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HDFC Bank has launched several credit cards in every category and issues new credit cards now and then with top-notch benefits. But this time, the Bank is providing new and updated features in its existing cards, the Times cards. Both the HDFC Bank Times Credit cards, Platinum Times and Titanium Times have been updated with new and exciting features. Earlier the cardholders used to get only discount vouchers but now as a welcome benefit, the cards are offering Times Prime Membership along with E-Vouchers Worth Rs. 5000.
Moreover, the cards were earlier issued with a joining fee of Rs. 1,000 for Platinum and Rs. 500 for Titanium. But now you can get the card issued with a zero joining fee. Therefore, if you already hold the Times card or want to apply for it then you should read this article to the last to know more about the updated features:
HDFC Times Credit Cards Updated
The HDFC Bank launched two credit cards- the HDFC Platinum Times card and HDFC Titanium Times card in collaboration with Times. The cards are known for their amazing benefits in shopping, dining, and entertainment. But now the bank has brought new and amazing features in both the card that makes them more considerable and premier.
HDFC Platinum Times Card
The HDFC Platinum Times card is the more premium version of the Titanium Time card and was earlier issued with a joining fee of Rs. 1,000. With new updates, the card is now launched without any joining fee, ie, zero joining fee. The card still carries the annual fee of Rs. 1,000 but many other amazing benefits have been upgraded by the Bank which is mentioned below in detail:
- As a welcome benefit, the card offers Complimentary Times Prime annual Membership worth Rs. 999 activated after performing 3 transactions within a calendar quarter of card insurance, and E-Vouchers Worth Rs. 5000.
- Get 6 months of complimentary membership for EazyDiner and get dining benefits including, a 25% to 50% discount at premium bars and restaurants, and 2x EazyPoints on each spend. Also, get an additional 15% discount for payments done through PayEazy.
Also, you can get up to 40% discount on select restaurants on dining bills via the Dineout app. - Get a 50% discount (max Rs. 600 per transaction) on Movie Tickets booked on BookMyShow (valid on up to 4 movie ticket bookings in a month).
- Get additional cashback up to 5% towards utility bills and shopping transactions via SmartBuy and SmartPay.
- The waiver on fuel surcharge has been lowered to Rs. 250 per statement cycle instead of Rs. 500. Rest all the features are the same.
HDFC Titanium Times Credit Card
The HDFC Titanium Times card is the lower version of the Platinum Time card. Just like the platinum card, the titanium card is now also launched without any joining fee but still carries an annual fee of Rs. 500. The features and benefits of the Platinum Times card have also been updated as follows:
- The Titanium card also offers Complimentary Times Prime annual Membership worth Rs. 999 which can be activated after performing 1 transaction after card issuance, and Complimentary and E-Vouchers Worth Rs. 5000.
- Complimentary membership for EazyDiner for 6 months having dining benefits including, 25% to 50% discount at premium bars and restaurants, and 2x EazyPoints on each spend.
Get an additional 10% discount for payments done through PayEazy.
Also, you can get up to 35% discount on select restaurants on dining bills via Dineout app. - 25% discount (max Rs. 350 per transaction) on Movie Tickets booked on BookMyShow (valid on up to 4 movie ticket bookings in a month).
- Additional cashback up to 5% on utility bills and shopping transactions via SmartBuy and SmartPay.
- Rest all the features are the same.
Platinum Times Card Vs Titanium Times Card
The following table will help you differentiate between the Times cards on the basis of their features and updated benefits:
| Basis | HDFC Bank Platinum Times Card | HDFC Bank Titanium Times Card |
| Reward Rate |
10 Reward Points for every Rs. 150 on dining spends on weekdays. 3 Reward Points on every Rs 150 on all other spends with the card. |
5 Reward Points for every Rs. 150 on dining spends on weekdays. 2 Reward Points on every Rs 150 on all other spends with the card. |
| Reward Redemption | The Reward Points earned can be redeemed for gift vouchers, products, and discounts on HDFC Rewards catalogue. | The Reward Points earned are redeemable for gift vouchers, products and discounts on HDFC Rewards Catalogue. |
| Welcome Benefit |
Complimentary Times Primes Membership. E-Vouchers Worth Rs. 5000. 6-month EazyDiner Prime Membership. |
Complimentary Times Primes Membership. E-Vouchers Worth Rs. 5000. 6-month EazyDiner Prime Membership. |
| Dining Benefits |
25% to 50% discount at premium bars and restaurants, and 2x EazyPoints on every transaction with EazyDiner Prime Membership. 15% discount for payments done through PayEazy. 40% discount on select restaurants on dining bills via Dineout app. |
25% to 50% discount at premium bars and restaurants, and 2x EazyPoints on every transaction with EazyDiner Prime Membership. 10% discount for payments done through PayEazy. 35% discount on select restaurants on dining bills via Dineout app. |
| Entertainment Benefits | 50% discount on Movie Tickets (up to Rs. 600) bookings via BookMyShow (valid on 4 movie tickets in a month). | 25% discount on Movie Tickets (up to Rs. 350) bookings via BookMyShow (valid on 4 movie tickets in a month). |
| Fuel Surcharge Waiver | 1% fuel surcharge waived at all fuel stations across India for transactions between Rs. 400 and Rs. 4,000. (Capped at Rs. 250) | 1% fuel surcharge waived at all fuel stations across India for transactions between Rs. 400 and Rs. 4,000. (Capped at Rs. 250) |
| Annual fee Waiver | Annual fee Waived on spending Rs. 2.5 lakh in the previous year. | Annual fee Waived on spending Rs. 1.5 lakh in the previous year. |
| Joining and Renewal Fee |
Zero Joining Fee Rs. 1,000 annual fee |
Zero Joining Fee Rs. 500 annual fee |
Bottom Line
The updated features and benefits of the Times credit cards will provide cardholders with amazing benefits. As the platinum times card is the premium variant, the benefits provided with it include a 50% discount on Movie Tickets, great dining benefits, and the reward rate justifying the annual fee of Rs. 1,000. Even the Titanium card offers the same benefits but in a limited manner, the card will be a great choice for those who are looking for a card with such benefits but with a lower annual fee. What are your views on the updated features of the Times HDFC cards, share them in the comment section below!
