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HDFC Bank never lags behind in providing its customers with the best world-class services and benefits. This is why it has become a popular card issuer in the country with a large customer base and a wide range of credit cards available in its portfolio. To enhance its customers’ experiences, the bank has come up with an exciting welcome offer under which the cardholders can earn exciting gift vouchers whose total value comprises of three components: a DIY voucher, a voucher that is equivalent to the card’s joining fee, and one more voucher that is offered on card activation. In simple words, the cardholders have an opportunity to earn gift vouchers with a total value of up to Rs. 4,500 (value may vary for different cards) on fulfillment of the required conditions.
However, all three components of vouchers are not applicable to every HDFC Bank Credit Card, but an assured voucher of Rs. 1,500 is given if an individual has completed his/her application process online without any assistance from the HDFC Bank. For detailed information about this offer and its terms 7 conditions, go through the complete article:
The Offer
If you plan to apply for an HDFC Bank Credit Card, here is great news for you. You can earn gift vouchers worth up to Rs. 4,500 with different HDFC Bank Credit Cards if you fulfill all the required conditions. The first voucher is called DIY (Do it yourself) voucher, which is offered if you complete your card application without any assistance from the HDFC Bank. The second voucher is given when you pay the membership fee and the third one is offered on making the first transactions using your credit card.
Therefore, the total value of the gift voucher you will be earning would be: Do It Yourself Voucher (Rs. 1,500) + Gift Voucher on payment of joining fee + Gift voucher on making transaction using the first 30 days of card issuance. The value of vouchers, other than the DIY voucher, can be different for different HDFC Bank Cards. Moreover, the voucher on payment of the membership fee and the activation voucher offers are not applicable to all HDFC Bank credit cards. The following table will help you understand the offer in detail:
| Credit Card | Joining & Annual Fee | DIY Voucher | Gift Voucher on paying joining fee | Activation Voucher (make transactions within the first 30 days from card issuance) | Total Voucher Value (DIY + Fee Payment voucher + Activation voucher) |
| HDFC Infinia Credit Card (Metal Edition) | Rs. 12,500 | Rs. 1,500 | NA | NA | 1,500 |
| HDFC Diners Club Black Card | Rs. 10,000 | Rs. 1,500 | NA | NA | 1,500 |
| HDFC Regalia Credit Card HDFC Diners Club Privilege Card HDFC Business Regalia Card 6E Rewards XL- Indigo HDFC Bank Credit Card | Rs. 2,500 | Rs. 1,500 | Gift voucher worth Rs. 2,500 on payment of joining fee |
- Gift voucher worth Rs. 500 on making two transactions within the first 30 days. Or - Gift voucher worth Rs. 250 on making at least one transaction within the first 30 days. |
4,500 |
| HDFC Millennia Credit Card HDFC Bank Platinum Times Credit Card | Rs. 1,000 | Rs. 1,500 | Gift voucher worth Rs. 1,000 on payment of joining feeRs. 1,500 | 3,000 | |
| IndiGo-6E Rewards HDFC Bank Credit Card | Rs. 700 | Rs. 1,500 | Gift voucher worth Rs. 700 on payment of joining fee | 2,700 | |
| HDFC Bank Times Card Credit | Rs. 500 | Rs. 1,500 | Gift voucher worth Rs. 700 on payment of joining fee | 2,500 | |
| Tata Neu Plus HDFC Bank Credit Card | Rs. 499 | Rs. 1,500 | Not Applicable | Not Applicable | 1,500 |
| Tata Neu Infinity HDFC Bank Credit Card | Rs. 1,499 | Rs. 1,500 | |||
| Shoppers Stop HDFC Bank Credit Card | Nil | Rs. 1,500 | |||
| Shoppers Stop Black HDFC Bank Credit Card | Rs. 4,500 | Rs. 1,500 | Not Applicable | Not Applicable | 1,500 |
Do It Yourself Voucher
The DIY voucher is offered when you complete the whole application process digitally by yourself, i.e, without taking any help from the HDFC Bank officials. This DIY voucher worth Rs. 1,500 is applicable to all HDFC Bank Credit Cards. Therefore, no matter which HDFC Bank Credit Card you are applying for, you can earn a gift voucher worth Rs. 1,500 just by completing the application process by yourself. However, there is a minimum spend condition that you need to fulfill in order to avail of this offer. You will have to spend a minimum of Rs. 500 using your credit card within the first 14 days of your card issuance. All the important terms and conditions related to the DIY voucher are given below:
– The applicants will have to complete the HDFC Bank Credit Card application process without any assistance from HDFC Bank.
– In order to avail of the voucher, you need to spend Rs. 500 within the first 14 days.
– The DIY voucher will be sent to the eligible cardholders within 90 days from card issuance.
– The offer is only valid on applications made via the HDFC Bank’s official website and not on applications made through the partnered website or offline applications.
Gift Voucher Equivalent To the Joining Fee
You can also earn a gift voucher worth equivalent to the joining fee on your HDFC Bank Credit Card on successful realization of the joining fee. However, this offer is not applicable to all HDFC bank Cards. The exceptions include all the lifetime free cards and the cards that have no first-year membership fee. Other than this, the joining fee payment voucher will also not be applicable to a few other cards, including HDFC Infinia, HDFC Diners Black Credit Card, Tata Neu co-branded Cards and Shoppers Stop co-branded Credit Cards by HDFC Bank. The terms and conditions associated with this offer are as follows:
– The voucher will be sent to the eligible cardholders within 90 days from the date of joining fee payment.
– The offer is not applicable to HDFC Infinia, Diners Club, Black, Tata Neu Cards, and Shoppers Stop Credit Cards.
– The offer is not applicable to lifetime free cards and HDFC Bank cards with no joining fee.
Activation Voucher
The activation voucher will be offered to cardholders who make at least one transaction within the first 30 days of their HDFC Bank Credit Card issuance date. A gift voucher worth Rs. 500 is given if you make at least two transactions or a gift voucher worth Rs. 250 on making at least one transaction within the first 30 days. This activation offer is not applicable to all HDFC Bank Credit Cards, but there are some exceptions. The terms & conditions associated with this card are as follows:
– The activation voucher will be sent to the cardholders within 90 days of the card issuance date.
– The offer is not applicable to HDFC Diners Club Black, HDFC Infinia, Shoppers Stop HDFC Bank Cards, and Tata Neu HDFC Bank Cards.
Also Read: HDFC Bank SmartBuy Offers September 2022 Update – Check out the Details Here
Bottom Line
This new offer launched by HDFC Bank seems to be aimed at accelerating credit card applications from their official website. It can be of great value for those who apply for an HDFC Bank Credit Card online during the offer period and get approved for the same. Though there are some terms & conditions that the cardholders need to fulfill in order to get the maximum benefit out of this offer, none of these conditions are so difficult to be fulfilled. You just need to complete the whole HDFC Credit Card application process digitally, make the joining fee payment on time, and make at least two transactions in the first month of your card membership. The offer might not look so attractive to those who are applying for shoppers stop or Tata Neu co-branded cards as the activation offer and joining fee payment offer is not applicable to these cards, but they can earn the DIY voucher which is not at all a bad deal in itself. Therefore, if you are looking for a credit card for yourself, you must check the HDFC bank’s offerings once and go for any card if it seems to suit your requirements.
