Myntra is arguably the most popular fashion E-Commerce company in India with tons of clothing, accessories, and other stuff from some of the top brands in India and the world. Kotak Mahindra Bank and Myntra have joined forces to launch their co-branded Kotak Myntra credit card which is sure to be a hit among the younger generation and budding fashionistas.

Myntra is already loved by Indians because of its regular offers and discounts throughout the year and with this credit card, it is giving users the chance to earn instant cashback and rewards on almost all their spends. The card has a joining fee of Rs. 500, but you can get it free of cost for a limited time period as an introductory offer.

Kotak Myntra Credit Card Post

Let’s know more about the Kotak Myntra credit card, the rewards and benefits offered by it, and other useful information related to the card.

Kotak Myntra Credit Card – Features and Benefits

Check out the features and benefits of the Kotak Myntra Credit Card –

Welcome Benefit

Get a Myntra voucher worth Rs. 500 on completing the 1st transaction with your card as a welcome benefit.

Unlimited Discount on Myntra Spends

You get a 7.5% instant discount on all your Myntra spends. There is no limit on the total discount you can get on your spends, but the discount is limited to Rs. 750 per transaction.

Cashback Benefits

  • Get 5% cashback on your spends at preferred partners Swiggy, Swiggy Instamart, Cleartrip, Urban Company, and PVR. The cashback is capped at Rs. 1000 per month.
  • Get 1.25% unlimited cashback on all other spends elsewhere. Rent, recharges, fuel, and EMI spends are not eligible to earn the 1.25% cashback.

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Travel Benefit

Avail complimentary domestic lounge access with the card.

Milestone Benefit

Get 2 PVR tickets, each worth Rs. 250, on spending Rs. 50,000 or more per quarter.

Renewal Fee Waiver

You can get the Rs. 500 card renewal fee waived off on spending Rs. 2 Lakhs or more in the card anniversary year.

Fuel Surcharge Waiver

Get 1% fuel surcharge waiver, up to Rs. 300 every month, at fuel stations across the country. You can earn a maximum benefit of Rs. 3600 per year.

Zero Joining Fee for a Limited Time

The credit card has a joining fee of Rs. 500, but you can get the card at Zero joining fee for a limited time period.


Kotak Mahindra Bank has many satisfied credit cardholders across the country and its co-branded Kotak Myntra credit card will surely attract a lot of youngsters and millennials. The range of clothing and apparel on Myntra is huge and the credit card offers a 7.5% instant discount on all your spends at Myntra.

Apart from the discount on Myntra, the card provides 5% cashback on partner brands like Swiggy, and an unlimited 1.25% cashback on all other spends, with a few exceptions. The card comes at a nominal joining fee of Rs. 500, but for a limited time you can get the card for free. Moreover, you can also get the renewal fee waived off on spending Rs. 2 Lakhs or above annually.

Let us know your thoughts about this new co-branded credit card by Myntra and Kotak Mahindra Bank in the comments section, and whether you planning on getting it for yourself.

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