Federal Bank is offering up to 3X reward points on insurance spends made using its credit cards. To avail of this offer, customers need to make online insurance payments. The offer is only valid on the core Federal Bank Credit Cards, such as Celesta, Imperio, and Signet Credit Cards. Those with other popular offerings, such as Federal Scapia Card, shall not be eligible for this.
Offer Validity – 5th January 2026 – 31st March 2026
Make online insurance payments of ₹10,000 or more to earn up to 3X reward points.
| Spend Slab | Reward Points |
| < ₹10,000 | 0 |
| ≥ ₹10,000 to < ₹50,000 | 2X |
| ≥ ₹50,000 | 3X |
1X reward points will be credited as per the card’s standard reward structure. Additional reward points will be credited within 60 days after the campaign ends.
Offer Terms
- Make online insurance payments of ₹10,000 or more to qualify for the offer.
- Offer is valid only for customers who have received communication via SMS, email, FedMobile, or WhatsApp.
- The offer is non-transferable, non-cashable, and cannot be exchanged for cash or credit.
- Valid from 5th January 2026 to 31st March 2026.
- Applicable only on transactions under MCCs 6300, 6381, and 5960.
- Not applicable to EPIFI, Jupiter, Scapia, and OneCard.
Bottom Line
We all pay insurance premiums from time to time, so you might as well make the most of it. With this offer from Federal Bank, you can earn up to 3X reward points by paying your insurance premiums online using your credit card. It’s a simple way to get more value from your regular expenses and maximise your savings. You can avail of this offer until 31st March 2026.