ICICI Bank is one of the top private banks in India. It is known for its creative banking solutions and for improving customer experience through different programs.
ICICI Bank has an offer for alumni of top institutions in India. Under the Alumni Program, eligible people can obtain one of three credit cards – the Sapphiro, Rubyx, or Coral Credit Card – completely free for a lifetime. This offer is for graduates from top colleges, including IIMs, IITs, and other recognized institutions. Cardholders enjoy no annual fees and can also access benefits like high Reward Points, travel perks, discounts on movies, etc.
Through ICICI Bank’s Alumni program, you have the opportunity to obtain one of three credit cards free for a lifetime. If you are an alumnus of Premier MBA colleges, IITs, NITs, IIMs, or other premier colleges of India, you can apply and get the Sapphiro/ Rubyx/ Coral Credit Card for free.
List of Colleges Under the Alumni Program for Lifetime Free ICICI Sapphiro Credit Card
Alumni from the following colleges are eligible to get the ICICI Sapphiro Credit Card for free.
| FMS Delhi | SP Jain Mumbai | IIS Bangalore | NLU Gujarat | AIMSR Cochi |
| IIM Ahmedabad | SIBM, Pune | FSM Delhi | NLU Odisha | KMC Manipal |
| IIM Bangalore | XLRI Jamshedpur | GIM Goa | NLU Jodhpur | JIPMER Pondicherry |
| IIM Calcutta | BITS Pilani | IIM Amritsar | TAPMI Manipal | SGPGIMS Lucknow |
| IIM Indore | DTU, Delhi | IIM Bodhgaya | TISS Mumbai | NIMHANS Bangalore |
| IIM Kozhikode | IIT Guwahati | IIM Jammu | NUJS Kolkata | CMC Vellore |
| IIM Lucknow | IIT Hyderabad | IIM Kashipur | XIMB | PGIMER Chandigarh |
| IIM Raipur | IIT Indore | IIM Nagpur | BITS Hyderabad | ACMS Delhi |
| IIM Ranchi | IIT Madras | IIM Sambalpur | BITS Goa | AFMC Pune |
| IIM Rohtak | MIT, Manipal | IIM Sirmaur | DSE Delhi | AIIMS |
| IIM Shillong | MNIT Jaipur | IIM Udaipur | IIT Bhilai | IMI New Delhi |
| IIM Trichy | NIT Delhi | IIM Vishakapatnam | IIT Bhubaneswar | IISST Kerala |
| IIT Delhi | OP Jindal, Sonipat | IMT Ghaziabad | IIT Dhanbad | IIIT Allahabad |
| IIT Bombay | NMIMS Bangalore | IRMA | IIT Gandhinagar | Nirma University |
| NMIMS Hyderabad | IIFT Delhi | IMI Delhi | IIT Goa | NIT Rourkela |
| JBIMS, Mumbai | IIFT Kolkata | MICA Ahmedabad | IIT Jammu | NIT Kurukshetra |
| MDI Gurgaon | IIT Kanpur | NALSAR Hyderabad | IIT Jodhpur | NIT Agartala |
| NITIE Mumbai | IIT Kharagpur | NLS Bangalore | IIT Mandi | NIT Calicut |
| NMIMS Mumbai | ISB Hyderabad | NLU Bhopal | IIT Palakkad | MNIT Jaipur |
| SCMHRD Pune | ISB Mohali | NLU Delhi | IIT Patna | NIT Hamirpur |
| IIT Roorkee | IIT Ropar | IIT Tirupati | IIT BHU | ISI Bangalore |
| ISI Delhi | ISI Kolkata | IGIDR Mumbai | IIIT Delhi | IIIT Bangalore |
| IIIT Hyderabad | NIT Surathkal | NIT Trichy | NIT Warangal | NSUT Delhi |
| NIT Tiruchirappalli | NIT Jalandhar |
Benefits Of Sapphiro Credit Card
Alumni of the most prestigious colleges in India can get the Sapphiro Credit Card lifetime free, as discussed above. You will get access to the best-in-class benefits across travel, lifestyle, golf, entertainment, and more.
