By Bharti Bisht
Updated On September 7, 2022

The 6E Rewards XL – Indigo Kotak Bank Credit Card is a superior version of the 6E Rewards – Indigo Kotak Credit Card. Both these cards are issued by the bank in partnership with Indigo airlines in order to fulfill their customers’ travel requirements. This 6E Rewards XL variant comes with a joining fee of Rs. 1,500, which is a limited-time offer that is valid for cards that are issued before or on December 31, 2021, and the fee will be Rs. 2,500 after that. The card welcomes you with several exclusive benefits worth more than Rs. 10,000 that you can avail of after realization of the joining fee. Moreover, with a reward rate of upto 6% on all the spends, it allows you to earn up to 20% 6E Rewards on Indigo’s partner brands.

Other than its exclusive reward program, this card provides you with complimentary domestic airport lounge access every year and discounted convenience fee on Indigo flights. To know more about the 6E Rewards XL – Indigo Kotak Credit Card, its features, and fees & charges, refer to the detailed information given below:

6E Rewards XL Indigo Kotak Credit Card

(4.5/5)

Best Suited For

Travel |

Joining Fee

Rs. 2,500

Reward Type

Reward Points |

Product Details

  • Get welcome benefits worth more than Rs. 10,000.
  • Earn 6% 6E Rewards on your spends on goindigo.in.
  • 3% 6E rewards on selected categories and 2% 6E rewards on all other spends.
  • 6E Rewards can be redeemed against bookings on Indigo.
  • Up to 20% 6E Rewards on feature partners of Indigo.
  • Discounted convenience fee on Indigo flights.
  • Complimentary domestic lounge access.

Rewards and Benefits

Welcome Benefits

In the form of welcome benefits, the cardholders will get one complimentary air ticket, Accor hotels’ dining and stay vouchers, and a complimentary 6E prime add-on.

Movie & Dining

Accelerated 6E Rewards on movie & dining.

Rewards Rate

6% 6E Rewards on indigo, 3% 6E Rewards on dining, groceries, and entertainment, and 2% 6E Rewards on other spends.

Reward Redemption

The earned 6E Rewards can be redeemed against Indigo bookings at a value of 1 6E Reward = Re. 1.

Travel

Get complimentary airport lounge access and discounted convenience fee on Indigo flights.

Golf

N/A

Domestic Lounge Access

8 complimentary domestic lounge access every year.

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

You won’t be liable for any fraudulent transactions made on a lost/stolen card if reported to the bank in a timely manner.

Fees & Charges

Joining Fee

Rs. 2,500

Renewal Fee

Rs. 2,500

Spend based Waiver

NA

Rewards Redemption Fee

Rs. 99 on every redemption request

Rewards Redemption Fee

Rs. 99 on every redemption request

Foreign Currency Markup

3.5% on all foreign currency spends.

Interest Rates

3.50% per month (42% per annum)

Fuel Surcharge

1% fuel surcharge is applicable on all fuel transactions.

Cash Advance Charge

Rs. 300 on every withdrawal of Rs. 10,000.

Add-on Card Fee

Nil

Welcome Benefits

  • You get a complimentary air ticket worth Rs. 3,000 from Indigo. You can get this free ticket only if you complete three transactions every month for the first three months after card issuance.
  • You get a complimentary 6E prime add-on worth Rs. 899.
  • You get stay vouchers from Accor hotels through which you can avail of a 30% discount of up to Rs. 5,000 on your hotel stays.
  • You get a dining voucher worth Rs. 1,000 from Accor hotels.
  • Cardholders can avail of all these welcome benefits after paying the joining fee and all these are valid only for 6 months from the date of card activation.

6E Rewards XL – Indigo Kotak Bank Credit Card Rewards

  • You get 2% 6E Rewards on every retail spend including fuel.
  • You get 3% 6E Rewards on your spends on dining, movies, and groceries.
  • You get 6% 6E Rewards on your spends on Indigo bookings.
  • You can earn up to 20% 6E rewards on Indigo’s partner brands.
  • No rewards are accrued on the group, corporate, or agent bookings.
  • No 6E Rewards are earned on wallet reloads.

Reward Redemption

  • The 6E rewards you earn using your 6E Rewards XL – Indigo Kotak Bank Credit Card can be redeemed by logging into your 6E Rewards account.
  • You can redeem your earned points at a value of 1 6E reward = Re. 1 against Indigo bookings.
  • The 6E Rewards are only valid for 2 years from the date of accrual and expire thereafter.

Travel Benefits

  • You get 8 complimentary domestic lounge access every year with this card.
  • You can avail of a discounted convenience fee of Rs. 150 using your 6E Rewards XL – Indigo Kotak Credit Card.
  • Get exciting saving opportunities at Accor hotels.

Bottom Line

The 6E Rewards XL – Indigo Kotak Bank Credit Card is a decent travel credit card issued by Kotak Mahindra Bank. Earlier, only HDFC Bank was issuing credit cards in partnership with Indigo airlines, but Kotak Bank has also started doing the same now. It is highly advisable for you to apply for this card now if its suits your needs because it is charging a low annual fee as a limited-time offer. It is best suited for frequent travelers but individuals who spend very often on movies, dining, or groceries, can also save a lot using this card. Moreover, the complimentary domestic lounge access provided by the card makes it even more suitable for customers who travel frequently within India and are loyal to Indigo airlines. So, if you think the card is a good fit for your needs, you should apply for it without any more delay before the annual fee increases.

Let us know what do you think about this card. Also, if you have still any doubts, make sure to let us know in the comment section below!

FAQs:

The annual fee of the 6E Rewards XL – Indigo Kotak Credit Card is Rs. 1,500 till December 31, 2021, and may increase thereafter.

No, the 6E rewards XL – Indigo Kotak Credit Card doesn’t provide any complimentary international lounge access. However, it comes with 8 complimentary domestic lounge access every year.

No, you don’t get complimentary golf games with this card.

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