Yes Bank Credit Card Eligibility Criteria & Document Requirements

You can choose a credit card as per your requirement and your spending limit from the wide range of credit cards offered by Yes Bank. Eligibility requirements given by Yes Bank need to be fulfilled when applying for a credit card. Find below the eligibility requirement for Yes Bank.

Eligibility criteria for Yes bank credit cards

Yes Bank provides the standard age requirement for all the credit card variants except for Yes First Business Credit Card and Yes Prosperity Business Credit Card. However, the eligibility requirement for salary/income varies from credit card to credit card.

Individuals	Minimum Age	Monthly Income
Salaried/ Self-employed	21-60 year	Rs. 40,000 p.a.

Documents required to apply for a Yes Bank Credit Card

While applying for a Yes Bank Credit Card keep the copy of these below-given documents handy:

Identity Proof	Aadhaar Card, Driving Licence, Voter’s Id, Pan Card, Passport, or any other government-approved ID.
Address Proof	Aadhaar Card, Passport, Utility Bills (not more than 3 months old), or any other government-approved ID.
Income Proof	Bank Statement or salary slip of last 3 months, last 2 years’ audited financial report, etc.

Credit Cards offered by Yes Bank

Hereunder is a list of credit cards offered by the Yes Bank with their eligibility requirement.

Eligibility for Different by Yes Bank Credit Cards

Here is a list of credit cards offered by the Yes Bank with their eligibility requirement.

Credit Cards	Age	Income/Salary
YES Elite+ Credit Card	21-60 years	Minimum net salary ₹1 lakh p.m. or ITR of ₹9 lakhs or more
Yes Bank Wellness Credit Card	21-60 years	Minimum net salary of ₹20,000 p.m. or ITR of ₹7.5 lakhs p.a. and above
YES Bank Wellness Plus Credit Card	21-60 years	Minimum net salary of ₹20,000 p.m. or ITR of ₹7.5 lakhs p.a. and above
Yes Bank Marquee Credit Card	21-60 years	Minimum net salary of ₹3 lakh p.m. or ITR of 36 lakhs and above p.a.
YES Bank RESERV Credit Card	21-60 years	Minimum net salary of ₹2 lakh p.m. or ITR of ₹18 lakhs and above p.a.
YES Select Credit Card	21-60 years	Minimum net salary of ₹50,000 p.m. or ITR of ₹7.5 lakhs p.a. and above
YES Bank EMI Credit Card	21-60 years	Minimum net salary of ₹25,000 p.m. or ITR of ₹7.5 lakhs p.a. and above
YES ACE Credit Card	21-60 years	Minimum net salary of ₹25,000 p.m. or ITR of ₹7.5 lakhs p.a. and above
Yes Bank RuPay Credit Card	21-60 years	Minimum monthly income of ₹40,000

Factors that affect your Yes bank credit card eligibility

The factors which primarily affect the Yes Bank crest card eligibility are age and income. Age and income play a huge role while credit card issuers scrutinize your application. After these two factors, the next important factor is credit history. If you don’t have any credit card history then the card issuer can also reject your application because while accessing your application the issuer looks at the creditworthiness. Having low income also affects the eligibility requirement while applying for a credit card.

How to improve your Yes bank credit card eligibility:

There are many ways through which you can improve your credit eligibility, a few of them are as follows:

1. Apply for a secured credit card or entry card.
2. Pay credit bills on time.
3. Refrain from sending multiple applications in one go.
4. Carefully fill the application and avoid making errors.
5. Improve credit score by borrowing funds using Buy Now Pay Later feature through e-commerce sites and repaying the same within a time frame.

For detailed information on how you can improve your credit card eligibility, you can refer to ‘How can you increase the chances of application approval?’ here.