SBI Card is the most trusted Credit Card issuer in India, and millions of people prefer having a credit card from SBI. It offers over 70 credit cards ranging from entry-level to premium ones all belonging to different categories, such as rewards, shopping, travel, lifestyle, and many more. If you also have an SBI Credit Card, you will surely earn some sort of reward points or cashback on all your spending. But, earning reward points is not enough; you need to track them from time to time so that you can redeem them at the right time. If you don’t know how to track the reward points/cashback earnings on your SBI Credit Card, you can read this article to understand the detailed steps:


Redemption For Different Types Of SBI Credit Cards

Before understanding the ways to track your SBI Credit Card reward points, let us understand the basic redemption process for different types of SBI credit cards.

Rewards Credit Cards

The SBI Bank offers a variety of rewards on reward credit card and pretty much all your spends. On the rewards credit cards offered by the State Bank of India, you can earn RPs on almost all your spending. But, be aware of the fact that most credit cards offer accelerated RPs on select categories and fewer points on other spends. So, if you want to earn maximum points, make sure that you get a card that provides accelerated rewards points in the categories where you spend the most. Other than the regular rewards, you can also earn bonus RPs in the form of welcome benefits, milestone benefits, etc.

The RPs you earn using your SBI cards can be redeemed by logging in to the official website here. You can redeem your earned RPs against various categories, including flight/hotel bookings, shopping, gift cards/vouchers, gadgets, and different other products at a rate of 1 Reward point = Re. 0.25.

Co-Branded Travel Credit Cards

For the Club Vistara SBI Card, CV Points are automatically credited to the Club Vistara membership account within 15 days. And for the Air India SBI Signature Card, RPs are converted into Air India Air Miles within 7 days after receiving your request. For the Etihad Guest SBI Premier Card, the Etihad Guest Miles can be redeemed at

While redeeming your RPs, you should always keep in mind that there may be a reward redemption fee on your credit card, and hence, make sure that the value of the RPs you are going to redeem is higher than the reward redemption fee. Moreover, make sure to redeem your earned RPs before they expire.

Read More: Things You Need To Know When Deactivating SBI Credit Card!

Ways To Track SBI Credit Card Reward Points

There are many ways to track the reward points/cashback in your SBI Credit Card as follows:

Via SBI Card Mobile App

You can track your SBI Credit Card reward points easily via the SBI Card mobile app using the below-mentioned steps:

  • Download the SBI Card app on your mobile.
  • Login using the mobile number registered with your credit card.
  • From the main menu, choose ‘My Account.’
  • Click on ‘Reward Points Summary.’
  • There, you can find the following information:
    – Previous Reward Points balance.
    – Reward Points earned in the latest statement cycle.
    – Redeemed Reward Points.
    – Total available Reward Points.
    – Points expiring by the current month.

Via Internet Banking

If you don’t have the SBI Card mobile app on your phone, you can also track your reward points via internet banking as follows:

  • Visit the SBI Card official website and log into your account.
  • From the main menu, find an option for ‘Reward points.’
  • You can find all the information, including your total available reward points, redeemed reward points, expired reward points, etc.
  • You can check and even redeem your points there.

By Calling Customer Care

If you find it difficult to check your reward points balance using any of the above methods, you can contact the SBI Credit card customer care and request them to help you with the same. They will ask you a few details about your credit card accounts and will let you know everything you want to know about your reward points earned. Just make sure to call them via your registered mobile number.

Bottom Line

It makes no sense if you just keep earning reward points/cashback on your credit card but don’t use them at the right time. In order to make the maximum benefit out of your credit card, it is essential to keep track of your reward points earned and redeem them wisely. We hope that this article was helpful for you in understanding the steps to track your points. Just make sure that none of your issues expire without redemption. If you have any further doubts, feel free to ask us in the comment section below!

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