RBL Bank, also known as Ratnakar Bank Limited, is one of India’s leading private-sector banks. The bank has grown from a small local bank to a big name in Indian banking. It’s known for taking good care of its customers and using new technology to improve banking. It helps people save money with savings accounts and lets them use credit and debit cards to shop or pay bills. People can also grow their money with fixed deposits and investment services. The bank uses technology to make banking easy, so people can do it online or on their phones. It also provides loans and insurance to help people when they need money.
RBL Bank offers a variety of credit cards that meet users’ needs, whether for shopping, travel, dining, or entertainment. Each card comes with its own benefits, such as cashback on purchases, rewards points that can be redeemed for gifts or air miles, discounts at restaurants and cinemas, and much more. Some cards also offer special privileges like airport lounge access and insurance coverage.
RBL Bank provides debit cards that make spending and managing money easy. With these cards, you can shop, pay bills, and get cash from ATMs safely and conveniently. They come with benefits like cashback on purchases and added security features, ensuring your money is always protected. Whether you’re at home or traveling, an RBL Bank debit card is a handy tool for your daily financial needs. Given below is a detailed description of all the top debit cards from RBL Bank.
Enterprise Debit Card
Issuance/Annual Fee – ₹7,500 + Taxes/ ₹2,000 + Taxes
The Enterprise Debit Card from RBL Bank is designed with a focus on providing great perks to its users. This card comes with a joining fee of ₹7,500 plus taxes, and the renewal fee from the second year will be ₹2,000 plus taxes. Vouchers worth ₹8,500 from 100+ leading brands are offered as a welcome benefit. The Enterprise Debit Card also provides two complimentary domestic airport lounge accesses per quarter, and there is zero charge for foreign currency markups on international transactions. This card also offers monthly cashback in terms of vouchers for fuel, flight bookings, utility payments, and OTT subscriptions. Cardholders will also get annual vouchers of up to ₹9,000 for spending ₹15 lakhs in a year. This card also covers insurance benefits up to ₹2 crore on air accidents. The features of the Enterprise Debit Card are as follows.
- Joining Vouchers worth ₹7,500 after activation of the Enterprise Debit Card on the first transaction within 90 days of card issuance.
- Cardholders will receive ₹1,000 worth of vouchers upon making transactions of ₹25,000 or more within 90 days of card issuance.
- 1% cashback as vouchers on fuel transactions capped at ₹1,500 per month.
- 5% cashback as vouchers on flight bookings capped at ₹500 per month.
- 5% cashback as vouchers on OTT subscriptions capped at ₹500 per month.
- 5% cashback as vouchers on utility payments capped at ₹1,000 per month.
- Frequent travelers will receive 2 complimentary domestic airport lounge accesses every quarter.
- This card has zero foreign currency markup charges on international transactions.
Signature+ Debit Card
Issuance/Annual Fee – ₹5,000 + Taxes/ ₹1,500 + Taxes
The RBL introduced the Signature+ Debit Card, which comes in a Visa variant. The joining fee is ₹5,000 plus taxes, and the renewal fee is ₹1,500 plus taxes, which will be waived if you spent ₹3 lakh in the previous year. As a welcome benefit, this card offers gift vouchers worth ₹5,000 for leading brands. 1% monthly cashback vouchers for a minimum spending of ₹10,000 and annual vouchers worth ₹5000 for spending ₹5 lakhs are also offered by this card. Zero foreign markup charges on international transactions and insurance coverage are also provided with the Signature+ debit cards. The features of the Signature+ Debit Cards are as follows.
- This card offers vouchers worth ₹5,000 on the first transaction within 90 days of card issuance.
- 1% monthly cashback as vouchers worth up to ₹1000 on monthly spending of ₹10,000.
- Annual vouchers worth ₹5,000 on spending ₹5 lakhs annually.
- 2 complimentary domestic airport lounge access every quarter.
- Zero foreign currency markup charges on international transactions.
