Canara Bank Credit Card Bill Payment
- Updated On: 21 May, 2026
Canara Bank is a government-owned public sector bank that provides a wide range of banking and financial services including credit cards to its customers. Owning a credit card can make funds borrowing easier but repaying the credit card bill is another factor that needs to be kept in mind while applying for a credit card. The credit card bill needs to be paid on time to have a good standing account. Canara Bank offers its customers various channels to clear their Canara Bank credit card dues on time. Keep reading to know how you can clear your Canara Bank credit card dues.
Methods to pay Canara Bank Credit Card Bill Payment Online
The online method to canara credit card bill pay is the most convenient method to go for. You can clear the outstanding amount from anywhere and at any time. Canara Bank offers 4 ways to pay the credit card bill amount on time, they are:
How to pay Canara Bank credit card bill through National Electronic Fund Transfer?
Both customers and non-customers can use NEFT to make a credit card bill payment. For NEFT the credit cardholder has to make their credit card as a beneficiary in their bank account. You can pay your credit card dues from 8 am to 7 pm on weekdays and from 8 am to 1 pm on Saturdays. Steps to make Canara Bank Credit Card as beneficiary;
Step 1: Log in to your respective bank’s internet banking page and log in to your account using your user id and password.
Step 2: Click on the NEFT payment option from the Payments and Transfer section.
Step 3: Add beneficiary details like your name, Canara Bank credit card number, address, and IFSC code CNRB0001912.
Step 4: Select the Canara Bank credit card as beneficiary and continue to make the payment.
How to pay Canara Bank credit card bills through Wallet-based apps?
The customers can also pay their credit card dues using third-party payment apps like Paytm, Google Pay, BHIM, etc. The wallet-based apps are convenient to use and you can pay your bill at any time and from anywhere. Here is how you can pay your credit card bill using Paytm wallet;
Step 1: Open the Paytm app and scroll down to Recharge and bill payments section and click on ‘Pay Credit Card Bill’
Step 2: Enter your credit card number and click on proceed.
Step 3: Enter your credit card due amount and click on Pay.
How to pay Canara Bank credit card bill through Mobile Application?
Download the Canara Saathi app and log in to your account using your internet banking account details like user id and password. Use the app to make the Canara bank credit card bill payment.
How to pay Canara Bank credit card bill through Auto Debit Facility?
With Auto Debit Facility you do not need to keep reminders of your Canara Bank credit card bill due dates. With this feature, you can never miss the due date and do not have to face the late payment fee charges. You need to visit the nearest bank branch and request to set up your standing instructions by providing the source of account from which the amount will be deducted on every due date, select the frequency of payment, and your credit card number.
Methods to pay Canara Bank Credit Card Bill Payment Offline
If you do not wish to pay the Canara Bank credit card bill amount through online channels, then you can always choose to go for offline methods. Canara Bank offers 3 ways to clear the credit card dues on time, they are:
How to pay Canara Bank credit card bill through Demand Draft?
You can clear your credit card dues by drawing a demand draft with the amount to be paid. You need to visit the nearest Canara Bank branch and fill the demand draft with the required details and submit it along with the due amount.
How to pay Canara Bank credit card bill through Cash?
The customer who prefers an offline mode of payment, can visit the nearest bank’s branch and clear their credit card dues by submitting cash over the counter. A cash processing fee will be charged for this transaction.
How to pay Canara Bank’s credit card bill through Cheque?
To pay your credit card bill you can draw a cheque in favor of a credit card number and drop it off in the nearest bank’s dropbox or you can directly visit the bank and submit it. Make sure you do not do overwriting on the cheque and all the information filled is correct.
Bottom Line
Credit Card bill payment is one of the most important criteria when it comes to building a credit history. Canara Bank provides its customers both online and offline methods to keep their credit card bill dues clear. The best option to go for is Auto Debit as you do not have to worry about the due dates. Keep your canara bank credit card bill payment in check so that you can avoid the late payment charges and the probability of you getting into a possible debt spiral.
FAQs:
How long grace period is provided by the Canara Bank on its credit cards?
Canara Bank has provided a grace period of 50 days to clear the credit card dues. It is an interest-free period and you will not be charged any interest if you clear the credit card dues within this time frame. After the grace period, the bank charges interest and a late payment fee also.
Is there any processing fee on making payment of credit card bill through NEFT?
Yes, Canara Bank charges an NEFT processing fee of Rs. 2.25 on a transaction up to Rs. 10,000, Rs. 4.75 on a transaction above Rs. 10,000 and up to Rs. 1 Lakh, Rs. 14.75 on a transaction between 1 lakh-2 lakhs, and Rs. 24.75 on a transaction above Rs. 2 lakhs.
How long does it take for payment to be deducted from the account when bill payment is made through NEFT?
It can take up to 2-3 working days for the payment made through NEFT to be deducted from your account.
Will I be charged any fee if I miss the due date?
Yes, Banks charge a late payment fee on missing the due date. It is advisable to pay your credit card bill 3-4 days prior to the due date.