Top IndusInd Bank Debit Cards

Credit cards are widely regarded as one of the most advantageous financial tools available to the masses. They offer a range of benefits, including rewards, a sense of security, and above all a line of credit. However, many people are put off by the prospect of accruing debt. For those who prefer not to use credit, debit cards are the popular and only available option. While many debit cards are simple and unremarkable, IndusInd Bank offers a selection of premium, rewarding debit cards that cater to a variety of needs. In our article we shall discuss some of the most popular IndusInd Bank debit cards.

World Delights Debit Card

Issuance/Annual Fee – ₹2,500 + Taxes/ ₹1,499 + Taxes

IndusInd Bank offers a highly exclusive and rewarding debit card called the World Delights Debit Card. Cardholders can earn 5 reward points in the Fuel, Dining, and Entertainment (including OTT subscriptions) category. You can earn a maximum of 1,000 reward points per month, and each reward point has a value of ₹1. These reward points are valid for one year, giving you ample time for easy redemption through Indus rewards.

For frequent travelers, this card offers two complimentary airport lounge visits every quarter, which is eight each year. Additionally, cardholders can book up to four free movie tickets in a quarter up to a value of ₹350 via BookMyShow. This card also offers the luxury of free golfing lessons and discounts on golfing services.

World Exclusive Debit Card

Free Issuance/No Annual Fee

Earn up to 6X reward points with the IndusInd World Exclusive Debit Card. This card not only offers a high reward rate, but also provides free lounge access twice every quarter, BOGO on movies up to ₹500 thrice every quarter, zero cross-currency markup, and complimentary golf lessons and services. Here is an overview of the reward structure with this card.

Monthly Spends	Points Per ₹200
Upto ₹5,000/-	2
Between ₹5,001/- to ₹10,000/-	3
Between ₹10,001/- to ₹20,000/-	4
Between ₹20,001/- to ₹40,000/-	5
Above ₹40,001/-	6

Visa Signature Debit Card

Issuance/Annual Fee – ₹5,000 + Taxes/ ₹1,499 + Taxes 

This is one of the most premium debit cards offered by IndusInd Bank. Along with the basics like BOGO on movies and free airport lounge access, like other IndusInd Bank debit cards, this card also offers Purchase Protection and Lost Card Liability. Although this debit card comes at a fee, many premium customers are offered this as lifetime free. With this card, you can also make contactless payments.

Titanium Plus Debit Card

Account Dependent Issuance/Annual Fee

The Titanium Plus Debit Card offers one reward point on every spend of ₹400. Buy One Get One on movie ticket bookings with BookMyShow, one free movie ticket each quarter, up to four in a year, with the maximum ticket price that can be availed is ₹250. Insurance covers like Purchase Protection (worth ₹50,000) and Lost Card Liability are provided along with this debit card. This debit card can be conveniently linked to applications like Google Pay and Samsung Wallet to make fast payments.

Pioneer Infinite Debit Card

Free Issuance/No Annual Fee

The Pioneer Infinite Debit Card is the premium debit card offered by the bank. Its benefits are often compared to entry-level credit cards. For every spend of ₹200, this card offers one reward point, and there is no upper limit on the reward points earned. The primary cardholder and any accompanying guests can enjoy lounge access across India. IndusInd Bank Pioneer Visa Infinite cardholders are eligible for complimentary golf access and lessons. They can avail of up to 2 complimentary golf rounds per quarter and 1 complimentary golf lesson per month. Additionally, up to four tickets per quarter for movies worth ₹1,000 each, and four tickets per quarter for events other than movies worth ₹1,000 each can be obtained on a first-come-first-serve basis.

Bottom Line

Although debit cards are no match against credit cards it wouldn’t hurt to have a useful one. Many people opt for good debit cards as they offer cashback on credit card bill payments, Buy One Get One Free on movie tickets, and free airport lounge access. Debit cards are simple to understand and easy to use. You just spend the money you own. IndusInd Bank can be considered one of the best in India when it comes to debit cards. Each of their cards is unique and caters to a specific audience or age group. The debit cards offered by IndusInd Bank go one step ahead and even offer complimentary golfing lessons across the country. Do you have an IndusInd Bank debit card? Share your views on these in the comments below.