Axis Bank KWIK RuPay Credit CardApply Now |
Axis Bank Platinum Credit CardApply Now |
Axis Bank Pride Signature Credit CardApply Now |
Axis Bank Titanium Smart Traveler Credit Card |
Axis Bank World Traveller Forex CardApply Now |
State Bank Multi-Currency Foreign Travel CardApply Now |
Goibibo ICICI Bank Forex Prepaid CardApply Now |
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Joining Fee Nil | Joining Fee Rs. 500 | Joining Fee Nil | Joining Fee Rs. 250 | Joining Fee Rs. 500 (plus applicable taxes) | Joining Fee Rs. 100 (plus applicable taxes) | Joining Fee Rs. 499 (plus applicable taxes) |
Rewards and Benefits |
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Welcome Benefits NA | Welcome Benefits 100 Edge Rewards on first online transaction. | Welcome Benefits N/A | Welcome Benefits NA | Welcome Benefits 1,000 Miles on loading the card for the first time. | Welcome Benefits N/A | Welcome Benefits goCash+ gift vouchers worth Rs. 500, Goibibo vouchers worth Rs. 15,000 |
Rewards Rate 2 EDGE RPs per Rs. 200 spent with the card on domestic and international spends | Rewards Rate 6 Edge Rewards on every domestic spend of Rs. 200 and 12 Edge Rewards on every international spend of Rs. 200. | Rewards Rate For every Rs. 200 spent, you will get 8 EDGE REWARD Points. | Rewards Rate 8 Edge Rewards on every Rs. 200 spent on international spends, 4 Edge Rewards on every Rs. 200 spent on hotels, bus/train bookings, hotel packages, airlines bookings in India, and 2 Edge Rewards on every Rs. 200 spent elsewhere. | Rewards Rate 5 Miles for every USD 5 spent with the card | Rewards Rate N/A | Rewards Rate N/A |
Movie & Dining NA | Movie & Dining You get 25% off on movie tickets, and a minimum discount of 15 % on dining at partner restaurants in India. | Movie & Dining A discount of 15% or more on dining at partner restaurants. | Movie & Dining Get up to 15% off on restaurant spends with exclusive partner restaurants in India. | Movie & Dining N/A | Movie & Dining N/A | Movie & Dining 15% off on dining at Indian restaurants in 6 countries |
Reward Redemption RPs can be redeemed against products, vouchers, flight/hotel tickets, Airmiles, etc. | Reward Redemption The accumulated EDGE REWARD points can be redeemed for purchasing vouchers, mobiles & accessories, and much more exciting products. 1 Edge Reward Point = Re. 0.20. | Reward Redemption EDGE REWARD Points can be redeemed at the EDGE REWARDS Portal. 1 EDGE REWARD Point = Rs. 0.20. | Reward Redemption You can redeem the reward points accumulated on the Product Catalog of the Axis EDGE REWARDS portal. 1 Edge Reward = Re. 0.20. | Reward Redemption Miles redeemable against flight bookings, hotel reservations, car rentals, shopping or for donations | Reward Redemption N/A | Reward Redemption N/A |
Travel NA | Travel NA | Travel Complimentary visits to domestic lounges. | Travel NA | Travel Acceptance of 16 widely used currencies, cashback of up to Rs. 1,000 on VI international roaming packs, 24x7 assistance during international travel by TripAssist | Travel The card can be loaded in 7 foreign currencies and no mark-up fee applicable on transactions made in the currency loaded on the card. | Travel Cab vouchers worth Rs. 1,000 on loading USD 1,000, Rs. 0.40 discount on forex conversion rate |
Golf NA | Golf NA | Golf N/A | Golf NA | Golf N/A | Golf N/A | Golf N/A |
Domestic Lounge NA | Domestic Lounge NA | Domestic Lounge In every calendar quarter, you will get 2 complimentary domestic lounge access. | Domestic Lounge NA | Domestic Lounge N/A | Domestic Lounge N/A | Domestic Lounge N/A |
International Lounge NA | International Lounge NA | International Lounge N/A | International Lounge NA | International Lounge N/A | International Lounge N/A | International Lounge N/A |
Insurance Benefits NA | Insurance Benefits NA | Insurance Benefits N/A | Insurance Benefits NA | Insurance Benefits N/A | Insurance Benefits N/A | Insurance Benefits Comprehensive insurance policy including an air accident cover worth Rs. 10 lakh and a lost card liability cover worth Rs. 2 lakh |
