It seems that RuPay is finally gaining some much-needed ground in its home country. From exclusive airport lounge access and merchant benefits to UPI connectivity, this homegrown network offers it all. In recent times, most credit card issuers have been launching more cards on the RuPay network to reward UPI-based spending. And now, even RBL Bank has also launched a new credit card on the RuPay platform.
Although RBL Bank previously also offered RuPay credit card variants for cards such as Shoprite, IRCTC, and IndianOil co-branded offerings, the bank lacked a dedicated card for UPI spends. That changes now with the launch of the all-new UPI Wala Credit Card, which, as the name suggests, offers dedicated rewards and features for UPI spending.
This card is available at an annual charge of ₹99 + GST and offers 1 Reward Point/₹200 spent on eligible retail transactions. Cardholders shall also qualify for a welcome benefit in the form of 20% cashback (up to ₹50) on the first two UPI transactions made within 15 days of card issuance.
No reward points shall be awarded on the RBL Bank UPI Wala Credit Card for transactions made in the following categories: Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallets/Service Providers, Government Services, Contracted Services, and EMI spends. Offline UPI transactions below ₹2,000 made at small merchants, defined as those with an annual turnover of ₹20 lakh or less in the previous financial year, will also not be eligible for reward points.
Since this is a low-cost UPI dedicated offering, there aren’t any other benefits like free airport lounge access attached to it. Check detailed benefits here.
Bottom Line
The all-new RBL UPI Wala Credit Card is a simple offering that provides basic rewards for UPI payments. This card doesn’t offer any privileges or benefits except for UPI connectivity for payments and a welcome benefit in the form of 20% cashback up to ₹50.
It seems credit card issuers are on a roll, with several new card launches recently, from UPI-linked cards to airline-specific ones, and more expected to follow. All of these point towards increased credit card acceptance and, with the launch of new RuPay credit cards, growing consumer preference for digital payments from the palm of their hand.
Those looking for a dedicated RuPay credit card should definitely check out the new PhonePe SBI Credit Card series, as they offer far more benefits.
7 comments
Omshiv Dependra jaisaisiwal
Hi lot of credit card Hdfc bank, idfc bank yes bank idbi bank idfc bank giving 3 credit credit. Tanks
Nitin Kumar
MERE PIN CODE PAR SERVICE AVAILABLE HAI PLEASE REPLY ME PIN CODE 246747
Juned patel
Please reply me kya aap mere ko reply denge RBL Bank wale to nahin dete card aapka decline hua hai ya successfully hua hai aisa kuchh message nahin aata UN logon ko aap reply de dena
Juned patel
RBL Bank kuchh nahin deti Mera teen bar successfully Ho Gaya video KYC fir bhi card nahin aaya
Kartik Kanwar
Call customer support.
Jay
It’s also a JCB RuPay Select card, so you get flat 25% cashback on international PoS transactions made with RuPay JCB cards.
Kartik Kanwar
Yes, one offer no one can forget. Except most of us are going no where.