Rumours have been doing rounds for long that HDFC Bank might launch a new ultra-premium credit card above the Infinia Credit Card. But because of COVID and then the RBI ban, HDFC hasn’t been able to launch new products (including credit cards) in the market. We have also seen the screenshots of HDFC Credit Cards Terms & Conditions file naming Galaxia Credit Card which later turned out to be fake. Now another evidence suggesting that the bank might be launching an ultra-premium credit card by the name Infinia Reserve Credit Card– probably a more premium variant of the Infinia Metal Edition Credit Card.-  has surfaced.

What we know about HDFC Infinia Reserve Credit Card

HDFC Bank had registered the trademark for Infinia Reserve back in 2019, which clearly shows that the bank intends to use the term “Infinia Reserve” (check out this PDF on the official IP India website)

HDFC Infinia Reserve TrademarkAfter the trademark was registered, there was no news on Infinia Reserve until recently when HDFC started updating their Smartbuy portal. Recently, the bank added a new code on the Smartbuy Beta website (a website used by the bank for testing purposes).

HDFC Infinia Reserve Code


The code on the website clearly states that you are an Infinia Reserve Customer and would be redirected to the Infinia Reserve Portal. From what we checked, if the phone number is associated with the Infinia Reserve card, the user would be redirected to another portal.

Other Upcoming Credit Cards by HDFC Bank

Apart from the Infinia Reserve Card, many other credit cards are also due for launch by HDFC Bank. We can expect these launches once the RBI ban is completely lifted and the bank is allowed to launch new digital products.

Paytm Co-branded Credit Cards

HDFC announced 5 Paytm co-branded credit cards in November- Paytm HDFC Mobile Credit Card, Paytm HDFC Credit Card, Paytm HDFC Select Credit Card, Paytm HDFC Business Credit Card and Paytm HDFC Business Select Credit Card, while pre-booking for the cards had already started in October via Paytm. The 5 Paytm co-branded credit cards are expected to be launched officially as soon as RBI lifts the ban,

Emirates Co-branded Credit Card

The HDFC Bank Emirates skywards diners club was mentioned in the HDFC Bank MITC, just before RBI imposed a ban on Diners Club. While RBI has lifted the ban on Diners Club, HDFC is still not allowed to launch new credit cards. We can expect the bank to launch this card as soon as the ban on HDFC is removed

Marriott Co-branded Credit Card

Apart from these Paytm and Emirates co-branded credit cards, HDFC Bank is also expected to launch a co-branded credit card with Marriott International. Not much information is available on the Marriott HDFC Co-Branded Credit Card, but we may expect the card to be launched in the 2nd half of 2022

Bottom Line

As RBI restrictions continue, HDFC has not launched any new credit cards in the market lately. The bank has although relaunched some of their old credit cards- Infinia Metal Edition Credit Card, Millenia Credit Card, Freedom Credit Card, Moneyback+ Credit Card with more or less the same features as the older versions, as RBI partly lifted the ban in August allowing HDFC to reissue older credit cards, while the ban on the launch of new credit cards continued.

Once the RBI ban is lifted, the bank is expected to launch new credit cards starting with the Paytm co-branded cards followed by the Infinia Reserve and Emirates credit cards. Keep checking this space as we will update this post as soon as any new info is available regarding HDFC Credit Cards launches.

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