Flipkart Axis Bank Credit Card Vs Amazon Pay ICICI Credit Card: Which One is Best?

Flipkart and Amazon are two key players in the online business world. These two brands are giants in the Indian e-commerce market, offering a convenient way to purchase items. However, these brands also offer a multitude of benefits with their co-branded credit cards. Yes, Flipkart Axis Bank Credit Card and Amazon Pay ICICI Bank Credit Card are in the financial market with lots of benefits from both the banks and the brands as well.

Both of these credit cards are competing shopping credit cards. Axis Bank and ICICI Bank are two of the significant financial institutions in the Indian market. And both banks hold one of the highest credit card user ratios. The credit cards issued by these two banks have some major benefits and rates.

These two credit cards are highly in demand and are very well-suited for people who shop online most of the time. The reward structure, features, and benefits are naturally good with the credit. The cards are an excellent fit to deliver the spending from our primary cards.

Both these credit cards are well-suited for shopping and can be considered as one of the best choices for online shoppers. Not only that, but with both these credit cards, you get cashback rewards on almost every purchase you make. Let’s have a deeper look into these credit cards for what they offer and what the charges are –

Joining/Annual Fee

Both the Flipkart Axis Bank Credit Card & Amazon Pay ICICI Bank Credit Card used to be lifetime-free credit cards. But the Flipkart Axis Bank Card has started charging an annual fee of Rs. 500 now. This makes the Amazon Pay ICICI Credit Card even more affordable for low-income individuals. It can also be considered the best credit card in India in the lifetime-free category.

Welcome Gift

With the Flipkart Axis Bank Credit Card, you get welcome gift vouchers worth ₹250 and a Swiggy discount voucher worth ₹100. On the other hand, you get welcome benefits worth ₹2,000 with the Amazon Pay ICICI Credit Card, which includes a cashback of ₹250 on electricity bill payments and a cashback of ₹250 on LPG booking. However, the welcome offers for the Amazon Pay ICICI Credit Card change periodically; this is the current offer available.

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Rewards & Cashback

Both the Flipkart Axis Bank Credit Card and the Amazon Pay ICICI Bank Credit Card reward their customers in the form of cashback on all their spending. The following are the details about the cashback offer on both cards:

Flipkart Axis Bank Credit Card

• A cashback of 5% on spends with Flipkart and Cleartrip.
• A cashback of 7.5% on spends with Myntra.
• A cashback of 4% on partner brands, including Uber, Swiggy, PVR, and cult.fit.
• A cashback of 1% on other eligible spends.

Amazon Pay ICICI Bank Credit Card

• A cashback of 5% for Amazon Prime members for purchases made on Amazon.
• A cashback of 3% for non-Prime members for purchases made on Amazon.
• A cashback of 2% on over a hundred partner merchants who accept Amazon Pay.
• A cashback of 1% on all other spends.

Free Airport Lounge Access

Other Benefits

Bottom Line

The Amazon ICICI Bank Credit Card and Flipkart Axis Credit Card are well-designed for the basic needs of an online shopper. Both cards offer a good reward program and provide numerous other benefits. If you are a frequent shopper and most of your purchases are made with Amazon, then the Amazon ICICI Credit Card is the best suited for you. However, if you prefer Flipkart and Myntra, then by all means, go with the Flipkart Axis Credit Card.

Both credit cards have their perks and benefits; if you are going to choose any of these credit cards, you need to check whether your needs are fulfilled or not. And, more importantly, which will be the best fit for you according to your needs?