Pinnacle Debit Card
Issuance/Annual Fee – ₹3,000 + Taxes/ ₹1,000 + Taxes
The Pinnacle Debit Card issued by the RBL offers exclusive benefits and features to its users. This card comes with a joining fee of ₹3,000 plus taxes and a renewal fee of ₹1,000 plus taxes. Joining vouchers worth ₹3,000 on leading brands and annual cashback vouchers up to ₹3,000 on spending ₹3 lakhs in a year are offered by the Pinnacle Debit Card. Cardholders will also get cashback on fuel, grocery, travel, and utility bill payments. BOGO offers movie tickets, one complimentary domestic airport lounge access per quarter, low foreign markup charges on international transactions, and insurance coverage are some of the benefits this card provides. The features of the Pinnacle Debit Card are as follows:
- Joining vouchers worth ₹3,000 on leading brands on the first transaction, within 90 days of card issuance.
- 1% Cash Back as vouchers on fuel & grocery capped at ₹250 per month.
- 5% Cash Back as vouchers on travel up to ₹250 per month.
- 5% Cash Back as vouchers on utility bill payments capped at ₹250 per month.
- Cash vouchers up to ₹3,000 on spending of ₹3 lakhs in a year.
- Get vouchers worth ₹1,000 for spending ₹1.5 lakhs in a year and get additional vouchers worth 2,000 on spends of ₹3 lakhs.
- One complimentary domestic airport lounge access is available every quarter.
- Low foreign currency markup of 1.5% on international transactions.
GO Debit Card
Free Issuance/No Annual Fee
The RBL has introduced the GO Debit Card, which offers benefits and features to its cardholders. This card has no joining or renewal fee, making it a lifetime-free debit card. The welcome benefits offered by this card are worth ₹1,500 on leading brands like Bata, Myntra, Big Basket, etc. Cardholders will receive a higher ATM withdrawal limit of ₹1 lakh per day. This card even offers insurance benefits to its users worth ₹1 crore on air accident cover.
| Insurance Cover | In Rupees |
| Personal Accident – Air Accident Cover | 1,00,00,000 |
| Personal Accident – Death Cover | 25,00,000 |
| Purchase Protection up to | 25,000 |
| Cash in Transit Liability / ATM Assault and Robbery up to | 2,00,000 |
| Loss of Checked-in Baggage up to | 50,000 |
| Loss of Passport and Travel-Related Documents up to | 25,000 |
| Delay of Checked-in Baggage up to | 25,000 |
| Lost Card Liability up to | 3,00,000 |
Crest Debit Card
Issuance/Annual Fee – ₹2,000 + Taxes/ ₹500 + Taxes
This card comes with a joining fee of ₹2,000 plus taxes and a renewal fee of ₹500 plus taxes, which will be waived if you spend ₹1 lakh in the previous year. Cardholders will get a ₹2,000 voucher from leading brands like Uber, Netmeds, Myntra, Pizza Hut, etc., as a welcome benefit. This card offers insurance benefits worth ₹1 crore on air accident cover and ₹25 lakhs on death cover.
RuPay Kisan Card
The RBL Bank RuPay Kisan Card is for people who work in farming. It works with the RuPay payment system to make buying things easy. You can withdraw up to ₹10,000 monthly from any ATM in India. You will receive instant mobile and email alerts for all transactions made using your debit card. Users can also generate their Debit card PIN through SMS. You can shop and pay up to ₹10,000 per month by card. Please note that ₹10,000 is a combined limit for ATM withdrawals and shopping.
Bottom Line
RBL Bank’s range of debit cards stands out for their wide-ranging benefits, making them an excellent choice for daily financial activities. Unlike their credit cards, RBL debit cards provide a more direct and simplified way to manage finances, allowing spending directly from one’s account without accruing debt. They offer a blend of convenience and savings with features like cashback on purchases, complimentary lounge access, and zero foreign transaction fees. Moreover, the fact that there are no interest charges and the ability to directly control spending make RBL debit cards a more accessible and potentially wiser choice for many customers.