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Bank of Baroda (BoB) Select Credit Card Apply Now	Bank of Baroda (BoB) Easy Credit Card Apply Now	Bank of Baroda Premier Credit Card Apply Now	Bank of Baroda Eterna Credit Card Apply Now
Joining Fee Rs. 750 + GST	Joining Fee Nil	Joining Fee Rs. 1,000 + GST	Joining Fee Rs. 2,499 + GST
Rewards and Benefits
Welcome Benefits NA	Welcome Benefits NA	Welcome Benefits NA	Welcome Benefits 6-month FitPass Pro membership worth Rs. 15,000 and 10,000 bonus reward points.
Rewards Rate 1 Reward Point per retail spend of Rs. 100 & 5 Reward Points per Rs. 100 you spend on utility bills, dining, and online purchases.	Rewards Rate 5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories. 0.5 % RPs on other categories.	Rewards Rate For every Rs. 100 spent on dining, travel, and international transactions, you will get 10 Reward Points, 2 Reward Points on all other spends.	Rewards Rate 15 reward points / Rs. 100 on online shopping, travel, movie, and dining spends (max cap of 5,000 points at this rate), 3 reward points/ Rs. 100 for spends on all other categories.
Movie & Dining NA	Movie & Dining NA	Movie & Dining NA	Movie & Dining 5X (15) reward points on movie and dining spends, 250 plus culinary deals at MasterCard Priceless specials, Buy One Get One scheme on movie tickets booked through Paytm app (max discount capped at Rs. 250/month)
Reward Redemption The earned reward points are redeemable against cash or various other options.	Reward Redemption Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to Re. 0.25.	Reward Redemption You can redeem these rewards by logging into your Bank of Baroda net banking account and choose from multiple redemption options. 1 Reward Point = Re. 0.25.	Reward Redemption Reward points redeemable as cashback or against flight tickets, hotel reservations, shopping, etc at a rate of 1 RP = Re. 0.25.
Travel NA	Travel NA	Travel N/A	Travel Unlimited complimentary domestic lounge access, lower foreign currency mark-up of 2%.
Golf NA	Golf NA	Golf NA	Golf 4 complimentary rounds of golf with green fee waived annually (not more than 1 in a month), 12 complimentary golf lessons/year, 50% of the green fee waived beyond the complimentary sessions.
Domestic Lounge NA	Domestic Lounge NA	Domestic Lounge 1 Complimentary Domestic Airport Lounge Access Every Quarter	Domestic Lounge Unlimited complimentary domestic lounge access under the Mastercard India lounge program.
International Lounge NA	International Lounge NA	International Lounge NA	International Lounge
Insurance Benefits An accidental death cover is provided.	Insurance Benefits NA	Insurance Benefits You get a personal accidental death cover with this credit card	Insurance Benefits Accidental death cover (worth 1 crore in case of air-accident and Rs. 10 lakh in all other cases)
Zero Liability Protection The cardholder will not be liable for any unauthorized transactions made on the card if the loss is notified to the bank in a timely manner.	Zero Liability Protection It covers zero liability protection. To avail of this benefit, the cardholder has to inform the bank within 24 hours of the card loss or any other fraudulent transaction.	Zero Liability Protection Protection against fraudulent transactions in case of loss or theft of the card, if informed to the bank within the specified time frame.	Zero Liability Protection Cardmember not liable for any fraudulent transaction post the time of reporting the loss of card.
Fees & Charges

Renewal Fee Rs. 750 + GST	Renewal Fee Nil	Renewal Fee Rs. 1,000 + GST	Renewal Fee Rs. 2,499 + GST
Spend Based Waiver Spend Rs. 7500 within 60 days of card issuance for joining fee waiver and spend Rs. 70,000 for the annual fee waiver	Spend Based Waiver N/A	Spend Based Waiver Fee waiver on spends of Rs. 1,20,000 in a year	Spend Based Waiver Joining fee waived on spending Rs. 25,000 in the first 60 days, annual fee of the subsequent year waived on expenditure of Rs. 2.5 lakh in the previous year
Rewards Redemption Fee Nil	Rewards Redemption Fee Nil	Rewards Redemption Fee Nil	Rewards Redemption Fee Nil
Foreign Currency Markup 3.5% for all foreign currency transactions	Foreign Currency Markup 3.5%	Foreign Currency Markup 3.5% on the transaction amount	Foreign Currency Markup 2% of the transacted amount
Interest Rates 3.25% per month	Interest Rates 3.25% p.m.	Interest Rates 3.25% per month (39% per annum)	Interest Rates 3.25% per month or 39% per annum
Fuel Surcharge 1% fuel surcharge waiver for fuel transactions between Rs. 400 & Rs. 5,000.	Fuel Surcharge Waiver of 1 % fuel surcharge on fuel transactions between Rs. 400 - Rs. 5000 at all petrol pumps all across India (Maximum Rs. 250).	Fuel Surcharge 1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.	Fuel Surcharge 1% of the transaction amount waived for transactions between Rs. 400 and Rs. 5,000 (subject to a maximum waiver of RS. 250 per statement cycle)
Cash Advance Charges 2.5% of the amount withdrawn or Rs. 300 (whichever is higher)	Cash Advance Charges At Domestic ATMs - 2.5% or Rs. 300	Cash Advance Charges 2.5% of the amount withdrawn subject to a minimum charge of Rs. 300.	Cash Advance Charges 2.5% of the transaction amount, subject to a minimum charge of Rs. 500
Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil

Bank of Baroda (BoB) Select Credit Card

Bank of Baroda (BoB) Easy Credit Card

Bank of Baroda Premier Credit Card

Bank of Baroda Eterna Credit Card

Rewards and Benefits

Fees & Charges

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