Zero Liability Protection Cardholder is not liable for any fraudulent spends made with the card in case of timely reporting of theft or loss of the card | Zero Liability Protection The cardholder won't be liable for any fraudulent transactions made on a lost card if the loss is reported to the bank in a timely manner. | Zero Liability Protection For any fraudulent transaction that takes place through the credit card in case of loss or theft, the cardholder will not be held responsible if the same is reported to the bank within the prescribed time frame. | Zero Liability Protection The cardholder will not be liable for any fraudulent transactions made on a lost/stolen card post reporting the loss to the bank. | Zero Liability Protection Cardholder not liable for any fraudulent transaction with the card pot reporting the loss of card to the bank | Zero Liability Protection Cardholder not liable for any unauthorized transaction made with the card post reporting the loss of card to the bank | Zero Liability Protection Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank and a cover of Rs. 2 lakh against lost card liability |
Fees & Charges |
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Renewal Fee Nil | Renewal Fee Rs. 200 | Renewal Fee Rs. 500 + GST | Renewal Fee Rs. 100 | Renewal Fee N/A | Renewal Fee N/A | Renewal Fee N/A |
Spend Based Waiver NA | Spend Based Waiver The joining fee is waived on spending Rs. 5,000 within 45 days of card setup & the renewal fee is waived off on spending Rs. 1,00,000 in the previous year. | Spend Based Waiver The renewal fee is waived off on exceeding spends of Rs. 40,000 or more in the preceding year | Spend Based Waiver Joining fee waived off on spending Rs. 2,500 or more within the first 45 days and the renewal fee is waived off on spending Rs. 50,000 or more in the preceding year. | Spend Based Waiver N/A | Spend Based Waiver N/A | Spend Based Waiver N/A |
Rewards Redemption Fee The reward redemption fee is Rs. 49 to redeem 300 to 10,000 RPs, and Rs. 99 if you want to redeem more than 10,000 points. | Rewards Redemption Fee Nil | Rewards Redemption Fee Nil | Rewards Redemption Fee Nil | Rewards Redemption Fee N/A | Rewards Redemption Fee N/A | Rewards Redemption Fee N/A |
Foreign Currency Markup 3.5% of the transaction amount | Foreign Currency Markup 3.5% on all foreign currency transactions | Foreign Currency Markup 3.5% of the forex transactions. | Foreign Currency Markup 3.5% on all foreign currency spends | Foreign Currency Markup 3.50% of the transaction amount on cross-currency usage | Foreign Currency Markup Cross currency usage fee of 3% of the transaction amount on transactions made in a currency other than the one loaded on the card | Foreign Currency Markup Cross currency mark-up fee of 3.5% of the transaction amount applicable on transactions done in another currency |
Interest Rates 3.6% per month and 52.86% per annum. | Interest Rates 3.4% per month ( 40.80 per annum) | Interest Rates 2.95% per month (or 41.75% annually) | Interest Rates 3.4% per month | Interest Rates N/A | Interest Rates N/A | Interest Rates N/A |
Fuel Surcharge 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4000 | Fuel Surcharge A 1% fuel surcharge waiver on purchasing fuel worth between Rs. 400 - Rs. 4000 at all petrol pumps across India. | Fuel Surcharge 1% fuel surcharge is waived off on all transactions between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400 per month) | Fuel Surcharge 1% fuel surcharge waiver on all fuel transactions between Rs. 400 & Rs. 4,000. | Fuel Surcharge N/A | Fuel Surcharge N/A | Fuel Surcharge N/A |
Cash Advance Charges NA | Cash Advance Charges 2.50% subject to a minimum charge of Rs. 500 | Cash Advance Charges 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500) | Cash Advance Charges 2.5% on withdrawal amount subject to minimum charge 0f Rs. 500 | Cash Advance Charges 0.5% of the transaction amount (subject to a maximum charge of USD 75) or USD 2.25 on ATM withdrawals | Cash Advance Charges USD 1.75 on every transaction (or its currency equivalent) | Cash Advance Charges USD 2 (or currency equivalent) on cash withdrawals from ATMs, 0.5% of the transaction amount on cash withdrawals from POS |
Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee N/A | Add-on Card Fee N/A | Add-on Card Fee N/A |