The 6E Rewards XL – Indigo Kotak Bank Credit Card is a superior version of the 6E Rewards – Indigo Kotak Credit Card. Both these cards are issued by the bank in partnership with Indigo Airlines in order to fulfill their customers’ travel requirements. The card welcomes you with several exclusive benefits worth more than Rs. 10,000 that you can avail of after the realization of the joining fee. Moreover, with a reward rate of up to 6% on all the spends, it allows you to earn up to 20% 6E Rewards on Indigo’s partner brands.
Other than its exclusive reward program, this card provides you with complimentary domestic airport lounge access every year and a discounted convenience fee on Indigo flights. To know more about the 6E Rewards XL – Indigo Kotak Credit Card, its features, and fees & charges, refer to the detailed information given below:
6E Rewards XL – Indigo Kotak Bank Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Travel |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
Accelerated 6E Rewards on movie & dining.
Rewards Rate
6% 6E Rewards on indigo, 3% 6E Rewards on dining, groceries, and entertainment, and 2% 6E Rewards on other spends.
Reward Redemption
The earned 6E Rewards can be redeemed against Indigo bookings at a value of 1 6E Reward = Re. 1.
Travel
Get complimentary airport lounge access and discounted convenience fee on Indigo flights.
Golf
N/A
Domestic Lounge Access
8 complimentary domestic lounge access every year.
International Lounge Access
NA
Insurance Benefits
NA
Zero Liability Protection
You won't be liable for any fraudulent transactions made on a lost/stolen card if reported to the bank in a timely manner.
Spend Based Waiver
NA
Rewards Redemption Fee
Rs. 99 on every redemption request
Rewards Redemption Fee
Rs. 99 on every redemption request
Foreign Currency Markup
3.5% on all foreign currency spends.
Interest Rates
3.50% per month (42% per annum)
Fuel Surcharge
1% fuel surcharge is applicable on all fuel transactions.
Cash Advance Charges
Rs. 300 on every withdrawal of Rs. 10,000.
Add-on Card Fee
Nil
- Get welcome benefits worth more than Rs. 10,000.
- Earn 6% 6E Rewards on your spends on goindigo.in.
- 3% 6E rewards on selected categories and 2% 6E rewards on all other spends.
- 6E Rewards can be redeemed against bookings on Indigo.
- Up to 20% 6E Rewards on feature partners of Indigo.
- Discounted convenience fee on Indigo flights.
- Complimentary domestic lounge access.
Features of Kotak Indigo 6E Rewards XL
Welcome Benefits
- You get a complimentary air ticket worth Rs. 3,000 from Indigo. You can get this free ticket only if you complete three transactions every month for the first three months after card issuance.
- You get a complimentary 6E prime add-on worth Rs. 1099.
- Cardholders can avail of all these welcome benefits after paying the joining fee, and all these are valid only for 6 months from the date of card activation.
Travel Benefits
- You get 8 complimentary domestic lounge access every year with this card.
- You can avail of a discounted convenience fee of Rs. 150 using your 6E Rewards XL – Indigo Kotak Credit Card.
6E Rewards XL – Indigo Kotak Bank Credit Card Rewards
- You get 2% 6E Rewards on every retail spend including fuel.
- You get 3% 6E Rewards on your spends on dining, movies, and groceries.
- You get 6% 6E Rewards on your spends on Indigo bookings.
- You can earn up to 10% 6E rewards on Indigo’s partner brands.
- No rewards are accrued on the group, corporate, or agent bookings.
- No 6E Rewards are earned on wallet reloads, rent, education, and government spends.
Reward Redemption
- The 6E rewards you earn using your 6E Rewards XL – Indigo Kotak Bank Credit Card can be redeemed by logging into your 6E Rewards account.
- You can redeem your earned points at a value of 1 6E reward = Re. 1 against Indigo bookings.
- The 6E Rewards are only valid for 2 years from the date of accrual and expire thereafter.
Bottom Line
The 6E Rewards XL – Indigo Kotak Bank Credit Card is a decent travel credit card issued by Kotak Mahindra Bank. Earlier, only HDFC Bank was issuing credit cards in partnership with Indigo Airlines, but Kotak Bank has also started doing the same now. It is highly advisable for you to apply for this card now if you are a frequent flier. It is best suited for frequent travelers but also for individuals who spend very often on movies, dining, or groceries.
Moreover, the complimentary domestic lounge access provided by the card makes it even more suitable for customers who travel frequently within India and are loyal to Indigo Airlines. If you think the card is a good fit for your needs, apply for it without any more delay. Let us know what you think about this card. Also, if you still have any doubts, make sure to let us know in the comment section below!