Compare Cards India - Apply Right Credit Card For You

SBI Card PULSE Apply Now	Etihad Guest SBI Credit Card Apply Now	Air India SBI Platinum Credit Card Apply Now	6E Rewards XL – IndiGo HDFC Bank Credit Card Apply Now	KVB Honour Credit Card Apply Now
Joining Fee Rs. 1,499 + GST	Joining Fee Rs. 1,499 + GST	Joining Fee Rs. 1,499 + GST	Joining Fee Rs. 1,500 + GST	Joining Fee Nil
Rewards and Benefits
Welcome Benefits A Noise ColorFit Pulse Smart Watch worth Rs. 5,999, complimentary Fitpass Pro membership, and complimentary Netmeds First membership.	Welcome Benefits 2,500 Etihad Guest Miles, Etihad Guest Silver tier status, 1 complimentary wifi voucher on first booking for Etihad Airways	Welcome Benefits 5,000 reward points after paying the joining fee (credited within 15 days from the date of payment)	Welcome Benefits One complimentary flight ticket worth Rs. 3000 and 6E Prime Add-On.	Welcome Benefits 700 bonus reward points.
Rewards Rate 10 Reward Points per Rs. 100 spent on Pharmacy, Chemist, movie & dining and 2 RPs per Rs. 100 spent elsewhere.	Rewards Rate 3 Etihad Guest Miles per Rs. 100 you spend on Etihad.com, 2 Etihad Guest Miles per Rs. 100 you spend on International transactions, 1 Etihad Guest Mile on other Rs. 100 spends.	Rewards Rate 15 reward points for every Rs. 100 spent on Air India ticket bookings for self, 5 RPs for every Rs. 100 spent on Air India ticket bookings for others, and 5 RPs for every Rs. 100 spent on Air India ticket bookings for self or others via Air India call centers or booking offices. Get 2 Reward points per Rs. 100 you spend.	Rewards Rate 6E Rewards- 5% on IndiGo, 3% on dining, grocery and entertainment, and 2% for every other transaction.	Rewards Rate You can earn 4x points on domestic and international travel, hotels, and air tickets booking. You can earn 3 reward points for every Rs. 150 spent on this card. You can also earn 2x reward points on restaurants, medical, books, insurance, rail tickets, movie tickets, and car rental
Movie & Dining 10 Reward Points per Rs. 100 spent on movie and dining	Movie & Dining N/A	Movie & Dining N/A	Movie & Dining 3% 6E Rewards on Dining spends, discount at premium restaurants across major cities under the Good Food Trail Dining Program	Movie & Dining NA
Reward Redemption The Reward points are redeemable against a host of options on the Rewards catalogue or against the statement balance (1 RP = Re. 0.25).	Reward Redemption Etihad Guest Miles earned redeemable for booking flights, hotels and renting cars from participating travel partners, and for purchasing products from etihadguest.com or its travel partner services. Etihad Miles can also be used to pay for purchases made using the credit card.	Reward Redemption Reward points are convertible into Air India Air Miles. 1 RP = 1 AirMile	Reward Redemption The IndiGo 6E rewards are redeemable for 6E Rewards' Benefits including IndiGo flight tickets (1 6E Reward Point = Re. 1).	Reward Redemption NA
Travel Get complimentary access to domestic lounges along with complimentary Priority Pass membership.	Travel Etihad Guest Silver tier status, 2,500 Etihad Guest Miles, free wifi voucher on first Etihad Airways booking, 10% discount on business class and 3% discount on economy class tickets on direct Etihad Airways bookings, up to 5% discount on reward miles redemption, complimentary domestic lounge access, complimentary Priority Pass membership	Travel N/A	Travel Complimentary access to domestic lounges	Travel complimentary airport lounge access
Golf NA	Golf N/A	Golf N/A	Golf N/A	Golf NA
Domestic Lounge 2 complimentary domestic lounge visits per quarter.	Domestic Lounge 8 complimentary access to domestic lounges annually (max 2/quarter)	Domestic Lounge N/A	Domestic Lounge 8 complimentary domestic lounge visits annualy (max 2 per quarter)	Domestic Lounge 4 complimentary domestic lounge access
International Lounge NA	International Lounge Complimentary Priority Pass membership worth USD 99	International Lounge N/A	International Lounge N/A	International Lounge NA
Insurance Benefits Get an air accident cover of Rs. 50 lakhs, zero liability cover of Rs. 1 lakh, and other travel insurance covers, including lost baggage, delayed baggage, loss of travel documents, etc.	Insurance Benefits Overseas air accident cover of Rs. 25 lakh, fraud liability cover worth Rs. 50,000, lost baggage cover of up to USD 1,000	Insurance Benefits Lost card liability protection of Rs. 1 lakh applicable from 48 hours prior to 7 days post reporting about the card to the bank.	Insurance Benefits N/A	Insurance Benefits NA
Zero Liability Protection The liability for a fraudulent transaction done on the lost or stolen card will not fall on the cardholder if he/she reports the same to the bank in a timely manner.	Zero Liability Protection Fraud liability cover of Rs. 50,000 applicable on the lost card from 48 hours prior to reporting and 7 days post reporting.	Zero Liability Protection No liability to the cardholder once the card is reported lost to the bank.	Zero Liability Protection If the loss of the card is reported to the bank within 24 hours, the cardholder will not be liable for any unauthorized transaction.	Zero Liability Protection NA
Fees & Charges

