HDFC Bank has come up with yet another offer for their credit cardholders. Now HDFC credit cardholders will earn up to 10X Reward Points on travel spends (air travel and hotel spends) on their eligible credit cards. The offer is valid from 1st December to 31st December 2021 and applicable on all HDFC credit cards with a Reward Points structure.

hdfc credit card offer 10x reward points

Offer Details

Minimum Spend Accelerated Rate of Earning Reward Points Max cap on Reward Points
Rs. 3,000 5X 500
Rs. 6,000 10X 1,500
Offer valid from 1st December to 31st December 2021 and applicable on the first eligible transaction made with any HDFC credit card with a Reward Points structure.

Under this travel offer, HDFC credit cardholders will earn 5X Reward Points on a single transaction of a minimum of Rs. 3,000 and 10X Reward Points on a single transaction of a minimum of Rs. 6,000 with a merchant in the air travel, or hotel category during the offer period. The offer is valid from 1st December to 31st December 2021.

Offer Terms & Conditions

  • A single minimum online transaction of Rs. 3,000 (for 5X Reward Points) or Rs. 6,000 (for 10X Reward Points) is required to avail of the offer benefit.
  • A maximum of 5,000 Reward Points can be earned at the 5X reward rate, while the maximum number of Reward Points that can be earned at the 10X reward rate is capped at 10,000 Reward Points.
  • The cardholder will earn the accelerated Reward Points as per the offer only if the transaction is made via SmartBuy.
  • The offer is applicable only on the first eligible transaction during the offer period.
  • The offer shall not be applicable on HDFC Bank credit cards that do not have a Reward Points structure like Millennia, MoneyBack, MoneyBack+, Jet privilege, Valueplus Bharat, Easy EMI, Freedom, IndianOil Credit Cards, etc.
  • The offer is not applicable on the corporate and commercial credit cards by HDFC.
  • The offer can not be clubbed with any other offer that the cardholder might be eligible for.
  • Classification of a retail transaction under a particular merchant category (e.g. air travel or hotel category) shall be defined by Visa/MasterCard or any other franchisee as applicable and the same shall be used to determine the eligibility of a transaction for the offer.
  • The offer is valid from 1st December to 31st December 2021 and the Bonus Reward Points earned under the offer shall be posted by 31st March 2022.
  • For detailed terms and conditions, you may refer to the official offer terms & conditions page on the bank’s website.

Bottom Line

As the pandemic is almost over and countries are once again opening borders, this is a welcome offer by HDFC Bank for their credit cardholders. HDFC credit cardholders can earn up to 1,500 Bonus Reward Points under this offer. So if you are planning a holiday in near future, you should definitely avail of the offer benefit and book your air tickets and make hotel reservations during the offer period.

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