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One of India’s largest and leading private banks has once again come up with a new and exciting range of credit cards. HDFC Bank has introduced a new range of business credit cards, catering to the needs of businessmen. The bank has launched four new cards under different categories, ranging from super-premium to basic. From the super-premium offerings of BizBlack Metal Edition to the more budget-friendly options like Biz Grow, these cards offer a plethora of benefits, including reward point programs, complimentary lounge access, and other exclusive privileges.
Which are the four new business credit cards?
- BizBlack Metal Edition
- Biz Power
- Biz Grow
- BizFirst
Quick Glance at New HDFC Business Credit Cards
Let’s have a look at the four new business credit cards by HDFC Bank.
BizBlack Metal Edition
The HDFC Bank BizBlack Metal Edition Credit Card is a super-premium card that not only offers high rewards on business spending but also provides unlimited airport lounge access, adding a touch of luxury and comfort to business travels.
| Joining/Renewal Fee | ₹10,000 +GST |
| Renewal Fee Waiver | On Spends of ₹7.5 Lakh in a Card Anniversary Year |
| 5X Accelerated Reward Points (25 RPs) | Bill Payments (via Payzapp/Smartbuy), Income Tax/Advance Tax Payments, Vendor/Supplier & GST Payment (via Swifti & SmartHub Vyapaar), Hotel/Flight Bookings (Via MMT MyBiz), and spends on Business Productivity Tools like Tally, Office 365, and Azure. |
| Rewards | 5 Reward Points on Each Business Spend of ₹150 (Bill, Vendor, GST Payments) |
| Reward Point Value | Value of 1 Reward Point Up to ₹1 |
| Airport Lounge Access | Unlimited Airport Lounge Access |
Biz Power
The HDFC Bank Biz Power Credit Card is a mid-range card that strikes a balance between affordability and benefits. This card comes at a reasonable joining fee of 2,500 and offers focused rewards on business spends. Domestic airport lounge access across India is also offered along with this card.
| Joining/Renewal Fee | ₹2,500 + GST |
| Renewal Fee Waiver | On Spends of ₹4 Lakh in a Card Anniversary Year |
| 5X Accelerated Reward Points (20 RPs) | Bill Payments (via Payzapp/Smartbuy), Google Ads, Reliance Digital, Vendor/Supplier & GST Payment (via Swifti & SmartHub Vyapaar), Income Tax/Advance Tax Payments, Hotel/Flight Bookings (Via MMT MyBiz), and spends on Business Productivity Tools like Tally, Office 365, and Azure |
| Rewards | 4 Reward Points on Each Business Spend of ₹150 (Bill, Vendor, GST Payments) |
| Reward Point Value | Value of 1 Reward Point Up to ₹0.50 |
| Airport Lounge Access | 16 Free Domestic Lounge Visits Each Year |
Biz Grow
The HDFC Bank Biz Grow Credit Card is most suitable for small businesses. This credit card offers significant rewards with a low joining cost.
| Joining/Renewal Fee | ₹500 + GST |
| Renewal Fee Waiver | On Spends of ₹1 Lakh in a Card Anniversary Year |
| 10X Bonus Cashpoints (20 CPs) | Bill Payments via Payzapp and Smartbuy, Income Tax and Advance Tax Payments, and spends on Dmart, Business Productivity Tools, and Cleartax |
| Rewards | 2 CashPoints on Each Business Spend of ₹150 (Bill, Vendor, GST Payments) |
| Reward Point Value | Value of 1 Reward Point = ₹0.25 |
BizFirst
With the HDFC Bank BizFirst Credit Card, you would get 55 days of interest-free credit along with CashPoints on necessities like EMI, utilities, electronics, SmartBuy, and Payzapp spends.
| Joining/Renewal Fee | ₹500 + GST |
| Renewal Fee Waiver | On Spends of ₹50,000 Lakh in a Card Anniversary Year |
| Rewards | 3% CashPoints on EMI Spends, 2% CashPoints for Utilities, Electronics, SmartPay, and PayzApp Transactions, and 1% Cashback on Other Spends |
| Reward Point Value | Value of 1 Reward Point = ₹0.15 |
Key Takeaways
HDFC Bank has launched a new range of business credit cards that are designed to meet the needs of businesses of all sizes, from small start-ups to large corporations. These credit cards come with a wide range of benefits, including customized rewards programs and exclusive privileges that are tailored to meet the unique financial requirements of businesses in different sectors. With HDFC Bank’s Business Credit Cards, businesses can enjoy a host of benefits that can help them grow and succeed in today’s competitive Marketplace.
3 Comments
Very impressive ofer
Do Income Tax payments attract any additional fee from HDFC gateway / cards? I have noticed the fee when paid through personal credit cards.
Can I use bizgrow credit card in Amazon/Flipkart offers?