An airline credit also known as a Travel credit card are issued by financial institutions by collaborating with the airline brands. An airline card allows its users to earn mile points along with rewards, although it’s not the case for every card. This means the brand of card you have, decides your benefits and boundaries.
If you are a frequent traveler and prefer air travel, airline credit cards can be an ace for you. Airline credit cards are very useful and make your traveling quicker, more comfortable, and affordable somehow.
How does an Airline Credit Card work?
Suppose you travel a lot and use a very good amount on these travels, so be it for business or be it for your leisure, you can use an airline credit card to subdue the effect it might make on your finances. Along with this, you get benefits like complimentary airport lounge access in India, reward points on every penny used, miles on every mile traveled, and many other added benefits presented by card issuers.
The structure of how rewards are presented can vary from card to card but most of the add-on benefits are mostly the same if they are provided by the same airlines.
Advantages of Airline Credit Card
- Most airline credit cards in India come with sign-up bonuses if you make a purchase over a certain amount within a particular period.
- Priority boardings are one of the benefits, credit card users look up to. With this benefit, you get to board the plane earlier and it is even possible that you may be allowed a speedier route through security check-in.
- Access to airport lounges is also available and this benefit is present with most travel credit cards. You can get a certain amount of lounge access per quarter and sometimes unlimited.
- While you travel around, you get miles by traveling to a certain distance by air and you can even redeem them as reward points or directly use them while traveling.
These traveling cards carry an enormous amount of benefits for you if you are a frequent traveler. Traveling cards are very easy to use and there are no complications in using them or redeeming the rewards as well. Following are some cards issued by some of the major financial institutions of the country while collaborating with airline brand names –
6E Rewards XL – IndiGo HDFC Bank Credit Card – This credit card is issued by HDFC in collaboration with IndiGo. This card is very well suited for traveling and comes with a joining fee of Rs.1,500 + applicable taxes.
This travel card starts by providing you with welcome benefits such as 1 complimentary 6E Prime Add-on, vouchers from Accor Hotel stay ( up to 30% off or Rs.5,000), Accor Hotel Dining voucher worth Rs.1,000.
The rewards further go to 6E Rewards – 5% on IndiGo, 3% on dining, grocery, and entertainment, and 2% on other miscellaneous transactions. 3% 6E rewards on dining expenditures, discount with premium restaurants all over the major cities under the Good Food Trail Dining Program.
This card also gives you discounted convenience fee on IndiGo tickets.
8 complimentary domestic lounge access on every calendar year – max cap 2 per quarter.
AXIS Bank Vistara Infinite Credit Card – As the name suggests, this card is issued by AXIS Bank in collaboration with Vistara. With a joining fee of Rs.10,000 + applicable taxes, these cards provide benefits in AirMiles.
As a welcome gift, you get a complimentary Business Class ticket voucher every time the membership is renewed.
In place of normal points, you get Club Vistara Points which can be used for booking flights, class upgrades or making seat reservations under the Vistara Cash + Points program. You get 6 CV Points on every Rs.200 spent.
40% discount of up to Rs.1,000 on partnered restaurants all over India through AXIS Bank’s EazyDiner Program.
6 complimentary rounds of golf at India’s premium golf destinations.
2 complimentary domestic lounge access per quarter at airports throughout the country and complimentary Club Vistara Gold Membership.
AIR India SBI Signature Credit Card – Issue by SBI with the help of AIR India, this card has many traveling benefits. With the joining fee being Rs.4,999 + applicable taxes for this card, you get the Airmiles as the type of reward.
You get 20,000 reward points as a welcome benefit once you clear your joining fee and complimentary AIR India Frequent Flyer Program membership. 5,000 bonus reward points every year as an anniversary gift.
30 RP for every Rs.100 spent on ticket bookings through AIR India Booking Office or call centers.
Up to 1 lakh bonus reward points every upon achieving the milestone expenditures.
8 complimentary domestic lounge access every year.
Airline Credit cards are very easy to use however how you use them needs to be calculated. They provide an enormous range of benefits for you if you are a frequent traveler. Premium membership and golf rounds and discounts on hotel stays and dining are just add-ons.
Airline credit cards are very simple, you book your flights through their portals and travel, and you will get rewards on every penny you spend and every mile you travel by air.