IDFC First Bank Launches HPCL First Power & Power+ Rupay Fuel Credit Cards

IDFC First Bank launched two new Rupay Select credit cards in collaboration with Hindustan Petroleum (HPCL), the HPCL First Power & HPCL First Power+ credit cards. IDFC Bank used to offer all lifetime free credit cards at first before launching their super-premium Private credit card. The new co-branded Power and Power+ credit cards have a joining fee of Rs. 199 and Rs. 499 respectively, but are being offered at zero joining fee as an introductory offer.

Cardholders can earn many litres of free fuel with these HPCL co-branded credit cards along with savings on grocery and utility spends. Apart from this, the card offers many lifestyle benefits and privileges to go with the exclusive fuel benefits.

Read on to know more about the features and benefits of both the newly-launched credit cards.

FIRST Power Credit Card

With the FIRST Power credit card, you can save almost Rs. 7000 per year and earn up to 65 litres of fuel. Here are the features and benefits of this credit card –

Features & Benefits

• The joining fee this card holds is of Rs. 199 + taxes but you can get it at no charges as an introductory offer.
• You can save up to 5% on all your fuel spends with a max capped at Rs. 5000 per month. Save up to 2.5% as rewards on your HPCL fuel & LPG spends, save 1.5% as Payback Reward when you make the payment via HP Pay App, and save atleast 1% as the fuel surcharge waiver.
• Save 2.5% as rewards om your utility and grocery expenses capped at a maximum Rs. 4000 per month.
• Save 2.5% as rewards on your IDFC FASTag recharge capped at a maximum of Rs. 2000 per month.
• Get 2x reward on all other retail spends
• Get a cashback of Rs. 250 on your first HPCL fuel payment on transactions of Rs. 250 or more than that within the first month of card issuance.
• Get 5% cashback on your 1^st EMI conversion’s transaction value up to a maximum of Rs. 1000 per month.
• Get an exclusive discount of Rs. 150 on Swiggy orders of Rs. 500 or above.
• Get a discount of Rs. 500 on your ZoomCar rentals.
• Get up to 50% discount on your international and domestic car rentals with EuroCard and Rent A Car.
• You are also entitled to get complimentary roadside assistance up to 4 times in a year, worth up to Rs. 1399.
• Get lost card liability cover worth Rs. 25,000 and personal accident coverage worth up to Rs. 2 Lakhs.
• You can earn 10,000 Rewards for referring your friends. You get 2000 Reward for every single new card set up.
• The card has an annual fee of Rs. 199 which can be waived off by spending more than Rs. 50,000 in the last year.

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FIRST Power+ Credit Card

You can save almost Rs. 18,500 every year with the card and earn up to 175 litres of free fuel with it. Below mentioned are the features and benefits of this card –

Features and Benefits

• The card comes with a membership fee of Rs. 499 + taxes but you can also get it for no-cost as an introductory offer.
• You can save up to 6.5% on all your fuel spends with the credit card. Save 4% as rewards on your HPCL fuel & LPG spends capped at a maximum of Rs. 10,000 monthly, save 1.5% as Payback Reward when you make the payment via HP Pay App, capped at a maximum of up to Rs. 5000 per month, and save 1% as the fuel surcharge waiver capped at a maximum of Rs. 10,000 per month.
• On utility and grocery expenses, cardholders can save up to 5% as a reward which is capped at a maximum of Rs. 1000 per month.
• Also on your IDFC FASTag recharge, save 5% as rewards mas capped at Rs. 1000 per month.
• Get 3x reward on all other retail spends
• Get a cashback of Rs. 500 on your first HPCL fuel payment on transactions of Rs. 500 or more than that within the first month of the card issuance.
• Get 5% cashback on your 1^st EMI conversion’s transaction value up to a maximum of Rs. 1000 per month.
• Get an exclusive discount of Rs. 150 on Swiggy orders of Rs. 500 or above.
• Get a discount of up to Rs. 500 on your ZoomCar rentals.
• Get up to 50% off on car rentals be it international and domestic rentals with Rent A Car and EuroCard.
• Get 25% discount on purchase of movie tickets, once per month.
• 1 Complimentary domestic airport lounge access every quarter on monthly spends above Rs. 5000
• 4 complimentary roadside assistance per year, worth up to Rs. 1399.
• Get a lost card liability coverage worth up to Rs. 25,000 and a personal accident coverage worth upto Rs. 2 Lakhs.
• You can earn 10,000 Rewards for referring your friends. You get 2000 Reward for every single new card set up.
• The card has an annual fee of Rs. 499 plus taxes which further can be waived off upon spending more than Rs. 1,50,000 or in the last year.

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Bottom Line

The IDFC First Bank partnered with HPCL to launch the co-branded FIRST Power and FIRST Power+ credit cards that offer exciting benefits and privileges to the cardholders. Also, these are the first fuel cards launched by IDFC Bank and will rival other fuel cards by other leading issuers.

Apart from some exclusive savings on your fuel spends, you get multiple lifestyle and other privileges with this credit card. Another god thing about the cards is that they come with low, dynamic interest rates and rewards that never expire.

Let us know what you think about the newly-launched FIRST Power and FIRST Power+ credit cards and if you are going to apply for any one of them.

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