Air India SBI Platinum Credit Card
- Updated On: 19 May, 2026
Air India SBI Platinum Credit Card is a mid-level co-branded credit card offered by Air India and SBI Card. It carries an annual fee of ₹1,499 + GST. Being a travel credit card, it offers plenty of travel privileges, including complimentary visits to lounges at domestic airports and an accelerated reward rate on Air India bookings.
SBI Card also offers another more premium co-branded credit card with Air India – the Air India SBI Signature Credit Card, which comes with a higher membership fee (₹4,999 per annum) and offers a better reward rate and benefits. SBI Card is the only card issuer in the country to offer Air India co-branded credit cards. Keep reading to learn more about Air India SBI Platinum Credit Card.
No new applications will be entertained for this credit card as SBI Card has discontinued it.
Air India SBI Platinum Credit Card
( 4.1 / 5 )
Discontinued
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
5 Maharaja Points/₹100 for Air India Spends and 2 Maharaja Points/₹100 for Other Spends
Welcome Benefits
5,000 reward points after paying the joining fee (credited within 15 days from the date of payment)
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
5 Maharaja Points/₹100 for Air India Spends and 2 Maharaja Points/₹100 for Other Spends
Reward Redemption
Reward points are convertible into Air India Air Miles. 1 RP = 1 AirMile
Travel
N/A
Domestic Lounge Access
8 Free Visits Each Year (Maximum 2 Per Quarter)
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
Lost card liability protection of Rs. 1 lakh applicable from 48 hours prior to 7 days post reporting about the card to the bank.
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% + GST
Interest Rates
3.75% Per Month (45% Per Annum)
Fuel Surcharge Waiver
1% fuel surcharge waiver at fuel stations all over India on transactions between Rs. 500 and Rs. 4,000 (capped at Rs. 250).
Cash Advance Charges
2.5% or ₹500 Whichever is Higher
Product Details
- 5,000 Maharaja Points on paying the joining fee as a welcome benefit.
- 2,000 Maharaja Points as an anniversary gift every year the card membership is renewed.
- Up to 15,000 bonus RPs every year on reaching the stipulated spend milestones.
- 5 Maharaja Points per ₹100 on Air India ticket bookings.
- Get 2 Maharaja Points for every ₹100 spent.
- 2 complimentary access to domestic airport lounges every quarter.
- Complimentary lost card liability protection that is worth ₹1 lakh.
- 1% waiver on fuel surcharge applicable on transactions between ₹500 and ₹4,000 (capped at ₹250).
Pros/Cons
Pros
- This card is most suited for those who often travel with Air India.
Cons
- There are no dining or movie benefits offered with this card.
Air India SBI Platinum Credit Card Rewards
- 5 Maharaja Points for every ₹100 you spend on Air India ticket bookings.
- 2 Maharaja Points per every ₹100 you spend.
Reward Redemption
A minimum of 5,000 Maharaja Points are required for redemption.
Other Benefits of Air India SBI Platinum Credit Card
Welcome/Renewal Benefits
- 5,000 Maharaja Points at the time of card issuance on settling the joining fee.
- 2,000 Maharaja Points annually on card membership renewal as an anniversary gift.
Milestone Benefits
You earn bonus Maharaja Points on reaching the specified spend milestones-
| Yearly spend | Bonus Maharaja Points | Cumulative Bonus Maharaja Points |
| ₹2 lakhs | 5000 | 5000 |
| ₹3 lakhs | 10000 | 15000 |
Travel Benefits
You get eight complimentary access to domestic airport lounges annually (max 2 in a quarter) under the Visa lounge access program.
Insurance Benefit
You get a complimentary lost card liability cover worth Rs. 1 lakh with the Air India SBI Platinum Credit Card. The coverage is applicable from 48 hours before to 7 days after reporting the loss to the bank.
Air India SBI Platinum Credit Card Review
Air India SBI Platinum Credit Card can be considered a decent mid-level travel credit card as it not only offers an accelerated reward rate on Air India bookings but also complimentary domestic airport lounge access, which you don’t get with many mid-level credit cards. It can be the right pick for you if Air India is the career of your choice for flying to domestic destinations. However, if you travel very frequently, the premium variant of the card, Air India SBI Signature Credit Card, is also worth looking at.
What is your view on this SBI Card and Air India offering in the travel category? Let us know below in the comments. If you’re already an existing card member, do share your experience with the card with others.
FAQs:
When do I get 5 Maharaja Points per ₹100 spent with the card?
You earn 5 Maharaja Points for every ₹100 you spend with the card on Air India ticket bookings.
Is there a minimum limit to the number of Maharaja Points I must have before they can be converted into Air India AirMiles?
You must have a minimum of 5,000 Maharaja Points on your Air India SBI Platinum Credit Card before converting them into Air India AirMiles.
What are the finance charges on the Air India SBI Platinum Card?
SBI Card charges an interest of 3.75% pm (or 45% pa) on Air India SBI Platinum Credit Card.