IDFC FIRST Multi-Currency Forex Card
- Updated On: 7 May, 2026
The IDFC FIRST Multi-Currency Forex Card has zero issuance charges, which makes it attractive at first glance. But that’s not all. This card comes with one replacement card in case there is any loss. There are no charges for loading and reloading foreign currencies with the IDFC First Multi-Currency Forex Card.
The Multi-Currency Forex Card by IDFC Bank offers 14 different currencies. These currencies are United States Dollar (USD), Euro (EUR), Great Britain Pound (GBP), Singapore Dollar (SGD), Australian Dollar (AUD), Canadian Dollar (CAD), Japanese Yen (JPY), Swiss Franc (CHF), Hong Kong Dollar (HKD), New Zealand Dollar (NZD), Dubai Dirhams (AED), Norwegian Kroner (NOK), Chinese Yuan (CNY) & South African Rand (ZAR).
IDFC FIRST Multi-Currency Forex Card
( 4.5 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
N/A
Welcome Benefits
N/A
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
N/A
Reward Redemption
N/A
Travel
Load and Reload Foreign Currencies in 140 Countries
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Foreign Currency Markup
N/A
Interest Rates
N/A
Fuel Surcharge Waiver
N/A
Cash Advance Charges
N/A
Product Details
- There are no joining fees for this Forex card.
- You can load currencies of 140 different countries with this IDFC Forex card.
Pay in Any Currency Across the Globe
With your Forex Prepaid Card, you can transact in any currency around the world. If there are insufficient funds in your requested currency, the amount will be debited from that currency wallet or any other currency wallet.
- Accepted at millions of VISA merchant establishments/e-commerce websites around the world (except India, Nepal & Bhutan).
- You can use a single ATM PIN to access ATMs worldwide for all currencies.
- Transfer funds between currency wallets with cross-currency charges charges of 3.5% + GST.
Insurance Benefits
| Coverages | Amount |
| Skimming/Cloning /Counterfeit/Online Fraud Protection/Lost Card Liability | ₹500,000 |
| ATM Assault & Robbery | ₹100,000 |
| Purchase Protection | ₹150,000 |
| Accidental Death-24 Hrs | USD 36,000 |
| Loss of Checked-in Baggage | USD 360 |
| Missed Connection | USD 500 |
| Delay of Checked-in Baggage- After 12 HRS | USD 500 |
| Emergency Medical Expense- Accident Only | ₹100,000 |
The above rates will only apply if an FIR/Police complaint is filed for each claim and the bank conducts an internal investigation.
Eligibility for IDFC Multi-Currency Forex Card
All IDFC FIRST Bank Savings account customers who are planning to travel abroad can apply for a Forex Card.
Bottom Line
A Forex Card, also known as a travel card, is similar to a regular bank Credit or Debit card. These are prepaid and can be used for currency exchange and to withdraw cash from ATMs. It is a safer and more convenient option for individuals to handle their transactions while traveling abroad in different continents and countries. The IDFC First Multi-Currency Forex Card is accepted worldwide and has no issuance charges. This card does not charge any loading or reloading fees for Forex currencies.
FAQs:
What are the charges for IDFC First Multi-Currency Forex Card?
No, there are no charges for the issuance of the IDFC Multi-Currency Forex Card. Those who opt for this card will be provided with one replacement card along with the primary card.
Shall I be provided any lounge access with this card?
No, there is no complimentary domestic or international airport lounge access with the IDFC FIRST Multi-Currency Forex Card.