Renewal Fee Rs. 1,499 + GST	Renewal Fee Rs. 1,499 + GST	Renewal Fee Rs. 1,499 + GST	Renewal Fee Rs. 1,500 + GST	Renewal Fee Rs. 1,299 + GST
Spend Based Waiver The renewal fee can be waived if you spend Rs. 2 lakhs or more in the previous year.	Spend Based Waiver Annual membership fee waived off (2nd year onwards) on minimum spends of Rs. 3 lakh in the previous year	Spend Based Waiver N/A	Spend Based Waiver N/A	Spend Based Waiver Waiver of annual fee on spending Rs. 5 lakhs in the previous year.
Rewards Redemption Fee Rs. 100 on each redemption request	Rewards Redemption Fee Nil	Rewards Redemption Fee Nil	Rewards Redemption Fee Nil	Rewards Redemption Fee Rs. 99
Foreign Currency Markup 3.5% of the transaction amount	Foreign Currency Markup 3.5% (plus applicable taxes)	Foreign Currency Markup 3.5% (plus applicable taxes)	Foreign Currency Markup 2.5% (plus applicable taxes)	Foreign Currency Markup 3.50% on the conversion amount
Interest Rates 3.50% per month (42% per annum)	Interest Rates 3.5% per month (or 42% annually)	Interest Rates 3.5% per month (or 42% per annum)	Interest Rates 3.6% per month (43.2% annually)	Interest Rates 3.25% p.m. (39% p. a.)
Fuel Surcharge 1% fuel surcharge waiver for all fuel transactions between Rs. 500 and Rs. 4,000.	Fuel Surcharge 1% fuel surcharge waiver applicable at all fuel stations in India for purchases between Rs. 500 and Rs. 4,000 (max benefit capped at Rs. 250 per payment cycle)	Fuel Surcharge 1% fuel surcharge waiver at fuel stations all over India on transactions between Rs. 500 and Rs. 4,000 (capped at Rs. 250).	Fuel Surcharge N/A	Fuel Surcharge Avail a 1% fuel surcharge waiver on fuel transactions between Rs. 500 - Rs. 4,000. The maximum waiver benefit is capped at Rs. 200 for one billing cycle.
Cash Advance Charges 2.5% of the cash amount subject to a minimum of Rs. 500	Cash Advance Charges 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)	Cash Advance Charges 2.5% (minimum of Rs. 500)	Cash Advance Charges 2.5% of the withdrawn amount, subject to a minimum charge of Rs. 500.	Cash Advance Charges 2% or a minimum of Rs. 100.
Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil

SBI Card PULSE

Etihad Guest SBI Credit Card

Air India SBI Platinum Credit Card

6E Rewards XL – IndiGo HDFC Bank Credit Card

KVB Honour Credit Card

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