It’s not every day that we see such exciting and advantageous credit card offers from BoB but today the bank has brought on some buzz with its LTF offer. Bank of Baroda is currently running a limited-time offer until 31st March 2024, where customers can get their hands on popular credit cards without having to pay any joining or renewal fees. This offer is particularly beneficial for young adults and individuals who are looking for a credit card without any fees. The three credit cards that are part of this offer are the Select, Easy, and Premier Credit Cards.

Bank of Baroda Lifetime Free Credit Cards

Ready to take the first step toward your rewarding credit card journey? Just click on Apply Now and start your application process with a few simple clicks. It’s that easy! Let’s get started!

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Quick View at BoB LTF Credit Cards

You can apply and avail of the following Bank of Baroda Credit Cards as lifetime free. These credit cards would add value to everyone’s wallet especially those who are looking for a card without having to pay any fees.

Bank of Baroda Premier Credit Card

  • 5X Reward Points for every Rs. 100 spent on travel, dining, and international transactions and 2 Reward Points for every Rs. 100 spent on all other categories.
  • 1 complimentary domestic lounge access per quarter at selected airports in India (4 each year).
  • Easy EMI option available.
  • Multiple options for Reward Point redemption.
  • A fuel surcharge waiver of 1% is applicable to transactions between Rs. 400 and Rs. 5,000.

Bank of Baroda (BoB) Select Credit Card

  • 5x Reward Points on every Rs. 100 spent on dining and online purchases.
  • 1 Reward Point for every Rs. 100 spent on all other retail spends.
  • Make easy contactless payments with this card.
  • Convert your spends into Easy EMIs.

Bank of Baroda (BoB) Easy Credit Card

  • 5X reward points for transactions on groceries, departmental stores, and movies.
  • 1 reward point on all other categories.
  • 50 days of the interest-free period.
  • Avail free add-on cards for your family.
  • Convert your transactions into EMIs
  • 1% fuel surcharge waiver on all fuel transactions.

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Bottom Line

Bank of Baroda provides a range of rewarding credit cards, including cards specifically designed for online shopping and government/defense employees. Currently, eligible individuals can obtain the above-mentioned credit cards without paying any joining fees or renewal charges. It’s best to know that ordinarily, to get a credit card with free lounge access, you would need to pay a joining fee of Rs. 500 or Rs. 1000. However, with the BoB Premier Credit Card, you can now enjoy this benefit without paying any joining fees.

If you’re interested in this offer or Bank of Baroda’s credit cards, please share your thoughts in the comments below. If you find these credit cards suitable for your needs, you can apply for them.


  1. Lucky Reply

    They won’t issue Card and Reject it if someone already hold BOB Onecard

  2. Abhay Reply

    Unable to see this offer on Bob’s website.

    • Kartik Kanwar Reply

      Its available. Just apply for the card. You shall get the lifetime free offer.

      • Arun Reply

        While e-signing the application, fee is displayed for premier card. Is it ok to apply?

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