HDFC Bank 
SBI Card 
IDFC Bank 
Axis Bank 
RBL 
ICICI Bank 
CITI Bank 
HSBC 
YES Bank 
AMEX 
IndusInd Bank 
Standard Chartered
Federal Bank
Bank of Baroda’s BoB Financial has multiple credit cards in its portfolio exclusively for Indian armed forces, navy, other defence personnel, and government officials. A few months ago, BoB Financial announced a tie-up with three RRBs under Bank of Baroda for the Pragati RuPay credit cards.
The three RRBs are the Baroda Gujarat Bramin Bank (BGGB), Baroda Rajasthan Kshetriya Gramin Bank (BRKGB), and the Baroda UP Bank (BUPB). All the three Pragati RuPay cards are live now, and have multiple benefits and offers for the farmers and other people in rural areas.
Read further to know more about the Pragati RuPay credit cards and the features and benefits offered by them.
Pragati RuPay Credit Cards by BoB Financial
BoB Financial has launched three new credit cards –
BGGB Pragati RuPay Credit Card (exclusively for Baroda Gujarat Gramin Bank customers)
BRKGB Pragati RuPay Credit Card (exclusively for Baroda Rajasthan Kshetriya Gramin Bank customer)
BUPB Pragati RuPay Credit Card (exclusively for Baroda UP Bank customers)
All the three credit cards are perfect for farmers and other people in rural areas. Let’s see what does these Pragati RuPay cards have to offer.
Features and Benefits
The following are the features and benefits on the Pragati RuPay credit cards –
Reward Points
∙ 5 Reward Points per Rs. 100 spent on departmental stores, movies, and grocery with the card. You can earn a maximum of 1000 reward points per month on these categories.
∙ 1 Reward Point per Rs. 100 spent elsewhere.
Reward Redemption
The reward points can be redeemed against cashback and many other different options.
Fuel Surcharge Waiver
Get 1% fuel surcharge waiver at fuel stations across the country on transactions between Rs. 400 and Rs. 5000. You can earn a maximum benefit of Rs. 250 per statement cycle and fuel spends do not earn reward points
Annual Fee Waiver
The first year fee on the credit cards is NIL, but you have to pay an annual fee of Rs. 250 from the second year onwards. You can get an annual fee waiver on spending Rs. 25,000 with the card in the year.
Free Add-on Credit Card
You can get up to 3 add-on credit cards lifetime free for your parents, siblings, spouse, or kids who are above 18 years old.
Insurance Benefits
Get complimentary personal accident death cover up to Rs. 15 Lakhs for air accidents and Rs. 5 Lakhs for non-air accidents.
Conclusion
BoB Financial has launched the earlier-announced three Pragati RuPay credit cards tying-up with three RRBs under Bank of Baroda. All three cards are free for the first year, and have a nominal Rs. 250 from the second year onwards, that can be waived off on annual spends of Rs. 25,000.
Moreover, these cards offer an accelerated reward rate on grocery, departmental stores, and movie spends. For people in the rural areas, farmers, etc. these Pragati RuPay credit cards are worth getting.
