By Gunjan Bharara
Updated On June 20, 2023

People these days place a comparison between credit cards not on the basis of the credit limits that these cards provide but on the basis of the value-added benefits that these cards provide such as complimentary access to the airport lounges. This is because the generation of today’s era is very much into traveling and they look for comfortable traveling wherein they can sit and relax while their flight awaits them. To give tough competition to the other competitive banks, Kotak Mahindra Bank also has a long list of credit cards that provide the cardholders with complimentary access to domestic as well as international lounges which makes their traveling experience smooth and hassle-free.

Kotak Mahindra Bank Credit Cards for Airport Lounge Access

Kotak Mahindra Bank has launched some super-premium to entry-level credit cards in the market that provides complimentary lounge access to cardholders. Though a few of them will only provide complimentary access to domestic lounges and some of them will provide complimentary access to both domestic as well as international lounges. The credit cards by Kotak Mahindra Bank are designed in such a way that people from all income segments can get a credit card, though the features and benefits of each credit card will differ on the basis of their membership fee. In this article, we will make you go through some Kotak Mahindra Bank Credit Cards that are best for airport lounge access and further which all lounges you can access using these credit cards. Keep scrolling down to know more about this in detail.

6E Rewards XL Indigo Kotak Credit Card

Fees

Joining Fee

Rs. 2,500

Renewal Fee

Rs. 2,500

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

In the form of welcome benefits, the cardholders will get one complimentary air ticket, Accor hotels’ dining and stay vouchers, and a complimentary 6E prime add-on.

 

6E Rewards Indigo Kotak Credit Card

Fees

Joining Fee

Rs. 700

Renewal Fee

Rs. 700

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

You get a complimentary flight ticket and 6E add-on, Accor hotels stay/dining vouchers, and a Budweiser gift voucher.

 

Kotak White Reserve Credit Card

Fees

Joining Fee

Rs. 12,500 (plus applicable taxes)

Renewal Fee

Rs. 12,500 (plus applicable taxes)

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

NA

 

Kotak Royale Signature Credit Card

Fees

Joining Fee

Nil

Renewal Fee

Rs. 999

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

NA

 

Kotak Zen Signature Credit Card

Fees

Joining Fee

Rs 1500 plus applicable taxes

Renewal Fee

Rs 1500 plus applicable taxes

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Get 1500 Zen Points on payment of joining fees

 

Kotak-Privy-League-Signature-Credit-Card

Fees

Joining Fee

Rs. 2,500 + GST (for paid variant), Nil for the free variant

Renewal Fee

Rs. 2,500 + GST (for paid variant), Nil for the free variant

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

N/A

 

Kotak Mojo Platinum Credit Card

Fees

Joining Fee

Rs. 1,000

Renewal Fee

Rs. 1,000

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

NA

 

Kotak White Credit Card

Fees

Joining Fee

Rs. 3,000 + GST

Renewal Fee

Rs. 3,000 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Voucher worth Rs. 1,500 on spending Rs. 30,000 withing 60 days of card setup

Best Kotak Mahindra Bank Credit Cards for Lounge Access

Kotak Mahindra Bank has a long list of credit cards providing benefits across various categories such as Travel, Fuel, Lifestyle, Shopping, etc. It has become quite a daunting task for an individual to choose a credit card that provides you free access to airport lounges. Therefore, for your convenience, we have prepared a list of credit cards by Kotak Mahindra Bank along with mentioning all travel benefits do these credit cards provide –

Name of the Credit Card Airport Lounge Benefits
6E Rewards XL – Indigo Kotak Bank Credit Card 8 complimentary domestic lounge access every year.
Kotak White Reserve Credit Card Unlimited access to domestic as well as international lounges.
Kotak Royale Signature Credit Card 2 complimentary access per quarter to domestic lounges.
Kotak Zen Signature Credit Card 8 complimentary visits to domestic lounges every year with Visa Airport Lounge Access Program.

3 complimentary visits to the international lounges with Priority Pass Membership.
Kotak Privy League Signature Credit Card Get 2 complimentary visits every quarter under the Domestic Visa Lounge Program.

