SBI Shaurya Select Credit Card
- Updated On: 23 July, 2025
The Shaurya Select SBI Credit Card comes exclusively for the people serving the nation by working in defense services, like Army, Navy, Paramilitary, and Airforce. It comes with a zero joining fee and charges a renewal fee of ₹1,499 every year from the second year. This renewal fee is waived if you spend ₹1.5 lakhs or more in the previous year. Talking about its reward programs, you can earn up to 10 Reward Points on every ₹100 you spend on dining, movies, groceries, and more and redeem your earned points against a wide array of options. Other than this, you get 1,500 bonus Reward Points every time you renew your card membership.
In addition to Reward Points, the card offers excellent milestone benefits. You will receive a complimentary Pizza Hut e-voucher upon achieving the quarterly spending milestone, as well as a gift voucher from Yatra or Pantaloons for meeting the annual spending milestone. Other than all this, you get complimentary insurance coverage against personal accidents, a fuel surcharge waiver, zero liability protection, etc. To know more about the Shaurya Select SBI Card and its fees & charges, keep reading the article:
SBI Shaurya Select Credit Card

- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
Welcome Benefits
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
10 RPs/₹100 Spent on Dining, Groceries, Departmental Stores (Including CSD Canteen), and Movies. 2 RPs/₹100 on All Other Spends
Reward Redemption
The Reward Points can be redeemed against the card’s outstanding balance and various other options. 1 Reward Point = Re. 0.25.
Travel
N/A
Domestic Lounge Access
4 Visits Each Year (One Per Quarter)
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
Complimentary Personal Accident Insurance Worth ₹10 Lakh
Fees & Charges
Spend-Based Waiver
The renewal fee is waived off on spending Rs. 1,50,000 or more in the previous year.
Rewards Redemption Fee
Rs. 99 on every redemption request
Foreign Currency Markup
3.5% on all foreign currency spends.
Interest Rates
2.75% p.m. (33% annually)
Fuel Surcharge Waiver
1% fuel surcharge waiver on all fuel transactions between Rs. 500 and Rs. 4,000.
Cash Advance Charges
2.5% of the withdrawn amount or a minimum of Rs. 500.
Product Details
- Exclusive for defense personnel.
- Get 10 Reward Points on every spend (Dining, Movies, Departmental Stores & Grocery spends) of Rs. 100.
- Get 2 Reward Points per Rs. 100 spent on all other spends.
- 1,500 bonus Reward Points on card renewal.
- Pizza hut e-voucher on achieving quarterly milestone spend.
- Yatra/Pantaloons e-voucher on achieving annual milestone spend.
- Complimentary insurance cover against personal accident.
- 1% fuel surcharge waiver on all fuel transactions.
- Spend-based waiver of the renewal fee.
SBI Shaurya Select RuPay Credit Card
The SBI Shaurya Select Credit Card comes loaded with exciting reward programs and other benefits to provide its customers with an opportunity to save more & more on all their spending. To understand all its features and benefits in detail, refer to the following information:
Reward Points
- You get 10 Reward Points on every spend of ₹100 on dining, groceries, movies, and departmental stores (including CSD Canteens).
- You get 2 Reward Points on every spend of ₹100 elsewhere.
- No Reward Points are earned on fuel transactions and cash withdrawals.
Reward Redemption
- The Reward Points you earn using this card can be redeemed against various options available on the SBI Card Rewards Page.
- You can also redeem your points against your card’s outstanding balance at a rate of 1 Reward Point = ₹0.25.
Free Airport Lounge Access
Defense personnel with this credit card shall also be able to get free domestic airport lounge visits four times each year. Check the complete list of available airport lounges here.
Milestone Benefits
- You get a Pizza Hut e-voucher worth ₹500 on spending ₹50,000 or more in a quarter.
- You get a Yatra/Pantaloons e-voucher worth ₹7,000 on spending ₹5 lakhs or more in an anniversary year.
Renewal Benefits
You get 1,500 bonus Reward Points every year when you pay the renewal fee for the card.
Spend-Based Waiver
The renewal fee of ₹1,499 is waived if you have spent ₹1,50,000 or more in the previous anniversary year.
Fuel Surcharge Waiver
- You get a 1% fuel surcharge waiver on all fuel transactions between ₹500 and ₹4,000.
- The maximum waiver is capped at ₹250 per statement cycle for this credit card.
How to Apply for SBI Shaurya Select Credit Card?
You can apply for the SBI Shaurya Select Card online or offline at your convenience. If you prefer offline methods, you can visit your nearest SBI branch with all the required documents and fill in the physical application form there. For online applications, follow these steps.
- Click on Apply Now.
- Fill out the given form.
- Complete your KYC.
- Submit your application for approval.
Conclusion
The Shaurya Select SBI Card is exclusively made for Indian defense personnel, i.e., people who are serving in the Army, Navy, Airforce, Paramilitary, etc. It comes embossed with the name of the branch of your service and hence is a matter of pride for individuals who get this card. Along with providing regular rewards on all your spending, the card earns you accelerated Reward Points on selected categories like groceries, dining, movies, etc., so you can save more every time, no matter if you are purchasing something for your home, going out for movies, or shopping, or anything.
Some other card issuers also offer such credit cards targeted at defense personnel, like the Axis Bank Pride Signature Credit Card, Indian Army YODDHA BOBCARD Credit Card, etc. However, the SBI Shaurya Select Card has its own unique features, and hence, you must definitely consider applying for it if you are an eligible customer. If you have any further doubts regarding this card, you can let us know in the comment section below!
FAQs:
What is the joining and annual fee of the Shaurya Select SBI Card?
The joining fee of this credit card is zero. However, it charges an annual fee of Rs. 1,499 from the second year.
What is the value of 1 Reward Point you earn using this credit card?
The value of 1 Reward Point you earn using the SBI Shaurya Select Credit Card is Re. 0.25.
How can I get the renewal fee waived off for the Shaurya Select Credit Card?
You get the renewal fee waived off for this credit card by spending Rs. 1.5 lakhs or more in the previous year.
What is the interest rate on this credit card?
The interest rate on the SBI Shaurya Select Card is 2.75% p.m. (33% annually).
What is the foreign currency markup fee on the shaurya SBI Card Select?
The forex markup fee on this credit card is 3.5% of the total transaction amount.

1 comment
Ajit Kumar Tripathy
I need this card because this cards features is so advantage for my criteria.