AU Bank Zenith+ Credit Card

AU Bank Zenith Plus Credit Card – Features and Benefits

The following are the features and benefits associated with the AU Bank Zenith+ credit card–

Welcome Benefit

Get welcome vouchers worth Rs. 5000 from Taj Hotels, Tata Cliq, Michael Kors, or other luxury brands. Customers can also opt for 5000 RPs as a welcome benefit.

You can use any of the following modes of activation to get the welcome benefit voucher –

• AU 0101 Mobile App/Net banking
• Call 1800 1200 1500
• Chatbot AURO

Milestone Benefits

• Get bonus 1000 RPs on spending Rs. 75,000 or more in the month.
• Get complimentary Taj Epicure Membership on spending Rs. 12 Lakhs in the card anniversary year. With the Taj Epicure membership, you get the following benefits –
  • 25% off on Food and beverages – Takeaway and Dining
  • 20% off on Qmin App orders
  • 20% off on Spa Treatments at Jiva Spas
  • 20% off on Salon services at participating salons
  • 20% off on Food and Beverages – Banquets

Cardholders also get the following one-stay exclusive vouchers –

• 20% discount on Best Available rate on Suites/Room at participating hotels
• 20% discount on Best Available rate on Taj Palaces on rooms/suites for max 5 nights
• 20% discount on Best Available rate on Taj Safaris on room/suites for max 5 nights

Renewal Benefit

Get 5000 RPs whenever you pay the card membership, i.e. renewal fees from the second year onwards.

Reward Earning Rate

• You can earn 2 RPs per Rs. 100 spent with the card.
• Earn 2 RPs per Rs. 100 spent on travel, dining, and international spends. Certain spend categories are not eligible to earn reward points.
• The value of 1 RP = Rs. 1. Cash advances, fuel, and EMI spends are not eligible to earn reward points.

Travel Benefits

• Get 16 complimentary international lounge access per annum, a maximum of 4 per quarter, with the Priority Pass membership. Click this link to check out the list of eligible Priority Pass lounges.
• Get 16 complimentary domestic lounge access per annum, max four quarter, with the credit card. Check out this link to view the list of eligible lounges.
• Get a complimentary Taj Epicure Membership on spending Rs. 12 Lakhs in the card anniversary year.
• Get complimentary meet and greet services with end-to-end VIP check-in four times per year, max once per quarter. You can book the service by calling the concierge at 022-42320298 or 1800 210 0298

Golf Benefits

Get eight complimentary golf rounds or lessons per annum, max 2 per quarter.

Movie and Dining Benefits

• Get complimentary 16 Buy One Get One movie tickets per annum, max 4 per quarter. The maximum discount per booking is Rs. 500.
• Up to 30% discount at partner restaurants with the Silver Spoon dining program

Insurance Benefits

• Air Accident Cover – Up to INR 2 Crore
• Card Liability Cover – Up to INR 15 Lakhs
• Credit Shield – Up to INR 15 Lakhs
• Purchase Protection – Up to INR 50,000
• Other travel-related covers – In the event of baggage delay, delay in flight, loss of passport and plane hijack.

Other Additional Benefits

• Complimentary device protection plan
• Complimentary concierge services
• 1% fuel surcharge waiver at outlets across the country, with maximum benefit capped at Rs. 1000 per statement cycle

Fees and Charges

The following are the fees and charges associated with the credit card –

• The joining and annual fee of the credit card is Rs. 4999 plus taxes. You can get the renewal fee waived off on spending Rs. 8 Lakhs in the card anniversary year.
• The interest rate on the credit card is 1.99% per month or 23.8% per annum
• The card charges a low forex markup fee of 0.99% of the transaction amount which is great for individuals who regularly make foreign currency spends with their card.
• The cash advance fee on the card is 2.5% of the transaction amount or a minimum of Rs. 100

Eligibility Criteria

The applicant must meet the following eligibility criteria –

• The age of the applicant must be 21 to 60 years of age, and the add-on cardholder must be over 18 years old
• The applicant must be a resident of India
• The applicant must have a net monthly income of Rs. 2.5 Lakhs

AU Bank Zenith+ Credit Card Review

Similar to the Zenith credit card, AU Bank has launched the premium Zenith+ credit card that comes at a joining fee of Rs. 4999 plus taxes. The cad has decent features and privileges for almost all spend categories and offers Rs. 5000 gift vouchers from luxury brands. You can get 2 RPs on international, dining, and travel spends, and 1 RP on spends made elsewhere.

For those who travel frequently, cardholders can get a complimentary Taj Epicure Membership as milestone benefits, complimentary domestic and international lounge access, complimentary golf rounds, and a low forex markup fee of 0.99%. The card also offers excellent movie and dining benefits to the cardholder. It is a great choice and offers various benefits similar to the Zenith credit card at a lower fee.

Head over to the comments section and let us know your thoughts regarding this new card by AU Bank.