We live in a world where every person uses a debit card to make everyday transactions, as they are a safe way to access money. They directly debit money from your bank account and are widely accepted. You can shop online, withdraw cash at ATMs, and pay for services with ease. ICICI Bank is one of the most popular banks that provides multiple financial services to its customers. It offers savings accounts, loans, credit cards, and investment options. With a large network of branches and ATMs, ICICI Bank makes banking simple for its customers. The bank also provides online and mobile banking services for easy access.
ICICI Bank offers various debit cards that come with features like cashback offers, rewards programs, and special privileges. Customers can pick a debit card that matches their lifestyle and financial needs. Each card allows secure access to funds both in India and abroad. ICICI Bank offers many debit card options to help customers find one that suits their needs.
Sapphiro Debit Card
The Sapphiro Debit Card from ICICI Bank comes with an annual fee of ₹1,999 plus applicable taxes and offers users concierge services, a card protection plan, and a roadside assistance program. This card is best suited for travel and entertainment discounts, and offers multiple offers and rewards.
- Earn 4 ICICI Reward Points for every ₹200 spent on domestic transactions and 8 ICICI Reward Points for every ₹200 spent on international transactions.
- Users receive a 25% discount of up to ₹200 on two movie tickets purchased through BookMyShow, and a 25% discount of up to ₹100 on two movie tickets is also available on a first-come, first-served basis, twice per month.
- People who had spent ₹5,000 in the previous quarter with the Sapphiro Debit Card will get access to airport lounges four times every quarter.
- The Sapphiro Debit Card offers zero surcharges on fuel purchases at select government fuel outlets (HPCL, IOCL, BPCL) only when the transactions are made on ICICI Bank swipe machines.
Rubyx Debit Card
The ICICI Bank Rubyx Debit Card is a preferred choice of many users because it comes with multiple benefits at an affordable price. The card has a joining fee of ₹1,099 along with taxes, and it offers a high daily cash withdrawal and daily purchase limit on international and domestic transactions. This card is equipped for contactless payments and is enabled through the iMobile app and retail Internet banking. The features of the Rubyx Debit Card are as follows:
- Earn 3 ICICI Reward Points on domestic transactions and 6 ICICI Reward Points on international transactions for every ₹200 spent.
- This card offers zero surcharge on fuel purchases made through ICICI Bank swipe machines at selected government fuel outlets.
- Offers a discount of 25% off up to ₹100 on movie tickets through BookMyShow twice every month and 25% off up to ₹75 on INOX movie multiplexes, valid on a first-come, first-served basis twice every month.
- Access to domestic airport lounges is also provided with this card twice every quarter on a minimum spend of ₹10,000 in the previous quarter.
ICICI Coral Debit Card
ICICI Bank offers a debit card focusing on travel and benefits, and this card is the Coral debit card. With a joining fee of ₹699 along with taxes, this card offers users multiple benefits and rewards. The features of the Coral Debit Card are as follows:
- Earn 2 ICICI Reward Points for every ₹200 spent on domestic transactions and 4 Reward Points for every ₹200 spent on international transactions.
- Users receive complimentary access to domestic airport lounges twice a quarter upon spending ₹10,000 in the previous quarter.
- Discount of 25% up to ₹100 off on movie tickets through BookMyShow, twice every month, and 25% off up to ₹50 off on movie tickets via INOX on a first-come-first-served basis.
- Complimentary wallet protection and emergency assistance are also offered to cardholders.
ICICI Titanium Debit Card
The ICICI Titanium Debit Card is packed with features and benefits. The card does not come with any joining or annual fee, making it accessible to common people. The cards offer various features, such as the following:
- Earn 1 Reward Point for every ₹200 spent on eligible transactions.
- The online transaction limit of this card is ₹5 lakh per day.
- Offers zero liability protection, which means you are not responsible for any unauthorized purchases if your card is lost, stolen, or misplaced.
- Zero fuel surcharge on transactions made using ICICI Bank swipe machines at select government fuel outlets (HPCL, IOCL, BPCL).
ICICI Family Debit Card
The ICICI Bank Family Debit Card is designed to help families create memories together while enjoying various benefits. One primary member in the family can link the accounts of other family members and receive a special debit card that offers several perks. This way, families can manage their finances together.
- Customize the name of your family that will appear on the card.
- Enjoy complimentary airport lounge access for the primary member and up to three additional guests, available twice a quarter.
- Earn 1 ICICI Reward Point for every ₹200 spent on eligible transactions both domestically and internationally.
- Cardholders can benefit from an online transaction limit of ₹3 lakh per day.
- Zero fuel surcharge waiver on fuel transactions.
ICICI Bank Wealth Management World Debit Card
The ICICI Bank Wealth Management World Debit Card is designed exclusively for high-net-worth customers. It offers a variety of benefits and features to improve their banking experience. This card has high withdrawal and purchase limits for both current and savings accounts for international and domestic transactions.
- Earn 2 ICICI Bank Rewards for every ₹200 spent on all transactions except mutual funds, telecom, education, utilities, insurance premiums, government payments, fuel, post office payments, wallets & accounts.
- Access to 2 domestic airport lounges every quarter, without any spend-based condition.
- Offers zero liability protection to cardholders, which will protect them against unauthorized purchases or losses, theft, or misplacement.
- Cardholders won’t pay a fuel surcharge when using ICICI Bank swipe machines at select government fuel stations such as HPCL, IOCL, and BPCL.
- Provides users with an online transaction limit of ₹7.5 lakh.
ICICI RuPay Contactless NCMC Debit Card
The ICICI RuPay Contactless NCMC Debit Card is a simple card that makes traveling easier. With this card, you can pay for different types of transportation, like buses, trains, and metros, without having to carry cash. It also allows you to shop online and withdraw cash from ATMs. You can spend up to ₹50,000 a day at ATMs, and your shopping limit is ₹5 lakh at stores in India. The features of the RuPay NCMC Debit Card are as follows:
- Earn 1 Reward Point for every ₹200 spent on eligible transactions.
- The card comes with zero liability protection against unauthorised purchases, loss, theft, or misplacement.
- Zero fuel surcharge waiver on fuel transactions on ICICI Bank swipe machines at select HPCL, IOCL, BPCL fuel stations.
- The daily purchase limit at retail outlets and merchant stores for domestic transactions is ₹5 lakh, and for international transactions is ₹75,000.
ICICI Expressions Debit Card
The ICICI Expressions Debit Card is a special card that you can personalize with a photo of something meaningful to you, like a family picture, a favorite place, or an animal. It comes with a small joining fee of ₹599 plus taxes and offers a variety of exciting benefits.
- You can create a unique design for your card with a picture that you love.
- Get access to 2 free domestic airport lounges if you spend ₹10,000 in the past quarter.
- Earn 2 Reward Points for every ₹200 spent on domestic transactions and 4 Reward Points for every ₹200 spent internationally.
- There are higher transaction limits compared to regular cards.
Bottom Line
ICICI Bank stands out in the banking sector by offering a variety of debit cards to suit customers’ preferences. These cards have features like Reward Points, discounts, and special privileges. Options like the Sapphiro, Rubyx, and Coral Debit Cards allow customers to choose the card that fits their lifestyle and spending habits. These debit cards make everyday transactions more rewarding, whether shopping online, getting discounts on movie tickets, or accessing airport lounges. ICICI Bank’s debit cards simplify banking and offer valuable perks that set them apart from other banks.