By Gunjan Bharara
Updated On May 21, 2024

People these days compare credit cards not on the basis of the credit limits that these cards provide but on the basis of the value-added benefits that these cards provide, such as complimentary access to airport lounges. This is because the generation of today’s era is very much into traveling, and they look for comfortable traveling wherein they can sit and relax while their flight awaits them. To give tough competition to the other competitive banks, Kotak Mahindra Bank also has a long list of credit cards that provide cardholders with complimentary access to domestic and international lounges, which makes their traveling experience smooth and hassle-free.

Kotak Bank Credit Cards for Free Airport Lounge Access

Kotak Mahindra Bank has launched some super-premium to entry-level credit cards in the market that provide complimentary lounge access to cardholders. Though a few of them will only provide complimentary access to domestic lounges, some of them will provide complimentary access to both domestic and international lounges. The credit cards by Kotak Mahindra Bank are designed in such a way that people from all income segments can get a credit card, though the features and benefits of each credit card will differ on the basis of their membership fee. In this article, we will make you go through some Kotak Mahindra Bank Credit Cards that are best for airport lounge access and further list all lounges you can access using these credit cards. Keep scrolling down to know more about this in detail.

Table of Contents

Best Kotak Bank Credit Cards for Complimentary Lounge Access

Kotak Mahindra Bank has a long list of credit cards providing benefits across various categories such as Travel, Fuel, Lifestyle, Shopping, etc. It has become quite a daunting task for an individual to choose a credit card that provides you free access to airport lounges. Therefore, for your convenience, we have prepared a list of credit cards by Kotak Mahindra Bank along with mentioning all travel benefits these credit cards provide –

Myntra Kotak Credit Card

(4.7/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Shopping

Reward Type

Cashback

Domestic Lounge Access

1 complimentary lounge access per quarter

6E Rewards XL Indigo Kotak Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 2,500 + GST

Renewal Fee

Rs. 2,500 + GST

Best Suited For

Travel

Reward Type

Reward Points

Domestic Lounge Access

8 complimentary domestic lounge access every year.

Kotak Royale Signature Credit Card

(4.6/5)

Fees

Joining Fee

Nil

Renewal Fee

Rs. 999 + GST

Best Suited For

Travel

Reward Type

Reward Points

Domestic Lounge Access

2 complimentary access to domestic lounges per quarter

Kotak-Mojo-Rupay-Platinum

(4.2/5)

Fees

Joining Fee

Rs. 1,000 + GST

Renewal Fee

Rs. 1,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Domestic Lounge Access

2 complimentary domestic lounge access every quarter.

Kotak-Privy-League-Signature-Credit-Card

(4.4/5)

Fees

Joining Fee

Nil (For Both Variants)

Renewal Fee

Rs. 2,500 + GST (for the Paid Variant), Nil (for Free Variant)

Best Suited For

Shopping

Reward Type

Reward Points

Domestic Lounge Access

2 Complimentary visits to the Dream Folks Lounges in India

Kotak Zen Signature Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 1,500 + GST

Renewal Fee

Rs. 1,500 + GST

Best Suited For

Travel

Reward Type

Reward Points

Domestic Lounge Access

8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge Access Program

Kotak White Credit Card

(4.3/5)

Fees

Joining Fee

Rs. 3,000 + GST

Renewal Fee

Rs. 3,000 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Domestic Lounge Access

8 complimentary domestic lounge access every year (2/quarter)

Kotak White Reserve Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 12,500 + GST

Renewal Fee

Rs. 12,500 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Domestic Lounge Access

Unlimited complimentary lounge access at domestic airports across India

Lounge List for Kotak Mahindra Bank Credit Cards

City Lounge Name Terminal
Bangalore BLR Lounge

080 Lounge

080 Lounge

Domestic T1

International T2

Domestic T2

Chennai Travel Club Lounge A

Travel Club Lounge B

Travel Club Lounge

Travel Club Lounge

Domestic T1

Domestic T1

International T3

Domestic T4

Hyderabad Encalm Lounge

Encalm Lounge

Domestic T1

International T1

Kolkata Travel Club Lounge

Travel Club Lounge

Domestic T1

International T2

Mumbai Travel Club Lounge

Adani Lounge

Oasis Lounge

Loyalty Lounge

Aviserv Lounge

Domestic T1C

Domestic T2

Domestic T1B

International T2

Arrival Terminal

New Delhi Encalm Lounge

Encalm Lounge

Encalm Lounge

Encalm Lounge

Domestic T1D

Domestic T2

Domestic T3

International T3

You can check the complete list of available lounges here.

