Yes Bank Wellness Credit Card

Health Benefit Offers

• The customers get access to complimentary preventive health, eye, and  a dental checkup every year
• Get Unlimited Consultation from General Practitioners, Nutritionist, and Specialist through  Aditya Birla Multiply App
• 6 Complimentary fitness sessions every month (Gym, Zumba, Yoga, etc)
• These offers can be availed through Aditya Birla Multiply App.

Reward Points

• Earn 10 Reward Points on every Rs 200 spent on Chemist/ Pharmaceutical stores using this card.
• Earn 4 Reward Points per INR 200 spent on all other categories
• Get 500 Reward Points on each YES PayNow registration
• Redeem Reward Points across multiple categories by visiting YES REWARDZ official website
• Earn 10 Reward Points to get 1 Inter Mile Point and 1 Club Vistara Point

Joining Fee, Renewal Fee, and Interest Charges

YES Bank Wellness Credit comes with a joining fee of Rs 1999 plus taxes, a renewal fee of Rs 1999 plus taxes, and interest charges of 42% per annum (3.5% per month).

Insurance & Fuel Surcharge

• YES Bank Wellness Credit card provides a Credit Shield coverage against accidental death
• Cover provided in case of primary cardholder only
• You get a 1% fuel surcharge waiver on various fuel stations across India.
• The waiver is valid for transactions from Rs 400 to a maximum of ₹5000.
• A maximum limit of surcharge waiver is subject to Rs 250/- per statement cycle

Instant EMI

Get access to an instant loan from your Yes bank credit card by converting it into an EMI. Transaction up to Rs 2500/-  can be converted into an EMI. You can earn reward points transactions converted into an EMI.

Features Instant EMI option

• No documentation required
• Zero Processing fee charged on conversion
• Interest rates ranging from 12% pa to 15%pa
• Repayment period of 3 months to 24 months
• Minimum Transaction amount Rs 2500

Eligibility Criteria

Conclusion

YES Banks Wellness credit card promotes the importance of self-care, mental and physical well-being to its customers. This credit card is more of a health and wellness-related card than a reward-based card. This card offers various health and wellness-related perks and benefits to its customer. For the customer with health and medical expenses, this card would be a great option due to the health reward features provided by this credit card. This card is best suited for the user, who expects exclusive reward features and benefits on using their credit card. However, if you want other types of benefits with your credit card, you can check all the YES Bank Credit Cards and choose the one that suits your lifestyle.