IndusInd Bank EazyDiner Signature Vs Platinum Credit Card

IndusInd Bank has launched a new credit card, the EazyDiner Platinum Credit Card, which offers customers exclusive discounts on EazyDiner. Previously, the bank introduced its first co-branded card with EazyDiner, the EazyDiner Signature Credit Card, which offers benefits beyond dining perks.

The EazyDiner Platinum Credit Card is a lifetime-free credit card, which has attracted many of us to apply for it. For those who are unsure which card to choose, our article may be helpful. It compares the features of both credit cards, enabling you to make the right choice.

Which Card Offers More Reward Points?

The difference in reward rates between the two cards is quite significant. The EazyDiner Signature Credit Card offers 10 Reward Points per ₹100 spent on hotel, travel, shopping, and entertainment transactions, which translates to an effective reward rate of around 1%. On all other eligible spends, cardholders earn 4 Reward Points per ₹100 spent (around 0.4% return). In addition, cardholders earn 3X EazyPoints on payments made through EazyDiner, further boosting the overall value for frequent diners.

The EazyDiner Platinum Credit Card, on the other hand, is much simpler and offers 2 Reward Points per ₹100 spent on most eligible transactions, along with 2X EazyPoints on dining spends. While the reward-earning potential is lower than the Signature variant, it is reasonable for a lifetime-free credit card. If your primary goal is maximizing rewards and dining value, the Signature Card clearly comes out ahead.

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Which Card is More Budget Friendly?

The EazyDiner Platinum Credit Card is a lifetime free card with no joining or annual fees, making it an attractive option for budget-conscious users. In comparison, the EazyDiner Signature Credit Card comes with a joining and annual fee of ₹2,999 plus applicable taxes. While the Platinum Card is the more affordable choice, the Signature Card justifies its fee with higher dining discounts, better rewards, and additional lifestyle benefits.

For frequent diners who regularly use EazyDiner, the Signature Card can offer significantly greater value despite the higher cost.

Comparison of Top Features – EazyDiner Signature and Platinum Credit Card

Take a look at the important features of these cards and choose the best one for a rewarding and cost-effective dining experience.

Bottom Line

IndusInd Bank is known for offering unique and rewarding credit cards, and both EazyDiner credit cards come with attractive dining benefits. However, the EazyDiner Signature Credit Card stands out as the better option for those who can justify its annual fee of ₹2,999. The card offers discounts of up to ₹1,000 on EazyDiner bookings, which means you can recover the joining fee after just a few dining visits.

That said, it is worth noting that the EazyDiner Signature Credit Card was much more rewarding before its recent devaluation. The current reward structure may feel a little complicated for some users. Even so, it remains a solid choice for people who frequently make restaurant reservations through EazyDiner.

Another underrated benefit of both cards, especially the premium Signature variant, is the discount offered at PVR Cinemas. Cardholders can save on movie tickets as well as food and beverages, making movie outings significantly cheaper.

On the other hand, the EazyDiner Platinum Credit Card is best suited for those looking for an entry-level lifetime free credit card. It offers dining discounts of up to ₹500 through EazyDiner and, while it does not come with many premium features, that is understandable considering there are no annual charges. If you are applying for your first credit card and regularly dine out using EazyDiner, the Platinum Card can be a good option.

What are your thoughts on these cards? Share your experience in the comments below.

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