The Axis Bank Ace Credit Card is a popular cashback credit card in India, known for its suitability for utility bill payments through Google Pay. The card has a joining and annual fee of ₹499 + GST. However, Axis Bank currently offers an offer to waive the joining fee for a limited period. This means that new cardholders can use the card for free in the first year, and from the second year onwards, an annual fee of ₹499 will apply. This annual fee can be waived if you spend ₹1 lakh in a card anniversary year.

Axis Ace Credit Card: No Joining Fee Promo

Features of Axis Ace Credit Card

Here are some of the top features of the Axis Bank Ace Credit Card.

  • 5% cashback on bill payments made through Google Pay (electricity, water, gas, LPG, broadband, DTH, and mobile recharges).
  • 4% cashback on Zomato, Swiggy, and Ola. The maximum cap for the 5% and 4% cashback categories is ₹500 per statement cycle.
  • 1.5% cashback on all other eligible spends. There is no maximum cap for cashback earnings in this category.
  • 4 complimentary airport lounge access in a year. To be eligible for the lounge benefit, the cardholder must spend at least ₹50,000 in the previous three months.

Cashback is not available for utility payments made on platforms other than Google Pay.

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Bottom Line

The Axis Ace Credit Card is a valuable credit card to have. It offers excellent cashback on utility bill payments, which is rare, and includes exclusive features such as free lounge access and dining discounts. It’s a good idea for everyone to have a dedicated card for their utility bill payments like gas, electricity, broadband, and water, and the Axis Ace Card is one of the top choices, especially considering that it can be obtained for a joining cost of ₹499 from the second year under this offer. Apply now and start saving on your regular expenses.

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