The YES Bank Wellness Plus Credit Card is a unique card that provides its customers with exclusive health benefits along with other exciting Reward offers. With this card, you get 6 Reward Points for every Rs. 200 spent, and you get 5x Reward Points if you spend these Rs. 200 on Pharmaceuticals/chemist stores. On every successful YES PayNow registration, you get 1000 Reward Points. Cardholders also get health benefits, including 12 complimentary fitness sessions every month, and complimentary preventive health checkups through the Aditya Birla Multiply app. Coming to its travel benefits, the card provides you with 2 complimentary domestic lounge access every quarter to over 30 airport lounges in India. With a joining fee of Rs. 2,999, the YES Bank Wellness Plus Credit Card provides several other exciting benefits to its customers, such as insurance benefits, fuel surcharge waiver, and many more. To get full details about the card, its advantages, and fees & charges, keep reading the information given below:

YES Bank Wellness Plus Credit Card
Best Suited For
Travel |
Joining Fee
Rs. 2,999 (plus applicable taxes)
Reward Type
Reward Points |
Product Details
- Get 30 Reward Points per Rs. 200 spent on pharmaceutical/chemist stores.
- Get 6 Reward Points per Rs. 200 spent on other purchases.
- 1000 Reward Points on each successful registration on YES PayNow.
- 2 domestic lounge visits each calendar quarter.
- Every month, you get 12 complimentary fitness sessions.
- Get complimentary preventive health checkups.
- Life insurance cover worth Rs. 1 Crore.
- Great offers across shopping, wellness, travel, etc.
Rewards and Benefits
Welcome Benefits
NA
Movie & Dining
NA
Rewards Rate
6 Reward Points on every Rs. 200 you spend, 30 Reward Points on every Rs. 200 you spend on chemist/pharmaceutical stores.
Reward Redemption
The reward points you earn can be redeemed through the dedicated website Yes Rewardz at a rate of 1 Reward Point = Re. 0.25 for redemption against hotel/flight bookings, and 1 Reward Point = Re. 0.10 for redemption against gift vouchers, product catalogue, etc.
Travel
Get complimentary domestic lounge access.
Golf
NA
Domestic Lounge Access
8 complimentary domestic lounge access every year (2 per quarter).
International Lounge Access
NA
Insurance Benefits
Get a life insurance cover worth Rs. 1 Crore, a medical insurance cover worth Rs. 25 lakhs, and a credit shield in case of the accidental death of the primary cardholder.
Zero Liability Protection
Cardholder will not be liable for any fraudulent transactions done on the card if the loss is reported to the ICICI bank within 3 working days.
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Fees & Charges
Joining Fee
Rs. 2,999 (plus applicable taxes)
Renewal Fee
Rs. 2,999 (plus applicable taxes)
Spend based Waiver
NA
Rewards Redemption Fee
Rs. 100
Rewards Redemption Fee
Rs. 100
Foreign Currency Markup
3.5% on all foreign currency spends.
Interest Rates
3.5% per month.
Fuel Surcharge
1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.
Cash Advance Charge
2.5% of the amount withdrawn or Rs. 300 (whichever is higher).
Add-on Card Fee
Nil
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YES Bank Wellness Plus Credit Card Rewards:
- You get 30 Reward Points on every Rs. 200 you spend on pharmaceutical/chemist stores.
- You get 6 Reward Points on every Rs. 200 you spend on any other purchases.
- You get 1000 Reward Points on every successful registration on YES PayNow.
Rewards Redemption
- The Reward points that you earn through your YES Bank Wellness Plus credit card can be redeemed on the dedicated website Yes Rewardz.
- The Reward Points can be redeemed against hotel/flight bookings at a rate of 1 Reward Point = Rs. 0.25.
- 1 Reward Point = Re. 0.10 for redemption against gift vouchers & product catalogue.
- The Reward Points can also be redeemed against InterMiles at the rate of 10 Reward Points = 1 InterMile.
- You can also redeem these Reward Points against Club Vistara Points at the rate of 10 Reward Points = 1 Club Vistara Point.
Travel Benefits
The primary cardholders get 8 complimentary domestic lounge visits per year (a maximum of 2 per quarter) to over 30 airport lounges in India.
Insurance Benefits
- You get a life insurance cover worth Rs. 1 Crore in case of death due to flight accidents.
- You get a medical insurance cover worth Rs. 25 lakhs for emergency hospitalization while traveling in flights.
- A credit shield is provided in case of the accidental death of the primary cardholder.
Other Benefits
The YES Bank Wellness Plus Credit card comes with exclusive health benefits that include:
- 12 complimentary fitness sessions each month, that include Yoga, Zumba, and Gym.
- Complimentary dental & eye checkup every year.
- Complimentary preventive health checkup every year.
- Get unlimited consultation with specialists, nutritionists, and practitioners.
All these benefits can be availed through the Aditya Birla Multiply App.
Fuel Surcharge Waiver
Cardholders get a 1% fuel surcharge waiver for all fuel transactions between Rs. 400 and Rs. 5,000 across all fuel stations in India.
Eligibility Criteria
- The age of applicant should be a minimum of 21 years and a maximum of 60 years to be eligible for the YES Bank Wellness Plus Credit Card.
- The applicant should be either salaried or self employed.
- A minimum net salary of Rs. 25,000 per month or a Tax Return of over Rs. 5 lakhs is required.
How To Apply?
To apply for the YES Bank Wellness Plus Credit Card, you can either visit the nearest branch or you can apply through netbanking. To apply through net banking, visit http://yesbank.in and click on the option ‘Apply for a new credit card.’ Choose the card, and complete all the required formalities.
Conclusion
A credit card with health benefits might be something that many people are looking for. The YES Bank Wellness Plus Credit Card is one such card that provides you with not only exclusive health benefits, but several other exciting offers too. You get Reward points on all your spends and extra Reward Points for transactions made at Pharmaceuticals or chemist stores. It provides complimentary health checkups, fitness sessions, and consultations to its cardholders. Moreover, you get complimentary lounge access, and great offers on travel, dining, and shopping through Yes Privileges. So, with all these significant benefits, the YES Bank Wellness Plus Credit Card is a card that you can surely go with. Also, don’t forget to share your views on this card in the comment section below.
FAQs:
To apply for the YES Bank Wellness Plus Credit Card, your monthly salary should be minimum Rs. 25,000.
Yes, the card provides a medical insurance cover worth Rs. 25 lakhs in case of emergency hospitalization.
No, for the YES Bank Wellness Plus Credit Card, you can’t get your joining or renewal fee waived off.
The interest rate on the YES Bank Wellness Plus Credit Card is 3.5% per month.
Yes, the reward points you earn using your UES Bank Wellness Plus Credit Card can be redeemed against flight/hotel bookings through the dedicated website for rewards, i.e., Yes Rewardz.