With so many credit cards in the market, choosing the best travel credit card can be overwhelming. It’s essential to compare the features and benefits of each card carefully to make the best choice. We have two strong credit cards: the RBL World Safari Credit Card and the Axis Bank Atlas Credit Card. Both cards are designed for travel enthusiasts.
The RBL World Safari Credit Card is an excellent option for those looking for an affordable choice with a low annual fee and an attractive introductory travel voucher. It’s ideal for those who want a simple and valuable credit card. Conversely, the Axis Bank Atlas Credit Card is a premium offering. It has a higher annual fee but offers exclusive dining discounts and a tiered membership system, which appeals to frequent travelers. As we explore both cards in detail, this comparison aims to help you understand their features. This will help you choose the right card based on your preference.
RBL World Safari Credit Card
The RBL Bank World Safari Credit Card is an excellent choice for anyone who loves to travel. For an annual fee of just ₹3,000 with taxes, cardholders can enjoy benefits that make traveling more enjoyable and budget-friendly. As an introductory perk, you get a ₹3,000 voucher from MakeMyTrip, and when you spend money in other countries using this card, you won’t have to pay any extra fees as this card offers zero forex markup charges.
The World Safari Credit Card rewards you for your everyday spending. Whether booking flights, hotels, or just regular purchases, you earn travel points that can later be used to cover travel expenses. With this card, users earn 5 travel points for every ₹100 spent on traveling and 2 travel points for every ₹100 spent on everyday purchases. The card also offers other perks like free access to airport lounges in India and abroad. Users will also get insurance coverage and complimentary golf lessons every year, making it a beneficial card.
Axis Bank Atlas Credit Card
The Axis Bank Atlas Credit Card is designed for travel enthusiasts, offering a variety of benefits. For a joining fee of ₹5,000 with taxes, cardholders have access to numerous benefits, from complimentary lounge access to discounts at partnered restaurants. Users will earn 5 Edge miles for every ₹100 spent on travel and 2 EDGE miles for every ₹100 spent on transactions, excluding spends on Hotels, Airlines, and the TRAVEL EDGE Portal. You can earn accelerated EDGE Miles when spending on travel and redeem them for air miles with partner airlines such as KrisFlyer and Air India Flying Returns or for hotel and flight bookings through the bank’s Travel Edge portal. Cardholders can enjoy dining discounts and have the opportunity to earn a welcome bonus of 2,500 EDGE Miles. The card also offers Silver, Gold, and Platinum membership tiers based on annual spending, impacting renewal benefits and the number of domestic/international airport lounge accesses.
Quick Comparison Between RBL World Safari and Axis Bank Atlas Credit Card
| Features | RBL World Safari Credit Card | Axis Bank Atlas Credit Card |
| Annual Fees | ₹3,000 + GST | ₹5,000 + GST |
| Reward Rate |
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| Reward Redemption | Travel points can be redeemed at RBL Rewards | Edge Miles can be transferred to international and domestic loyalty program partners |
| Welcome Benefits | MakeMyTrip voucher worth ₹3,000 | 2,500 EDGE Miles on the first transaction |
| Movie/Dining | N/A | 25% discount at partnered restaurants via EazyDiner |
| Travel Perks | International and domestic airport lounge visits | International and domestic airport lounge access |
| Insurance Benefits | Insurance worth USD 50,000 | N/A |
| Forex Markup Charges | Nil | 3.5% |
Conclusion
In the above comparison, we examined two travel credit cards: the RBL World Safari Credit Card and the Axis Bank Atlas Credit Card. Both cards offer great benefits for travelers, like travel points on spending, lounge access, and more. The RBL World Safari Credit Card has a lower annual fee, gives you a nice travel voucher, and is great for keeping travel costs down. Though more expensive, the Axis Bank Atlas Credit Card offers more perks like dining discounts and a points system that benefits frequent travelers. Overall, the better card depends on what you value more. If you want to save on fees and still enjoy travel rewards, go for the RBL World Safari. But if you travel a lot and like extra perks, the Axis Bank Atlas might be a better option.