By Divya Shokeen
Updated On May 17, 2024

Canara Bank is one of the nationalized banks in India. The customers can apply for a credit card by visiting the nearest branch. On submitting your income documents the Canara Bank will fix a credit limit on the card you have applied for. the credit limit differs from individual to individual. A credit limit is a maximum allowance given by the bank to the credit cardholder to utilize the credit card to borrow funds to a limit. On spending beyond the credit limit, the bank charges an over-limit fee. You can submit your request for credit limit enhancement to the bank at any time at your convenience. Read on to know more about how you can get your credit card limit increased and what all documents you’ll need for submitting the request.
Canara Bank credit card limit check

How to increase the credit limit of the Canara Bank Credit Card?

Customers of Canara Bank Credit Card can request an increase in their credit card limit in one of two ways. They are as follows:

Phone Banking

Canara Bank customers can always call on 24×7 customer care helpline number 1800-425-0018 and get connected with the customer care agent. You can get the details of the credit card limit from the customer executive and submit the request for credit card limit enhancement.  The executive will be happy to help you out to the best of their expertise. He will let you know the complete procedure for submitting your request at the get your credit limit enhancement.

Visiting the branch

To get your credit limit increased you can directly visit the nearest bank branch along with the required documents like income statement, salary slips of last two months, form 16, etc.  Submit your form along with the documents to the bank, then the bank will process your request to check whether you are eligible or not for the higher credit limit. The credit limit will only be increased by the bank if your income statement stands good and you have never defaulted on credit card bill payments.

Documents Required for Credit Limit Increase

For credit limit enhancement you are required to submit the income proof documents and income statement so that bank can easily check your eligibility for the higher credit limit. Bank will only approve the higher credit limit if you have never defaulted on the credit card payment, have maintained a good credit score, etc. Following are the documents you need to submit:

  • Salary Slips of last two months
  • Bank Statement
  • Income Tax Returns


Yes, you can either call on the customer care number or use your internet banking account to check the credit limit of your credit account.
Yes, as per your credit card usage if you want a lower credit limit then you can request the bank to decrease the credit card limit.
Yes, you can write a mail requesting your credit card limit enhancement send it to [email protected].
No, the credit score will not get affected. Even if you have a lower credit limit but keep your credit card dues clear the credit score will only going to improve.