SBI Shaurya Credit Card

Shaurya SBI Card Features and Benefits

The SBI Shaurya Credit Card is another credit card issued by SBI that is dedicated to the individuals serving the nation. It comes with a decent Reward Program and a few other advantages. Refer to the detailed information given below to understand all its features and details:

Welcome Benefits

• You get 1,000 bonus Reward Points as a welcome benefit.
• You get the bonus Reward Points only after payment of the joining fee and the points are credited to your account within 15 days from the date of payment.

Insurance Benefits

You get an insurance cover worth Rs. 2 lakhs against a personal accident.

Spend-Based Waiver

The renewal fee of Rs. 250 is waived off if you have spent Rs. 50,000 or more in the previous anniversary year.

Fuel Surcharge Waiver

• You get a 1% fuel surcharge waiver on all fuel transactions between Rs. 500 and Rs. 3,000.
• The maximum waiver per statement cycle is capped at Rs. 250.

Shaurya SBI Card Reward Points

• You get 5 Reward Points on every spend of Rs. 100 on dining, groceries, movies, and departmental stores.
• You get 1 Reward Point on every spend of Rs. 100 elsewhere.

Reward Redemption

• You can redeem your earned Reward Points against a host of products and gift vouchers from the SBI Rewards catalogue.
• You can also redeem your points to pay your card’s outstanding balance, where 1 RP = re. 0.25, i.e, 4 Reward Points = Re. 1.
• A reward redemption fee of Rs. 99 + GST will be charged on every redemption request you make.

SBI Shaurya Credit Card Eligibility Criteria

The eligibility requirements that you need to fulfill in order to get this credit card are as mentioned below:

• The applicant should be an Indian Defense Personnel.
• The applicant’s age should be a minimum of 18 years.
• The applicant should either be self-employed or salaried, i.e, they should have a stable source of income.
• The applicant should possess a decent credit history.

Documents Required

The documents required to apply for the Shaurya SBI Credit Card are as mentioned below:

• Identity Proof: PAN Card, Ration Card, Aadhar Card, Voter’s Id, Passport, etc.
• Address Proof: Aadhar Card, Latest utility bills (no older than three months), Ration Card, any government-approved address proof, etc.
• Income Proof: Latest Bank statements/salary slips, or latest audited ITR.

How To Apply For The SBI Shaurya Credit Card

You can apply for the Shaurya SBI Card using any of the following methods:

• Visit your nearest SBI branch with all the required documents (including identity proof, address proof, income proof, etc) and fill in all the physical application form to apply for this credit card.
• If you want to apply online,
• Click on Apply Now.
• Fill out the given form.
• You can also apply by contacting the SBI Credit Cards customer care.

Conclusion

The SBI Shaurya Credit Card is a basic credit card that is issued to Indian defense personnel. With a very nominal joining & annual fee, the card allows its customers to save on all their spends. You get 1,000 bonus points as a welcome gift, which are equivalent to Rs. 250 and hence you get the joining fee back. Similarly, you can get the renewal fee waived off every year by achieving the required minimum spend. This is how you can make the card free for yourself and avail all its benefits with minimal charges. However, if you want to have a similar credit card with a higher reward rate, you can consider the Shaurya Select SBI Card which comes with a zero joining fee but a higher annual fee as compared to this card. Moreover, a few other banks, including Axis Bank, PNB, etc, also issue such credit cards like Axis Bank Pride Platinum Credit Card, PNB Rakshak Rupay Platinum Credit Card, etc.