4 complimentary lounge visits per year with Priority Pass Membership.
Kotak Mojo Platinum Credit Card 2 complimentary domestic lounge access every quarter.
Kotak White Credit Card 8 complimentary domestic lounge access every year.

4 complimentary international lounge access every year with Priority Pass Membership.
Kotak Veer Select Credit Card 2 complimentary visits to domestic lounges per quarter.

Premium Credit Cards By Kotak Mahindra Bank

Kotak Mahindra Bank has a few premium credit cards that are specially designed for the premium section of society. Following is the list of such credit cards –

Kotak White Reserve Credit Card

Kotak White Reserve Credit Card is a super premium credit card by Kotak Mahindra Bank which comes at a joining fee of Rs. 12,500. This credit offers great benefits and features across categories starting from Travel to Dining. This credit card also provides reward points in the form of White Pass Value which can be redeemed against various vouchers, flights, hotels, etc. Along with other benefits, this credit card also provides you with access to airport lounges as below –

  • Unlimited complimentary access to domestic as well as international airport lounges.

Kotak White Credit Card

This credit card is a toned-down version of the Kotak White Reserve Credit Card. With this credit card you will get White Pass Value with respect to the transactions that you make using this credit card. The cardholders will also get additional White Pass Value on achieving spends using this credit card. Apart from this, the cardholders will get complimentary visits to the airport lounges as under –

  • 8 complimentary visits to the domestic lounges per year.
  • 4 complimentary visits to the international lounges with Priority Pass.

Lounge List for Kotak Mahindra Bank Premium Credit Cards

City Lounge Name Terminal
Bangalore BLR Lounge

BLR Lounge

080 Lounge
Domestic T1

International T1

Domestic T1
Chennai Travel Club Lounge A

Travel Club Lounge B

Travel Club Lounge

Travel Club Lounge
Domestic T1

Domestic T1

International T3

International T4
Hyderabad Encalm Lounge 

Encalm Lounge
Domestic T1

International T1
Kolkata Travel Club Lounge

Travel Club Lounge
Domestic T1

International T1
Mumbai Travel Club Lounge

Adani Lounge

Oasis Lounge 

Loyalty Lounge
Domestic T1C

Domestic T2

Domestic T1B

International T2
New Delhi Encalm Lounge

Encalm Lounge

Encalm Lounge

Encalm Lounge
Domestic T1D

Domestic T2

Domestic T3

International T3

For the complete list of lounges that are accessible with Premium Kotak Mahindra Bank Credit Cards, you can click here.

Other Credit Cards By Kotak Mahindra Bank

6E Rewards XL – Indigo Kotak Bank Credit Card

A travel co-branded credit card with Indigo Airlines by Kotak Mahindra Bank, this credit card provides great benefits to cardholders who are loyal to both, Indigo Airlines and Kotak Mahindra Bank. You get amazing deals on travel especially while placing your bookings with Indigo Airlines. Credit cardholders will also get rewarded with 6E rewards while paying using their credit cards during their routine spends. With this credit card, you will also get complimentary visits to airport lounges as under –

  • 8 complimentary visits to domestic lounges every year.

Kotak Royale Signature Credit Card

This is a basic credit card by Kotak Mahindra Bank for which credit cardholders do not have to pay a joining fee but have to pay a renewal fee of Rs. 999. This is a kind of a basic credit card that provides you reward points on your spending done using this credit card. Apart from reward points, cardholders will also get some value-added benefits such as a fuel surcharge waiver, railway surcharge waiver, bonus reward points, etc. Following is the detail of the complimentary lounge access that you will get along with this credit card –

  • 2 complimentary visits to the domestic airport lounges per quarter.

Kotak Zen Signature Credit Card

Kotak Zen Signature Credit Card provides you with Zen Points while you make transactions using your credit card. Credit cardholders will get bonus Zen Points on paying the joining fee of the credit card and will also get Zen Points once they achieve the milestone spends using this credit card. Apart from this, you also get various benefits such as a fuel surcharge waiver and complimentary visits to the airport lounges, the details of which are mentioned as under –

  • Up to 8 complimentary visits in a year to the domestic airport lounges under the Visa Airport Lounge Access Program. These visits are limited to 2 visits per quarter.
  • 3 complimentary visits in a year to the international airport lounges with Priority Pass Membership.