6E Rewards XL – Indigo Kotak Bank Credit Card

A travel co-branded credit card with Indigo Airlines by Kotak Mahindra Bank, this credit card provides great benefits to cardholders who are loyal to both Indigo Airlines and Kotak Mahindra Bank. You get amazing deals on travel, especially while placing your bookings with Indigo Airlines. Credit cardholders will also get rewarded with 6E rewards while paying using their credit cards during their routine spends.

Kotak Mojo Platinum Credit Card

Placed at a joining fee of Rs. 1,000, the Kotak Mojo Platinum Credit Card provides you with such attractive benefits that this credit card has become quite popular amount people. With this credit card, the reward points are credited in the form of Mojo Points, which can be redeemed against a wide variety of options available on the website. Along with Mojo Points, the cardholders will also get various benefits such as a spend-based waiver of joining and renewal fees, insurance coverage against lost or stolen cards, a railway and fuel surcharge waiver, complimentary access to domestic lounges, etc.

Kotak Privy League Signature Credit Card

Kotak Privy League Signature Credit Card by Kotak Mahindra Bank is a dedicated credit card specially offered to the Privy customers of the bank. This credit card is offered in 2 variants – the free variant and the paid variant. The customers are free to choose between the shopper’s plan and the traveler’s plan. You will get reward points with this credit card on the basis of the plan you choose for this credit card. Additionally, you will also get various benefits, such as additional reward points on achieving spending amounts, fuel and railway surcharge waivers, concierge services, complimentary lounge access, etc.

Kotak Royale Signature Credit Card

This is a basic credit card by Kotak Mahindra Bank for which credit cardholders do not have to pay a joining fee but have to pay a renewal fee of Rs. 999. This is a basic credit card that provides you reward points on your spending done using this credit card. Apart from reward points, cardholders will also get some value-added benefits such as a fuel surcharge waiver, railway surcharge waiver, bonus reward points, etc.

Kotak Zen Signature Credit Card

Kotak Zen Signature Credit Card provides you with Zen Points while you make transactions using your credit card. Credit cardholders will get bonus Zen Points on paying the joining fee of the credit card and will also get Zen Points once they achieve the milestone spends using this credit card. Apart from this, you also get various benefits, such as a fuel surcharge waiver and complimentary visits to the airport lounges.

Kotak White Credit Card

This credit card is a toned-down version of the Kotak White Reserve Credit Card. With this credit card, you will get a White Pass Value with respect to the transactions that you make using this credit card. The cardholders will also get additional White Pass Value on achieving spends using this credit card.

Kotak White Reserve Credit Card

Kotak White Reserve Credit Card is a super premium credit card by Kotak Mahindra Bank, which comes at a joining fee of Rs. 12,500. This credit offers great benefits and features across categories starting from Travel to Dining. This credit card also provides reward points in the form of White Pass Value, which can be redeemed against various vouchers, flights, hotels, etc.

Bottom Line

Kotak Mahindra Bank offers a variety of credit cards that provide cardholders with complimentary visits to the airport lounges. Some credit cards provide complimentary access to both domestic and international lounges, while with other credit cards, you only have access to domestic lounges. A complimentary lounge visit is one of the main features these days that applicants look for in the first place in a credit card. This is because the generation and the people these days demand comfort in everything that they do, including traveling. On the other hand, you should not only look for complimentary lounge visits but also analyze your spending pattern and then choose a credit card that matches all your needs as choosing the right travel credit card will surely provide you with maximum benefits.

FAQs:

You can check for the features of your card on the official website of Kotak Mahindra Bank. If your card offers complimentary lounge access, it will be clearly mentioned on the website. Moreover, you can also contact Kotak Mahindra Bank Credit Card customer care and ask them whether your card offers free lounge access or not.
Kotak White Reserve Credit Card offers credit cardholders unlimited access to domestic as well as international airport lounges.