a premium metal card that offers a number of privileges and perks to high-net-worth people. From hassle-free airport experience to dining benefits, this card makes sure that every transaction is rewarding. The features of the Emeralde Private Credit Card are as follows:
- The annual fee of this card is ₹12,500 plus taxes, which can be waived on spending ₹10 lakhs or more in the previous year.
- With this card, you earn 6 ICICI reward points for every ₹200 spent on retail transactions.
- As a welcome benefit, you will get a complimentary night stay with a Taj Epicure membership, 12,500 reward points, and a complimentary EazyDiner membership for a year.
- This card offers concierge services to its users 24/7 with i-Assist in some selected cities of India.
- Users also access the privilege of unlimited airport lounges both domestically and internationally, unlimited golf lessons, movie ticket discounts, and insurance benefits.
What Do You Mean by Concierge Services?
Concierge services are personalized help for individuals with different tasks. These services include making travel plans, booking reservations, giving suggestions for fun and food, organizing special events, and meeting specific lifestyle needs. The goal of concierge services is to save time and provide convenience by handling tasks that individuals may not have time for or the expertise to manage. Concierge services are often related to luxury and premium experiences and aim to improve the overall quality of life for those who use them.
Benefits of Concierge Services
Time-Saving: Concierge services help save time by handling tasks such as making travel plans, booking reservations, and organizing events, allowing individuals to focus on their priorities.
Convenience: These services provide convenience by taking care of tasks that individuals may need more time for or the expertise to manage, enhancing their overall quality of life.
Personalized Assistance: Concierge services offer personalized help, including giving suggestions for activities and dining, meeting specific lifestyle needs, and providing customized recommendations.
Stress Reduction: By managing various tasks and details, concierge services help reduce stress and alleviate the burden of handling multiple responsibilities.
Card Insider’s Review of the Top 3 Credit Cards for Concierge Services
If you are someone who values excellent concierge services, these top three credit cards are worth considering. These three credit cards are special because they offer very personalized concierge services. They excel in helping with travel bookings and event reservations and giving personalized assistance. These cards really go the extra mile to meet the different needs of their users.
Axis Bank Olympus Credit Card
The Axis Bank Olympus Credit Card offers top-notch concierge services, including travel and dining reservations and event ticket bookings. It provides 8 concierge services for travel and entertainment, deliveries, etc., throughout the year.
American Express Platinum Reserve Credit Card
The AmEx Platinum Reserve Credit Card offers top-notch concierge services, providing assistance with travel and dining reservations, event planning, and more. Cardholders can access round-the-clock support to upgrade their travel and lifestyle experiences.
HDFC INFINIA Metal Credit Card
The HDFC INFINIA Metal Credit Card comes with special concierge services designed to make life easier. It helps with booking flights and hotels, as well as getting around when you travel. You can also count on it to reserve hotels and make special requests. It even assists in booking tickets for events, shows, and concerts.
How to Apply for Concierge Credit Cards?
To apply for concierge credit cards in India, one needs to follow the steps below:
- Visit the review page on Card Insider for the credit card you want to apply for.
- Compare the credit cards offering concierge services and then click on Apply Now.
- You will be redirected to the bank’s official application page.
- After that, check that you meet the eligibility criteria, such as age, income, and credit score requirements.
- Fill out the form with all the mandatory details after meeting the criteria. You can even go to the nearest branch of the bank to fill out the application offline.
- Be prepared with all the necessary documents, such as ID proof, address proof, income proof, and PAN card.
- Upload scanned copies of the required documents or submit them physically along with the application form.
- The bank will then verify your application and go through your documents before giving the green signal.
- Upon approval, you will receive your concierge credit card along with the terms and conditions.
- Once activated, explore and use the concierge services provided by the card for travel bookings, event reservations, and more.
Conclusion
Credit cards with concierge services offer personalized assistance for travel, dining, and more. They provide benefits such as airport lounge access, travel insurance, and discounts at luxury hotels. Choosing the right card depends on your needs, ensuring you have access to the services that best fit your preferences. Concierge services save time, offer convenience, and reduce stress by managing tasks that upgrade your quality of life. To apply for these cards, check eligibility criteria, gather necessary documents, and apply online or in person. Once approved, you can easily use a variety of services.