Kotak Privy League Signature Credit Card

Kotak Privy League Signature Credit Card by Kotak Mahindra Bank is a dedicated credit card specially offered to the Privy customers of the bank. This credit card is offered in 2 variants – the free variant and the paid variant. The customers are free to choose between the shopper’s plan and the traveler’s plan. You will get reward points with this credit card on the basis of the plan you choose for this credit card. Additionally, you will also get various benefits, such as additional reward points on achieving spending amount, fuel and railway surcharge waiver, concierge services, complimentary lounge access, etc. The details of the visits to the lounges are given below –

  • Get 2 complimentary visits every quarter under the Domestic Visa Lounge Program.
  • Complimentary Priority Pass Membership (both variants), 4 complimentary lounge visits in a year along with Priority Pass Membership (for paid variant only).

Kotak Mojo Platinum Credit Card

Placed at a joining fee of Rs. 1,000, the Kotak Mojo Platinum Credit Card provides you with such attractive benefits that this credit card has become quite popular amount people. With this credit card, the reward points are credited in the form of Mojo Points which can be redeemed against a wide variety of options available on the website. Along with Mojo Points, the cardholders will also get various benefits such as spend based waiver of joining and renewal fee, insurance cover against lost or stolen cards, a railway and fuel surcharge waiver, complimentary access to domestic lounges, etc. Following are the details on the number of visits to the domestic lounges that you will get with Kotak Mojo Platinum Credit Card –

  • 2 complimentary visits to the domestic lounges every quarter.

Kotak Veer Select Credit Card

As the name suggests, Kotak Veer Select Credit Card is an exclusive credit card specially designed for the officials of the armed forces of the country. The cardholders will earn reward points while they continue to make purchases using this credit card. You do not have to pay any joining fee on this credit card but have to pay a renewal fee of Rs. 599. The cardholders will get a complimentary IHO membership as a welcome benefit with this credit card. They will also get a fuel surcharge waiver of 1% and railway surcharge waiver of 1.8% while they pay for fuel and railway tickets using this credit card. Following are the details of the lounge visits that credit cardholders will get with this card –

  • 2 complimentary visits per quarter to the domestic airport lounges.

Lounge List for other credit cards by Kotak Mahindra Bank

City Lounge Name Terminal
Bangalore BLR Lounge

BLR Lounge
Domestic T1

International T1
Chennai Travel Club Lounge A

Travel Club Lounge B

Travel Club Lounge
Domestic T1

Domestic T1

International T4
Hyderabad Encalm Lounge 

Encalm Lounge
Domestic T1

International T1
Kolkata Travel Club Lounge

Travel Club Lounge
Domestic T1

International T2
Mumbai Adani Lounge Domestic T2
New Delhi Encalm Lounge

Encalm Lounge
Domestic T3

International T3

For the complete list of lounges that are accessible with other Kotak Mahindra Bank Credit Cards, you can click here.

Bottom Line

Kotak Mahindra Bank offers a variety of credit cards that provide cardholders with complimentary visits to the airport lounges. Some of the credit cards provide complimentary access to both domestic as well as international lounges, while with other credit cards, you only have the access to domestic lounges. A complimentary lounge visit is one of the main features these days that the applicants look for in the first place in a credit card. This is because the generation and the people these days demand comfort in everything that they do, including traveling. But on the other hand, you should not only look for complimentary lounge visits but also analyze your spending pattern and then choose a credit card that matches all your needs as choosing one right travel credit card will surely provide you maximum benefits.

FAQs:

You can check for the features of your card on the official website of Kotak Mahindra Bank. If your card offers complimentary lounge access, it will be clearly mentioned on the website. Moreover, you can also contact Kotak Mahindra Bank Credit Card customer care and ask them whether your card offers free lounge access or not.

Kotak White Reserve Credit Card offers credit cardholders unlimited access to domestic as well as international airport lounges.