SC EaseMyTrip Vs PNB EMT RuPay Credit Card

The SC EaseMyTrip and PNB EMT Rupay credit cards are the best choices for frequent travelers. The Standard Chartered EaseMyTrip Credit Card is perfect for travelers who want to save money. For a joining fee of ₹350, you can enjoy discounts of 20% on hotels and 10% on flights, get ₹125 off on bus tickets costing ₹500 or more, and earn points for future travel deals. The card also offers a waiver of the renewal fee of ₹350 if you spend over ₹50,000 in a year. This card also offers airport lounge access both international and domestic.

The PNB EMT RuPay Platinum Credit Card is perfect for travelers. With a joining fee of ₹2,000, this card offers a ₹3,000 welcome voucher with discounts on flights, hotels, and holiday bookings and 300 reward points on the first transaction. It also provides insurance up to ₹2 lakhs, airport lounge access, and a 1% fuel surcharge waiver. The renewal fee is also waived if you spend ₹1 lakh or more in a year. This card provides access to both domestic and international airport lounges.  Below is a detailed comparison of the two cards for cardholders who may be confused about which is better and more beneficial.

Comparison Between SC EaseMyTrip and PNB EMT RuPay Platinum Credit Card

A comparison of the SC EaseMyTrip Credit Card and PNB EMT RuPay Platinum Credit Card will help a potential cardholder understand the fundamental factors to consider while applying for a credit card. Below are the main factors of the two credit cards, which will help a person understand which credit card is better and what benefits it provides.

Features	SC EaseMyTrip Credit Card	PNB EMT Rupay Credit Card
Welcome Benefits	N/A
Reward Rate		N/A
Reward Redemption		N/A
Domestic Airport Lounge	1 complimentary domestic airport lounge visit per quarter (4 annually).	1 complimentary domestic airport lounge visit per quarter (4 annually).
International Airport Lounge	2 international airport lounge visits per year.	2 international airport lounge visits per year.
Annual Fee Waiver	₹50,000 or more	₹1 Lakh or more

Standard Chartered EaseMyTrip Credit Card

The Standard Chartered EaseMyTrip Credit Card is designed for people who love to travel and want to save money. With a joining fee of ₹350, this card offers benefits and rewards for things like flights and hotels, making travel more affordable. With this card, you can earn points that you can use for future travel deals. The card also includes insurance coverage to keep you safe while traveling. It’s easy to get and accessible to many people with a steady income and a good credit score. If you love to travel and want to save money, this card is a good choice. The features and benefits of this card are mentioned below.

PNB EMT RuPay Platinum Credit Card

The Punjab National Bank and EaseMyTrip came together and launched the PNB EMT RuPay Platinum Credit Card. It is a travel-focused credit card, offering substantial savings on various bookings. With a joining fee and an annual renewal cost, it’s designed for frequent travelers. Since this credit card is a RuPay card, cardholders can even link it to their UPI applications to make payments. The card provides insurance coverage for accidents and disabilities and airport lounge access privileges. It encourages spending by waiving the annual fee upon reaching the spending limit, making it an attractive option for regular travelers looking to earn rewards and enjoy travel perks. The features and benefits of this card are mentioned below.

Bottom Line

Choosing between the SC EaseMyTrip Credit Card and the PNB EMT RuPay Platinum Credit Card depends on what you find most valuable. If you want to save money on your travels with lower fees and good discounts on flights, hotels, and buses, the SC EaseMyTrip card is a great choice. It’s perfect if you like getting rewards for spending and don’t want to pay a renewal fee if you spend enough throughout the year.

On the other hand, if you prefer getting a nice welcome gift, earning rewards right away, enjoying travel benefits like insurance and lounge access, and not worrying about annual fees after spending a certain amount, then the PNB EMT RuPay Platinum card might be better for you. Both cards are great for people who travel a lot, but the best one for you depends on what perks you value more and how you like to spend your money.