From time to time, SBI is known to provide exclusive offers to its valued customers. Those who receive such offers and participate in them earn rewards and deals like no other. In the first month of the year itself, SBI Card is offering the SimplySave UPI Rupay card free for the first year, exclusively for select customers.
This offer shall be communicated to customers through select channels like SMS or E-mail. Those who receive this offer shall be eligible to get the SBI SimplySave Credit Card on a first-year free basis. The renewal fee shall be applicable from the second year. This means that cardholders can enjoy exclusive benefits like accelerated reward points on dining, groceries, and movies for the first year without any joining charges. From the second year onwards, a fee of ₹499 + GST shall be charged. But the benefits offered with this card outweigh the fees.
If you haven’t received any communication regarding the offer, don’t worry; you can still apply for the SimplySave Credit Card by clicking on the “Apply Now” button. You will be charged a joining fee, but the card offers benefits worth the same in the form of 2,000 Reward Points. What’s more? By spending Rs. 1 lakh in a card anniversary year, you can waive the renewal charges of the SimplySave Credit Card. Considering the accelerated rewards offered with this card for groceries, movies, and dining, achieving this spend-based waiver can be easily accomplished, making it more lucrative.
For how long is this offer available?
1st January 2024 – 31st January 2024 (Both Dates Inclusive)
Know More About SBI SimplySave RuPay Credit Card
One of the best entry-level credit cards in the Indian market is the SimplySave Card, which has proven to be useful to a vast number of customers. With this card, you can earn 10 reward points for every ₹150 spent on dining, movies, departmental stores, and grocery shopping. All other expenses will earn you one reward point for every ₹150 spent. The value of reward points earned with this card is 4 Reward Points = ₹1, which means that it is advantageous in terms of offering great savings on essentials such as groceries while also rewarding our movie and dining experiences.
Can I use the SimplySave Credit Card to make payments through UPI?
The SimplySave Credit Card is issued on the RuPay network, which enables it to be linked to UPI applications such as Google Pay, PhonePe, and Paytm. You can make fast and easy payments through your mobile phone via the SimplySave Card.
- Renewal fee waiver on spends of ₹1 lakh in a card anniversary year.
- 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 up to ₹100 in a statement cycle across petrol pumps in India.
- 10X Reward Points for every ₹150 spent on dining, departmental stores, movies, and grocery spending (reward rate = 2.5%).
- Rewards can be redeemed for gift vouchers and also against the outstanding credit card bill amount.
- This card can be linked to your UPI application.
Terms and Conditions of the SimplySave FYF Offer
Let’s dive into the details of the first-year free offer of SimplySave Credit Card.
- Under this offer, only the first-year fee is waived for the new pre-approved SBI SimplySave Credit Card.
- The offer is valid only on the new pre-approved SimplySave Credit Card for select customers.
- Customers eligible for the offer will be informed via email or SMS.
- This offer is valid from the 1st of January to the 31st of January 2024. Both dates are inclusive.
- The offer is only valid for new card issuance and cannot be used for card upgrades, reissues, replacements, or renewals.
- You can check the complete offer details here.
Summing It Up
SBI Card provides a range of credit cards, each with its own unique benefits. Many of these cards are considered the best in the country. SimplySave is one such card. Previously, the joining fee for this card was Rs. 499, but with the latest offer, select customers can now get this card without any additional charge. Offers such as this increase the card issuer’s customer base and also fulfill the customer’s demand for more rewarding credit card solutions.
The SimplySave Credit Card provides uncomplicated and basic rewards for everyone. This card is primarily beneficial for offline purchases. If you haven’t received the offer yet but are interested in applying for the card, simply click on the “Apply Now” button.
Why wait? Apply for the SimplySave Credit Card right now and begin your savings journey.