Grocery shopping is something we all have to do regularly. We make large or small purchases either at department stores or through online shopping apps like Big Basket, Amazon, and Flipkart. By using your credit card for these grocery purchases, you can earn rewards such as cashback or points. These rewards can be redeemed later for vouchers or products or applied directly to your statement.
Keep on reading to learn more about the best credit cards for grocery shopping.
List of Best Credit Cards for Grocery Shopping
By using the right credit card for your unavoidable expenditure on groceries, you can save big every time.
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Dining
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Shopping
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Travel
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Shopping
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Compare Benefits of Grocery Spends by Different Credit Cards
Credit Cards | Annual Fees | Rewards on Grocery/Departmental Stores |
Flipkart Axis Bank Credit Card | ₹500 + GST | 5% Cashback on Flipkart |
Axis Bank Rewards Credit Card | ₹1,000 + GST | 10X EDGE Reward Points/₹125 on Departmental Store Spends |
Amazon Pay ICICI Bank Credit Card | Lifetime Free | 5% Cashback on Amazon |
SBI Prime Credit Card | ₹2,999 + GST | 10 Reward Points/₹100 Spent on Groceries and Departmental Stores |
Tata Neu Infinity HDFC Bank Credit Card | ₹1,499 + GST | 5% Back as NeuCoins on Tata 1MG and BigBasket |
Tata Neu Plus HDFC Bank Credit Card | ₹499 + GST | 2% Back as NeuCoins on Tata 1MG and BigBasket |
Review of Top 3 Credit Cards for Groceries
Flipkart Axis Bank Credit Card
With the Flipkart Axis Bank Credit Card, you shall get 5% cashback on all your purchases made on Flipkart, including groceries. Flipkart Axis Bank Card also offers complimentary access to domestic airport lounges in India.
Axis Bank Rewards Credit Card
Avid shoppers and foodies can save huge on their purchases made with the Axis Bank Rewards Credit Cards. This card can be availed at a joining and annual fee of ₹1,000 plus applicable taxes. Cardholders shall get 10X EDGE Reward Points on all spends made at departmental stores, enabling you to save on your grocery spends. These accelerated Reward Points are capped at 1008 Reward Points per month, so you can only earn these till you reach the spends of ₹7,000.
Amazon Pay ICICI Bank Credit Card
Amazon Pay ICICI Bank Credit Card is considered to be one of the most popular cards in India. With this card, you can get 5% cashback in your Amazon Pay account on all your purchases made on Amazon. So, if you plan to purchase groceries and things of daily use from Amazon, you shall have a great, rewarding experience with this card.
Bottom Line
Having a credit card for grocery shopping would allow you to save on your regular and essential spends. Our list of best credit cards for grocery shopping not only offers you accelerated rewards for groceries but also lets you take part in exciting offers and deals offered by various platforms.