YES Bank Wellness Plus Credit Card
- Updated On: 9 July, 2026
The YES Bank Wellness Plus Credit Card is a unique card that offers cardholders great health benefits along with other exciting rewards. You get 6 Reward points per ₹200 spent with this card and 5X Reward Points (30 RPs) if you spend ₹200 on Pharmaceuticals/chemist stores. Cardholders also get health benefits, including 12 complimentary fitness sessions every month and complimentary preventive health checkups through the app.
Regarding its travel benefits, you get 2 complimentary domestic lounge access per quarter to over 30 airport lounges in India. Issued at a joining fee of ₹1,499, the YES Bank Wellness Plus Credit Card provides several other exciting benefits to its customers, such as a fuel surcharge waiver, and many more. For full details on the card, charges, and its advantages, refer to the following information.
YES Bank Wellness Plus Credit Card
( 4.1 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
6 Reward Points per Rs. 200 spent, 30 Reward Points per Rs. 200 spent on chemist/pharmaceutical stores.
Welcome Benefits
N/A
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
6 Reward Points per Rs. 200 spent, 30 Reward Points per Rs. 200 spent on chemist/pharmaceutical stores.
Reward Redemption
The reward points are redeemable on Yes Rewardz, 1 RP = Re. 0.25 when redeeming against hotel and flight bookings, and 1 RP = Re. 0.10 for redemption against product catalogue, gift vouchers, etc.
Travel
N/A
Domestic Lounge Access
2 Visits Each Quarter on Spends of ₹50,000 or More in the Previous Quarter
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
Rs. 100
Foreign Currency Markup
3.5% on all international spends.
Interest Rates
3.99% Per Month (47.88% Annually)
Fuel Surcharge Waiver
1% fuel surcharge waiver on all fuel transactions above Rs. 400 and below Rs. 5,000.
Cash Advance Charges
2.5% of the Amount Withdrawn ₹500 (Whichever is Higher)
Product Details
- Get 30 Reward Points for every Rs. 200 you spend on pharmaceutical/chemist stores.
- Get 6 Reward Points for every Rs. 200 you spend on other purchases.
- 2 domestic lounge visits each calendar quarter.
- Every month, you get 12 complimentary fitness sessions.
- Get complimentary preventive health checkups.
- Great offers across shopping, wellness, travel, etc.
YES Wellness Plus Credit Card Rewards
- You get 30 Reward Points per ₹200 spent on pharmaceutical/chemist stores.
- You get 6 Reward Points per ₹200 spent on any other purchases.
Rewards Redemption
- The Reward points that you earn through your YES Bank Wellness Plus credit card can be redeemed on the dedicated website, Yes Rewardz.
- The Reward Points are redeemable against hotel and flight bookings (1 RP = ₹0.25).
- 1 RP = Re. 0.10 when redeemed for gift vouchers & product catalogs.
- You can also redeem these Reward Points against Air India Maharaja Club Points at the rate of 15 Reward Points = 1 Maharaja Point.
Health Benefits
The YES Bank Wellness Plus Credit card comes with exclusive health benefits that include:
- 12 complimentary fitness sessions each month, which include Yoga, Zumba, and Gym.
- Complimentary dental & eye checkups every year.
- Complimentary preventive health checkups every year.
- Get unlimited consultation with specialists, nutritionists, and practitioners.
Airport Lounge Access
Enjoy 8 complimentary access to domestic lounges per year (a maximum of 2 per quarter) to over 30 airport lounges in India.
Fuel Surcharge Waiver
Cardholders get a 1% waiver on fuel surcharge for all fuel transactions between ₹400 & ₹5,000 across all fuel stations in India.
Eligibility Criteria
| Particulars | Criteria |
| Age | Between 21 Years and 60 Years |
| Income | Above ₹20,000 per month (or Tax Return of ₹7.5 lakh) |
| Credit Score | Decent credit score (750 or above) |
Please note that this credit card is only available in Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane, and Navi Mumbai
Bottom Line
A credit card with health benefits might be something that many people are looking for. The YES Bank Wellness Plus Credit Card is one such card that provides you with not only exclusive health benefits but also several other exciting offers. You get reward points for every purchase and extra reward points for transactions made at pharmaceutical or chemist stores. It provides complimentary health checkups, fitness sessions, and consultations to its cardholders. With all these significant benefits, the YES Bank Wellness Plus Credit Card is a card that you can go with. Also, don’t forget to share your opinions on the card below in the comment section.
FAQs:
What should the minimum salary be for salaried applicants for this card?
To apply for the YES Bank Wellness Plus Credit Card, your monthly salary should be a minimum of Rs. 20,000 per month.
Does this card provide medical insurance cover?
Yes, the card provides medical insurance coverage of Rs. 25 lakhs in case of emergency hospitalization.
Can I get an annual fee waiver for this card?
No, for the YES Bank Wellness Plus Credit Card, you can’t get your joining or renewal fee waived.
What is the interest charged on the card?
The interest rate applied to the YES Bank Wellness Plus Credit Card is 3.99% per month (47.88% annually).
Can I redeem my Reward Points against flight/hotel bookings?
Yes, the reward points you earn with your YES Bank Wellness Plus Credit Card are redeemable for flight and hotel bookings through the dedicated rewards website, i.e., Yes Rewardz.