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Standard Chartered Bank tied up with EaseMyTrip, an online travel services-related company, to launch a co-branded travel card named EaseMyTrip Credit Card. This card comes with a nominal joining and annual fee of Rs. 350, which can easily be waived upon achieving the required annual spend. Being a travel credit card, it offers exclusive deals and discounts on travel-related bookings via the EaseMyTrip app/website. Along with lots of travel privileges, cardholders get decent reward rates across all the categories and accelerated rewards on travel bookings.

Talking about its additional benefits, you get complimentary airport lounge access to several domestic as well as international airports. Moreover, it offers a spend-based annual fee waiver, which allows you to avoid paying the renewal fee by spending a very nominal amount in the previous anniversary year. To understand all the privileges of the Standard Chartered EaseMyTrip Credit Card, keep reading the article:

Standard Chartered EaseMyTrip Credit Card
(4.5/5)

Fees

Joining Fee

Rs. 350 + GST

Renewal Fee

Rs. 350 + GST

Best Suited For

Travel |

Reward Type

Cashback |

Welcome Benefits

NA

Movie & Dining

NA

Rewards Rate

2 Reward Points every Rs. 100 spend on retail purchases, and 10x Rewards on booking tickets at standalone hotels, apps, or websites.

Reward Redemption

1 Reward Point = Re. 0.25 for redemption against various categories at the 360-degree rewards portal.

Travel

Get complimentary domestic & international lounge access, and a 20% discount on hotel bookings & 10% discount on flight bookings via EaseMyTrip.

Golf

NA

Domestic Lounge Access

1 free domestic lounge access each quarter

International Lounge Access

2 free international lounge access per year.

Insurance Benefits

NA

Zero Liability Protection

The cardholders are not liable for any unauthorized/fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.

Spend Based Waiver

The renewal fee is waived on spending Rs. 50,000 or more in a year

Rewards Redemption Fee

Rs. 99

Rewards Redemption Fee

Rs. 99

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.75% per month

Fuel Surcharge

1% fuel surcharge is applicable on all authorized fuel purchases.

Cash Advance Charges

3% of the withdrawn cash amount or Rs. 300 (whichever is higher)

Add-on Card Fee

Rs. 350

  • 2x Reward Points on every retail spend of Rs. 100.
  • 10x Rewards on ticket bookings at standalone hotels, websites, or apps.
  • Up to 20% discount on travel-related bookings.
  • Complimentary international and domestic lounge access.
  • Spend-based renewal fee waiver.
  • Zero Liability Protection against a lost/stolen card.

Standard Chartered EaseMyTrip Credit Card Features and Benefits

The EaseMyTrip co-branded card issued by Standard Chartered Bank is a great travel card specially designed for those who make their travel bookings mostly with the EaseMyTrip app/website. Not only this, but the card has a number of additional privileges, which are as follows:

Travel Benefits

On making travel bookings via the EaseMyTrip website/app, you get the following benefits:

  • 20% discount on domestic as well as international hotel bookings. The maximum discount on domestic hotel bookings is capped at Rs. 5,000, and that on international hotel bookings is capped at Rs. 10,000.
  • 10% discount on domestic & international flight bookings. The maximum discount on international flight bookings is capped at Rs. 5,000, and that on domestic bookings is capped at Rs. 1,000.
  • Get flat Rs. 125 off on bus ticket bookings worth Rs. 500 or more.

Airport Lounge Access

You also get domestic and international airport lounge access with this card. The detailed information regarding the same is given below:

  • You get 1 complimentary domestic lounge access every quarter (4 per year).
  • You get 2 complimentary international lounge access every year.

Spend-Based Waiver

You can get the renewal fee of Rs. 350 waived on spending Rs. 50,000 or more in the previous anniversary year.

Standard Chartered EaseMyTrip Credit Card Reward Points

The reward rates that you get with the Standard Chartered EaseMyTrip Credit Card in different categories are as mentioned below:

  • Get 2X Reward Points on every spend of Rs. 100 on retail purchases.
  • 10X Reward Points on airline apps/outlets/websites or at standalone hotels.
  • No Reward Points are earned on cash withdrawals, card fees & charges, etc.
  • The monetary value of 2 Reward Points is equivalent to Re.0.50.

Reward Redemption

The rewards earned using this card can be redeemed on the 360-degree rewards portal against lots of options as mentioned below:

  • You can redeem your earned Rewards against products, gift vouchers, or services available there.
  • The Reward Points are valid only for 2 years from the accumulation date.

Standard Chartered EaseMyTrip Credit Card Fees and Charges

Some important fees and charges associated with the EaseMyTrip Standard Chartered Credit Card are as follows:

  • The joining and annual fee of this credit card is Rs.350, which is waived if the cardholder has spent Rs.50,000 or more in the previous year.
  • The interest rate on the Standard Chartered EaseMyTrip Credit Card is 3.75% per month.
  • The foreign currency markup fee on this credit card is 3.5% of the total transaction amount.
  • The cash withdrawal fee on the Standard Chartered EaseMyTrip Credit Card is 3% of the cash amount or a minimum of Rs. 300.

Standard Chartered EaseMyTrip Credit Card Eligibility Criteria

You also need to fulfill certain eligibility requirements in order to get approved for the Standard Chartered EaseMyTrip Credit Card. These criteria are given below:

  • The age of the applicant should be above 18 years and below 65 years.
  • The applicant should have a stable source of monthly income.
  • The applicant should belong to a location where Standard Chartered Bank’s services are available.

How to Apply for SC EaseMyTrip Credit Card?

One can easily apply for the Standard Chartered EaseMyTrip Credit Card online or offline at your convenience. Just make sure to check the eligibility requirements before that. To apply offline, visit the Standard Chartered branch nearest to you (if there is a branch in your city) and apply for the card by filling out the physical application form. To apply online, you can proceed further as follows:

  • Click on the Apply Now button at the top of the page
  • Under the option ‘Our Products.’
  • Select ‘Credit Cards’ and then choose the Standard Chartered EaseMyTrip Credit Card.
  • Proceed further to fill in the digital application form.

Bottom Line

The Standard Chartered EaseMyTrip Credit Card is a great option for those who travel very often domestically as well as internationally. They can not only earn accelerated rewards on travel but also many more additional privileges that this card offers, such as up to 20% discount on travel bookings, complimentary lounge access, etc. Moreover, there is a decent reward rate on all purchases, so you can save on almost all your spending using this card. Moreover, the minimum threshold amount to get the renewal fee waived is very low, and hence, the cardholders can easily avoid paying the membership fee from the second year.

This was our review of the EaseMyTrip Standard Chartered Credit Card. Let us know your views on this in the comment section below!

FAQs:

Yes, the Standard Chartered EaseMyTrip Card comes with an annual fee of Rs. 350, which is waived on spending Rs. 50,000 or more in the previous year.
No, you don't get a fuel surcharge waiver with the Standard Chartered EaseMyTrip Card. A 1% fuel surcharge is applicable on this card.
For this credit card, the monetary value of 1 Reward Point is Re. 0.25. These rewards are redeemable against lots of options through the 360-degree rewards portal.
Yes, you get 2 complimentary international lounge access using this card.
Standard Chartered EaseMyTrip Credit Card

Standard Chartered EaseMyTrip Credit Card

(4.5/5)

2 Comments

  1. Aatif Alig Reply

    Very little about potential bad factors or cons of taking this card. Please try to provide a balance details to make it impartial and reliable

    • Kartik Kanwar Reply

      Will a Pro and Cons section to help readers.

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