- 2 complimentary international airport lounge access per year for primary cardholders under the Priority Pass Membership.
- 4 complimentary domestic airport lounge access per year on spends of ₹75,000 or above in the previous quarter for the Visa variant.
- Earn 4 Reward Points for every ₹100 spent internationally, 2 points for domestic spending, and 1 point for insurance and utilities.
- Buy one BookMyShow movie ticket and get a ₹500 discount on the second ticket twice per month.
- A fuel surcharge waiver of 1% on all fuel transactions up to ₹4,000 across all fuel stations in India.
- You don’t have to pay any joining or annual fee for the card and the application process is also paperless.
List of Colleges Under the Alumni Program for Lifetime Free ICICI Rubyx Credit Card
Graduates from the listed colleges can obtain the ICICI Rubyx Credit Card for free.
| NIT Allahabad | NIT Surat | NIT Meghalaya | MIT Manipal | NIT Srinagar |
| NIT Bhopal | NIT Goa | NIT Nagpur | NIT Raipur | NIT Silchar |
| NIT Durgapur | NIT Jamshedpur | NIT Patna |
Benefits Of Rubyx Credit Card
The Rubyx Credit Card offers various benefits, including discounts on shopping, exclusive dining deals, and access to airport lounges. You can enjoy travel insurance and rewards on every transaction, making it a great choice for everyday spending.
- 2 complimentary domestic lounge access every quarter with the ICICI Bank Rubyx Visa Credit Card.
- 1 complimentary access to a domestic airport lounge per quarter for each of the two card variants: one with Mastercard and one with American Express. You can access 2 domestic airport lounges each quarter if you spend at least ₹75,000 in the previous quarter.
- 4 Reward Points per ₹100 on international spending, 2 Reward Points per ₹100 on domestic spending, and 1 Reward Point per ₹100 on insurance and utilities.
- Get a 25% discount of up to ₹150 on the purchase of a minimum of two movie tickets per transaction twice every month.
- Get a 1% waiver on the fuel surcharge for all fuel purchases up to ₹4,000 when you use your card at any petrol pump.
- There is no joining fee for the Rubyx Credit Card for a limited time.
List of Colleges Under the Alumni Program for Lifetime Free ICICI Coral Card
Alumni who have completed their education at the colleges specified below are entitled to apply for the ICICI Coral Credit Card without any charge.
| ICAI | BMS College of Architecture, Bengaluru | School of Planning and Architecture, New Delhi | Aligarh Muslim University (Architecture) | College of Engineering Trivandrum (Architecture) | Jamia Millia Islamia (Architecture) |
Benefits Of Coral Credit Card
Usually, the joining fee of the Coral Credit Card is ₹500 plus taxes but graduates from India’s top colleges can secure this card for free under the ICICI Bank Alumni Program. You will gain access to benefits such as travel, entertainment, and more.
- 1 complimentary domestic airport lounge access per quarter on spending of ₹75,000 or above in the previous quarter.
- 2 Reward Points per ₹100 on eligible spends, except fuel, and 1 Reward Point per ₹100 on insurance and utilities.
- Discount of 25% up to ₹100 on the purchase of a minimum of 2 movie tickets via BookMyShow twice every month.
- A 1% fuel surcharge waiver on fuel transactions up to ₹4,000 on all fuel outlets across India.
- You can apply for the card without paying any joining or annual fees.
Bottom Line
There are many prestigious and top colleges in India, and if you are an alumnus of one of them, then you can get rewarded under the ICICI Bank Alumni program. Under the program, you can get the premium ICICI Bank Sapphiro/ Rubyx/ Coral Credit Card for a lifetime free if you are an alumni of one of the select few colleges.
You can join without paying any fees and enjoy many premium features across different categories. To get started, click on Apply Now, find your school’s page, and complete the application. The application process is straightforward, and you can easily obtain any of the credit cards listed above.
