By Shubham Sharma
Updated On October 6, 2021

Club Vistara SBI Credit Card is one of the two Air Vistara co-branded credit cards offered by SBI Card (the other and the more premium one being Club Vistara SBI Card PRIME). It is a mid-level travel credit and comes with a membership fee of Rs. 1,499.

As it is a travel credit card, you get many add-on travel benefits with Club Vistara SBI Credit Card including complimentary domestic airport lounge access, complimentary membership of the Priority Pass lounge access program, discounted rates on hotel bookings and car rentals, etc.

As far as the reward rate is concerned, the card earns you reward points as Club Vistara (CV) Points. You earn 3 CV Points per Rs. 200 spent with Club Vistara SBI Credit Card which can be redeemed for class upgrades on Air Vistara flights or Air Vistara ticket bookings. Read on to learn more about this Air Vistara co-branded credit card by SBI Card.

Best Suited For

Travel |

Joining Fee

Rs 1,499 (plus applicable taxes)

Reward Type

AirMiles |

Product Details

  • Get 1 complimentary economy class air ticket as an e-gift voucher as a welcome benefit.
  • 1,000 Bonus Club Vistara Points on the spending of Rs 50,000 within the first 90 days.
  • E-voucher from Yatra worth Rs. 5,000 on annual spending of Rs 5 lakh.
  • 3 Club Vistara Points for every Rs 200 spent on every transaction.
  • Get 1 complimentary economy class air ticket on each annual spending of Rs 1.5 lakh, 2.5 lakh, 5 lakh.
  •  4 complimentary domestic lounge visits every year.
  • Complimentary membership to the Priority Pass lounge access program.
  • Comprehensive travel

Rewards and Benefits

Welcome Benefits

1 complimentary economy class air ticket e-voucher and Club Vistara Base membership

Movie & Dining

N/A

Rewards Rate

3 CV (Club Vistara) Points for Rs 200 spent

Reward Redemption

Reward Points directly transferred to Club Vistara account.  You can redeem the accumulated CV Points for flights on Air Vistara and partner airlines.

Travel

Complimentary Domestic lounge access and Air Vistara tickets as milestone benefits.

Golf

N/A

Domestic Lounge Access

4 complimentary domestic lounge visits every year (max 1 per quarter)

International Lounge Access

Complimentary Priority Pass Membership

Insurance Benefits

Air accidents cover up to Rs 50 lacs.
Loss of check-in baggage cover of Rs 72000.
Loss of travel documents cover of Rs 12500.
Cover against 4 flight cancellations in a year each limited to Rs 3500.
Baggage damage cover up to Rs 2,500.

Zero Liability Protection

Zero liability protection of up to Rs. 1 lakh, provided the loss of card is reported to the bank with 48 hours.

Fees & Charges

Joining Fee

Rs 1,499 (plus applicable taxes)

Renewal Fee

Rs 1,499 (plus applicable taxes)

Spend based Waiver

None

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% on the transaction amount

Interest Rates

3.50% per month (42% per annum)

Fuel Surcharge

Nil

Cash Advance Charge

2.5% of withdrawal amount subject to a minimum charge of Rs 500/-

Add-on Card Fee

Nil

Club Vistara SBI Credit Card Welcome Benefits

  • 1 Air Vistara Economy Class ticket on payment of the annual membership fee.

Club Vistara SBI Credit Card Reward Points:

You earn 3 Club Vistara (CV) Points per Rs. 200 on all spends categories including fuel purchases.

Reward Redemption:

  • Club Vistara Points can be redeemed for booking award flights, class upgrades, or against any seat reservation under the Vistara Cash + Points program.
  • 1 Club Vistara (CV) Point is equivalent to Rs. 0.20.

Milestone Benefits

  • 1000 Bonus Club Vistara Points on spending Rs. 50,000 within the first 90 days of card issuance. These Club Vistara Points are be credited to the Club Vistara membership account within 15 working days.
  • 1 complimentary economy class air ticket on each annual spending of Rs 1.5 lakhs, 2.5 lakhs and 5 lakhs.
  • 1 hotel e-gift voucher worth Rs. 5,000 from Yatra on the annual expenditure of Rs. 5 lakhs.

Club Vistara SBI Credit Card Travel Benefits

  • 4 complimentary domestic airport lounge access every year (max 1 per quarter).
  • Complimentary membership of the Priority Pass lounge access program (lounge visits are chargeable).
  • Up to 10% discount on Hertz Rental and 5% discount on Rentalcars.com.
  • Up to 33% discount on hotels and resorts.
  • Up to 50% discount on destination programs in Japan, Singapore, Macau and Korea.

Insurance Benefits

Insurance Category Insurance Amount
Air ticket cancellation (max 4/year) Rs. 3,500/cancellation
Air accident Rs. 50 lakhs
Delay of check-in baggage Rs. 7,500
Baggage damage Rs. 2,500
Loss of check-in baggage Rs. 72,000
Loss of travel documents Rs. 12,500
Lost card liability Rs. 1 lakh

 

Conclusion

Club Vistara SBI Credit Card can be the card of choice for frequent domestic flyers looking for a mid-level travel credit card. The card offers lucrative value-added travel benefits (considering the membership fee of Rs. 1,499) including complimentary domestic lounge access and complimentary Priority Pass membership, discounts on car rentals, hotel bookings and vacation programs. With all these benefits and a decent reward rate (3 CV Points per Rs. 200), the card offers good competition to Axis Bank Vistara Credit Card which also comes with the same annual fee. So, before you make up your mind, do compare the benefits and the reward rate of the two Air Vistara co-branded credit cards.

FAQs:

Yes, you earn 3 Club Vistara Points for every Rs 200 spent on every transaction including fuel

Rs 1499 plus applicable taxes

You can access up to 4 domestic lounges per year and a max of 1 lounge access per quarter calendar. This offer valid for primary cardholders only

You get up to 4 flight cancellations subject to a maximum limit of Rs 3,500

Comments

Subscribe
Notify of
guest
0 Comments
Inline Feedbacks
View all comments

Add cards to start comparing

Compare Cards