Get Bonus Reward Points on Spends with Your IDFC First Bank Credit Card

Do you own an IDFC First Bank credit card? If the answer is yes, then there is a good news for you as IDFC First Bank has launched an offer where cardholders have a chance to earn bonus reward points on spending the minimum qualifying amount with their credit card.

The offer period will extend from 1^st July 2023 to 31^st July 2023, and it is a targeted offer exclusively for cardholders who receive an official offer communication from the bank via SMS, Email, Whatsapp, app banners, or push notifications. Also, only the customers who enrol for participation during the offer period will be eligible for the bonus reward points.

Keep reading our article to know more about the offer details, eligible cards, terms and conditions, and more.

Offer Details

During the offer period 1^st July 2023 to 31^st July 2023, cardholders can earn 1001 reward points on minimal spends of Rs. 7500 with their IDFC First Bank credit card. Other customers have received an offer where they can earn 1501 reward points on spending Rs. 20,000 with their IDFC credit card.

The offer is only for those who received an official offer communication from the bank. You must enrol for participating during the offer period by clicking the link provided in the offer SMS, Email, push notification, Whatsapp, etc. shared on the registered mobile number.

The following credit cards are eligible for the offer –

• FIRST Classic Credit Card
• FIRST Select Credit Card
• FIRST Millennia Credit Card
• FIRST Wealth Credit Card
• FIRST Private Credit Card
• FIRST WoW Credit Card
• FIRST Bank Employee Credit Card

Fuel, insurance, wallet reloads, cash withdrawals, and utility bill payments are not considered towards the offer.

Offer Terms and Conditions

The following are the most important terms and conditions related to the offer –

• This is a targeted offer exclusively for cardholders who receive an official offer communication. Also, you must enrol for participation during the offer period to be eligible to receive the bonus reward points.
• The offer period extends from 1^st July 2023 to 31^st July 2023 and the enrolment must be done via the customer’s registered Email ID and mobile number.
• Insurance, fuel, wallet reloads, cash withdrawals, and utility bill payments are not considered towards the offer
• During the offer period, the net spends made with the enrolled cards are considered for the offer. Also, multiple transactions are allowed and the cumulative amount of all eligible spends are considered.
• The offer is not negotiable, encashable, or transferable.
• The bonus reward points are credited to the cardholder account within 45 days of the offer closure date.
• Transactions that are cancelled, disputed, or reversed will not be included in the total eligible spends. Also, some transactions may be settled later based on the merchant’s settlement cycle.

Bottom Line

The above-discussed targeted offer is great for IDFC credit cardholders as they can earn bonus reward points on spending as low as Rs. 7500 with their credit card during the offer period. Make sure to enrol through your registered email ID and mobile no. during the offer period to be eligible to receive the reward points.

All cumulative spends made with the credit card during the offer period, excluding few spend categories, are considered for this offer. Go through the terms and conditions of the offer thoroughly so that you can avail maximum benefit out of this target spends offer by IDFC First Bank.