36 comments
Ankur Gupta
Why IIIT Gwalior is not included?
Yogesh
Obviously..
Ankit
If I am an alumnus, What about charges on Add-On card? If I take card for my spouse, will that also be lifetime free?
Abhishek Chatterjee
Now ICICI launch RuPay Sapphiro Credit Card – Check Here!
Shubhi
What about IGDTUW?
Shaan
Overrated college with mediocre students, only running cause of diversity hirings and proximity to Delhi.
Shaurya
Is NIT Allahabad ( MNNIT ) included ?
Santosh
Not sure why don’t they consider Govt of India’s NIRF ranking to decide on the colleges : Check here!
Jimmy
Why ICICI Bank agents were issuing multiple lifetime Credit Cards e.g. ICICI Sapphiro Amex with ICICI Sapphiro Mastercard with Black Lounge privilege card to DIICT-Gandhinagar Employees. However they are not alumni
Pratik
I am considering applying, Can anyone confirm if they are still charging the Joining Fees? (the fraud that has been mentioned in many comments). This might be an issue with their software that may have been resolved.
Amrit Raj
Why NIT PATNA is not there?
Anonymous
They are bunch of scammers.
The card above is indeed LTF but the sales team will forcefully send you 2 cards where 1 card(the AmEX one) will be chargeable.
The sales people will say repeatedly that both cards are free but in your first statement you will get joining fees.
ICICI is known to do such frauds while selling credit cards so it’s better to stay away from them.
Chirag Patel
NIT Surat is not there….
Pavan chavan
Hey do we add our college in this of alumini so that we can enjoy the benefits
Lokesh
Is there any age requirements for eligibility of this card?
Tanvi
Yesss! Same happened with me. Talked to so many customer execs and now they are not removing the fess at all. Joining fees plus gst plus annual fees. Extremely fraudulent behaviour. Disgraceful
kidrah
They deducted Joining Fees even after it being a Life Time Free Card. Has this happened with anyone else, what should be done in this case?
Aditya SHRIVASTAVA
Are current students of these institutes also eligible for the card
Shaurya
They charged me a joining fee nevertheless. This is fraudulent behaviour from their side
Utsav
Yes, same thing happened to me today. In my first bill they have charged me a fee. I have raised a complaint with them. There system also shows its LTF and they said they will resolve it within 4 working days. So waiting for that.
S
Does it resolved?
sks
They added joining fees in my statement too. Theyy are doing it deliberatelly it seems. Complaining isn’t working. They are just sending copy paste messages on mail. Anybody know how to get this thing revoked?
kidrah
Bro same happened with me, they charged me joining fees.
After how many days of activation did your fees got deducted, or it happened when you did your first transaction?
deepak
did they revoke the joining fees
kidrah
You should report this to them. Did you get the joining fees back?
Harsh
Any salary eligibility criteria for this card even if you are part of one of the colleges from the updated list?
Soumyadeep
This list needs to be updated. Morw than 60 new collges have been added under this alumni programme.
Kendall Roy
where can we see the new list?
Nooruddin
Any idea if this program still exists? ICICI tried to lure me into a paid card even though I specifically wanted the LTF Sapphiro under the Alumni program.
Ankur Mittal
Yes, you can very much get LTF ICICI Sapphiro under this program
Anil
Why NIT or MNNIT Allahabad / prayagraj is not covered in the list of previledge class to have life time free Saphiro card
Piyush
IIIT Allahabad is included though 😛
praveen
I already hold a paid sapphiro. Will it be converted to LTF? IF not, should I cancel and re-apply through this link?
Nishant Dua
Another premier college Punjab Engineering College not included in Alumni colleges list.
Is Cranfield University, London alumni eligible for this LTF offer of ICICI Sapphiro?
Ankur Mittal
I am also from PEC so can understand 🙂
Only Indian colleges are included.
Suresh Kumar Gianchandani
Why IIT Roorkee is not covered in the list of previledge class to have life time free Saphiro card